Phone: 888-681-4128

1906 W. Garvey Ave S. Suite 200 West Covina, CA 91790

Yucca Valley



Why Choose Us?

0 %

Customer Satisfaction Rate

30 Days

Average Loan Approval Period

90 %

Online Loan Application

Getting a Mortgage in Yucca Valley Shouldn't be Hard

See how simple it is to get a mortgage in Yucca Valley

Follow our step-by-step guide to learn how to buy a home in Yucca Valley
Learn how refinancing in Yucca Valley can help you save money in the long run

Yucca Valley Mortgage

Welcome to the official site of O1NE MORTGAGE, INC., a full-service mortgage company in Yucca Valley, California.

We’ve simplified the process and created friendly tools within this site to give you a hassle-free experience with your mortgage loan process. We can help you realize your dream of homeownership or help you to save by lowering your current monthly payments.

In terms of Purchase we offer the following Qualified Mortgage type of loans:

Conventional | FHA | VA | USDA | Jumbo

In terms of Refinance, we offer a wide range of products designed to best fit your needs. If you’re looking for a cash-out, or to just get a better rate and term, we can assist you. We offer the following refinancing programs:

Conventional | FHA Streamline | FHA Cash Out | VA Streamline | VA Cash-Out | USDA Streamline | Jumbo | HELOC

What makes us unique is that we offer the following niche, Non-Qualified mortgage products:

Bank Statements | Hard Money| Foreign National

Contact us today to prequalify for your dream home or to start saving on your current mortgage.

The City of Yucca Valley

Nestled in the heart of the Mojave Desert, Yucca Valley, California, is a hidden oasis that offers a unique blend of natural beauty, a vibrant community, and an excellent quality of life. With a population of approximately 21,000 residents, this desert town has been steadily gaining popularity as a great place to call home. In this article, we will delve into various aspects that make Yucca Valley an attractive destination, including its lifestyle, education system, health system, financial opportunities, housing market, activities for all age groups, and why it’s a fantastic city to live in.

Lifestyle in Yucca Valley

Yucca Valley’s lifestyle is characterized by a harmonious blend of desert tranquility and modern amenities. Residents enjoy a laid-back atmosphere with stunning desert vistas, making it an ideal place for those seeking a serene escape from the hustle and bustle of city life. The town’s residents often engage in outdoor activities such as hiking, rock climbing, and stargazing thanks to its proximity to Joshua Tree National Park.

Education System

The education system in Yucca Valley is geared towards providing a solid foundation for its youth. The Morongo Unified School District serves the area and offers a range of educational programs from elementary through high school. The district is committed to academic excellence, offering students a diverse curriculum and access to extracurricular activities.

For those seeking higher education, Yucca Valley is conveniently located near several colleges and universities, making it an attractive option for students and lifelong learners.

Health System

Residents of Yucca Valley have access to quality healthcare services through the Hi-Desert Medical Center, which serves the Morongo Basin region. This modern facility provides a wide range of medical services, including emergency care, surgery, and specialty clinics. The presence of the medical center ensures that residents can receive high-quality healthcare without the need to travel long distances.

Financial System and Opportunities

Yucca Valley’s financial system is robust, with a diverse economy that includes retail, healthcare, and tourism. The town’s strategic location near Joshua Tree National Park has led to an influx of tourists, creating opportunities for businesses in the hospitality and service sectors. Additionally, Yucca Valley offers a range of financial programs to support local businesses and encourage economic growth, making it an attractive place for entrepreneurs.

Housing Market

The housing market in Yucca Valley is characterized by a variety of options to suit different preferences and budgets. From affordable apartments to spacious single-family homes, there’s something for everyone. Due to its picturesque surroundings, many properties offer stunning desert views and spacious outdoor areas. The housing market’s affordability compared to nearby urban areas like Los Angeles or Palm Springs is one of its major draws.

Activities for Senior Citizens

Yucca Valley takes pride in its senior citizen-friendly community. The town offers a variety of activities and programs designed to keep seniors active and engaged. From social clubs to fitness classes and cultural events, there are ample opportunities for seniors to connect with others and enjoy their retirement years in this desert paradise.

Activities for Youth

For the younger generation, Yucca Valley provides a safe and nurturing environment to grow and thrive. The town’s Parks and Recreation Department offers a wide range of youth programs, including sports leagues, arts and crafts, and educational activities. The proximity to Joshua Tree National Park also opens up countless opportunities for outdoor adventures, sparking a love for nature and exploration in young minds.

Parks and Recreation

Yucca Valley boasts a well-maintained parks and recreation system that caters to residents of all ages. The town’s parks offer a wide array of amenities, including playgrounds, sports courts, and picnic areas. Joshua Tree National Park, with its breathtaking landscapes, is a playground for outdoor enthusiasts, offering hiking, rock climbing, and stargazing opportunities just a stone’s throw away from town.

Conclusion: Yucca Valley – A Desert Oasis Worth Calling Home

In conclusion, Yucca Valley, California, is more than just a desert town; it’s a vibrant community with a high quality of life. Its unique blend of natural beauty, excellent education and healthcare systems, financial opportunities, and diverse recreational activities make it a fantastic city to live in. Whether you’re seeking an escape from the urban jungle, a nurturing environment to raise a family, or a peaceful place to retire, Yucca Valley has something to offer everyone. Its warm community spirit and stunning desert landscapes create an oasis of serenity and possibility in the heart of the Mojave Desert. So, why not consider Yucca Valley as your next home?

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Contact Information

(866) 688-9020

Opening Hours

Monday – Friday 9am-5pm 
Weekend – Closed


1906 W Garvey Ave Suite 200 West Covina CA 91790