HOME LOANS

Simplified

Buying a home?

We offer flexible loan options, competitive rates, and clear guidance to help you move forward with confidence—from pre-approval to closing.

Refinance your home?

Lower your monthly payment, reduce your interest rate, or tap into your home’s equity. We’ll help you evaluate your options and refinance when it truly makes financial sense for you.

Do you have an ongoing loan with us?

Check the status of your loan or update your information here.

"O1ne Mortgage stepped up and provided the support we needed and stayed with us every step of the way."

Why Choose Us?

Lowest rates in the industry

With our extensive lender network and strategic rate-shopping approach, you can rest assured that you’re getting a great deal.

99% Customer Satisfaction Rate

From your first consultation to final closing, our team is dedicated to providing top-tier service, timely communication, and personalized guidance.

100% Online Experience

With our fully digital loan application process, you can apply from the comfort of your home, on your schedule.

Your Home Loan Team, Right Here

Questions, plans, or ready to apply? Our loan officers are here to guide you every step of the way — no pressure, just smart advice.
Get clear, confident guidance — from first click to final closing.

Your Home Journey Starts Here

First-time buyer or thinking about refinancing? Get clear answers, honest guidance, and a custom loan strategy designed just for you.

Find the right loan, get pre-approved, and start your homeownership journey with confidence

Lower your rate, reduce your payment, or tap into your equity — see which option fits you best.

Securely access your application, documents, and loan status anytime, anywhere.

SPECIALIZING IN CALIFORNIA HOME LOANS

Welcome to the official site of O1NE MORTGAGE, INC., a full-service mortgage company based in Rancho Cucamonga, CA. We’ve simplified the process and created friendly tools within this site to give you a hassle-free experience with your mortgage loan process. We can help you realize your dream of homeownership or help you to save by lowering your current monthly payments.

In terms of Purchase we offer the following Qualified Mortgage type of loans:

Conventional | FHA | VA | USDA | Jumbo

In terms of Refinance, we offer a wide range of products designed to best fit your needs. If you’re looking for a cash-out, or to just get a better rate and term, we can assist you. We offer the following refinancing programs:

What makes us unique is that we offer the following niche, Non-Qualified mortgage products:

Stated Loans | Bank Statements | Hard Money| Foreign National