Angel Torres
Angel Torres
I am Angel Torres, a dedicated mortgage loan originator at O1NE MORTGAGE in West Covina, California. With years of experience in the mortgage industry, I specialize in home loans and refinancing. My passion is helping clients navigate the complexities of obtaining the right mortgage to achieve their homeownership dreams. Whether you’re a first-time homebuyer or […]
Navigating FHA Downpayment Assistance: A Comprehensive Guide for Homebuyers in Florida
In the vibrant and diverse real estate landscape of Florida, where dreamy beaches meet bustling urban hubs, owning a home is a cherished aspiration for many. However, for some prospective homeowners, the hurdle of a down payment can seem insurmountable. This is where FHA Downpayment Assistance programs come into play, offering a lifeline to individuals […]
What’s the Average Closing Cost in 2024
Closing costs are an essential aspect of any real estate transaction, encompassing various fees and expenses associated with finalizing a mortgage. As the housing market continues to evolve, it’s crucial for prospective homebuyers and sellers to understand the average closing costs in 2024. In this article, we’ll delve into the factors influencing these costs, current […]
The Impact of Inflation Announcements on Your Mortgage
Inflation is a constant presence in the economy, affecting various aspects of our financial lives. One area where its impact is keenly felt is in the realm of mortgages. As inflation rates fluctuate, they can significantly influence mortgage rates, payments, and overall affordability for homeowners. In this article, we’ll delve into how inflation announcements can […]
What Happens After Mortgage Closing?
You’ve navigated through the myriad of paperwork, secured your financing, and finally closed the deal on your dream home. Congratulations! But what comes next? The closing of a mortgage is a significant milestone in the home-buying journey, but it’s not the end of the road. It marks the beginning of a new chapter filled with […]
Patricia Fonseca
Patricia Fonseca
Hello there! I’m Patricia Fonseca, your go-to mortgage loan officer here at O1NE MORTGAGE, nestled in the heart of West Covina, California. With years of experience under my belt, I bring a wealth of knowledge and expertise to the table, particularly specializing in FHA, VA, and non-QM loans. Navigating the complex world of mortgages can […]
Celina Borbon
Celina Borbon
Welcome to O1NE MORTGAGE, where securing your dream home is not just a goal but a promise. I’m Celina Borbon, your dedicated Mortgage Loan Officer, serving the vibrant community of West Covina, California. As a seasoned professional in the mortgage industry, I understand that navigating the complexities of home financing can be daunting. That’s why […]