Steven Espinoza
I am Steven Espinoza, a dedicated Mortgage Loan Originator at O1NE MORTGAGE in West Covina, California. I am passionate about helping individuals and families achieve their homeownership dreams by offering the best home loans and refinancing options. My expertise also lies in educating clients about the complexities of the mortgage process, ensuring that they find […]
Home Equity Loans vs. Home Equity Lines of Credit (HELOC)
Home equity loans and home equity lines of credit (HELOCs) are two popular ways homeowners can leverage the equity in their homes to access funds. Whether you’re looking to finance a major home renovation, pay off high-interest debt, or cover unexpected expenses, understanding the differences between these financial products is crucial. This blog delves into […]
Angel Torres
Angel Torres
I am Angel Torres, a dedicated mortgage loan originator at O1NE MORTGAGE in West Covina, California. With years of experience in the mortgage industry, I specialize in home loans and refinancing. My passion is helping clients navigate the complexities of obtaining the right mortgage to achieve their homeownership dreams. Whether you’re a first-time homebuyer or […]
Navigating FHA Downpayment Assistance: A Comprehensive Guide for Homebuyers in Florida
In the vibrant and diverse real estate landscape of Florida, where dreamy beaches meet bustling urban hubs, owning a home is a cherished aspiration for many. However, for some prospective homeowners, the hurdle of a down payment can seem insurmountable. This is where FHA Downpayment Assistance programs come into play, offering a lifeline to individuals […]
What’s the Average Closing Cost in 2024
Closing costs are an essential aspect of any real estate transaction, encompassing various fees and expenses associated with finalizing a mortgage. As the housing market continues to evolve, it’s crucial for prospective homebuyers and sellers to understand the average closing costs in 2024. In this article, we’ll delve into the factors influencing these costs, current […]
The Impact of Inflation Announcements on Your Mortgage
Inflation is a constant presence in the economy, affecting various aspects of our financial lives. One area where its impact is keenly felt is in the realm of mortgages. As inflation rates fluctuate, they can significantly influence mortgage rates, payments, and overall affordability for homeowners. In this article, we’ll delve into how inflation announcements can […]
What Happens After Mortgage Closing?
You’ve navigated through the myriad of paperwork, secured your financing, and finally closed the deal on your dream home. Congratulations! But what comes next? The closing of a mortgage is a significant milestone in the home-buying journey, but it’s not the end of the road. It marks the beginning of a new chapter filled with […]
Victoria Andocilla
Victoria Andocilla
Hello there! I’m Victoria Andocilla, your trusted Mortgage Loan Originator at O1NE MORTGAGE nestled in vibrant West Covina, California. With a fervent dedication to helping individuals achieve their dreams of homeownership, I bring a wealth of expertise to the table. Guiding clients through every step of the process, I pride myself on delivering personalized solutions […]
