Phone: 888-681-4128

1906 W. Garvey Ave S. Suite 200 West Covina, CA 91790




Why Choose Us?

0 %

Customer Satisfaction Rate

30 Days

Average Loan Approval Period

90 %

Online Loan Application

Getting a Mortgage in Yucaipa Shouldn't be Hard

See how simple it is to get a mortgage in Yucaipa

Follow our step-by-step guide to learn how to buy a home in Yucaipa
Learn how refinancing in Yucaipa can help you save money in the long run

Yucaipa Mortgage

Welcome to the official site of O1NE MORTGAGE, INC., a full-service mortgage company in West Covina, California.

We’ve simplified the process and created friendly tools within this site to give you a hassle-free experience with your mortgage loan process. We can help you realize your dream of homeownership or help you to save by lowering your current monthly payments.

In terms of Purchase we offer the following Qualified Mortgage type of loans:

Conventional | FHA | VA | USDA | Jumbo

In terms of Refinance, we offer a wide range of products designed to best fit your needs. If you’re looking for a cash-out, or to just get a better rate and term, we can assist you. We offer the following refinancing programs:

Conventional | FHA Streamline | FHA Cash Out | VA Streamline | VA Cash-Out | USDA Streamline | Jumbo | HELOC

What makes us unique is that we offer the following niche, Non-Qualified mortgage products:

Bank Statements | Hard Money| Foreign National

Contact us today to prequalify for your dream home or to start saving on your current mortgage.

The City of Yucaipa

Nestled at the base of the San Bernardino Mountains in Southern California, Yucaipa is a charming city that offers a blend of natural beauty, a strong sense of community, and a high quality of life. With a population of around 55,000, Yucaipa manages to retain its small-town feel while providing residents with modern amenities and excellent services. In this article, we will explore the lifestyle, education system, health system, financial programs, housing market, activities for senior citizens, activities for youth, parks, and recreation that make Yucaipa a great place to call home.

Lifestyle: Yucaipa’s lifestyle is a perfect balance between the tranquility of a smaller city and the convenience of being near larger urban centers. The city’s residents enjoy a slower pace of life, making it an ideal place to raise a family or retire. The community is tight-knit, and local events and festivals bring people together, fostering a strong sense of belonging.

Education System: The education system in Yucaipa is highly regarded, with the Yucaipa-Calimesa Joint Unified School District overseeing several excellent public schools. From elementary to high school, students receive a well-rounded education with access to modern facilities and extracurricular activities that enrich their learning experience. Additionally, the city boasts private schools that offer alternative educational options for families.

Health System: Residents of Yucaipa benefit from a well-established health system that includes various medical facilities and specialized clinics. The city is home to the Yucaipa Valley Medical Center, which provides a wide range of medical services and is staffed by skilled healthcare professionals. The availability of quality healthcare contributes significantly to the city’s overall well-being.

Financial System: Yucaipa’s financial system is stable, with a diverse local economy that includes retail, manufacturing, and service industries. The city maintains a business-friendly environment, which encourages entrepreneurship and economic growth. Moreover, Yucaipa has a relatively low unemployment rate compared to neighboring areas, providing ample employment opportunities for its residents.

Financial Programs: Yucaipa offers various financial programs aimed at supporting its residents. The city government actively promotes initiatives such as affordable housing programs, small business grants, and educational scholarships. These programs play a vital role in enhancing the quality of life for the community and fostering economic prosperity.

Housing Market: The housing market in Yucaipa is attractive, making homeownership a viable option for many. The city offers a mix of single-family homes, townhouses, and apartments, catering to different lifestyles and budgets. Compared to nearby cities, Yucaipa’s real estate is relatively more affordable, attracting families and individuals looking for a peaceful and affordable place to settle.

Activities for Senior Citizens: Yucaipa takes great care of its senior citizens, offering a variety of activities and services designed to enrich their lives. The Yucaipa Senior Center serves as a hub for social gatherings, educational programs, and recreational activities tailored to the interests of seniors. From exercise classes to hobby groups and day trips, the center ensures that seniors remain active and engaged within the community.

Activities for Youth: Yucaipa is a city that values its youth and provides ample opportunities for them to grow and thrive. The city’s parks and recreation department offers a plethora of youth programs, including sports leagues, art classes, and after-school activities. Additionally, Yucaipa has a modern library that hosts events and reading programs to foster a love for learning among the young generation.

Parks and Recreation: The abundance of parks and recreational areas in Yucaipa allows residents to enjoy the region’s natural beauty fully. Yucaipa Regional Park is a favorite spot for picnics, fishing, and hiking, while Wildwood Canyon State Park offers breathtaking views of the San Bernardino Mountains. Residents can also explore Oak Glen Preserve, known for its beautiful trails and wildlife observation areas.

Conclusion: In conclusion, Yucaipa, California, stands as a shining example of a great city that offers a high quality of life for its residents. With an exceptional education system, robust health services, stable finances, and diverse housing options, the city caters to the needs of all its residents, from young families to retirees. The strong sense of community, coupled with a rich array of activities for both seniors and youth, ensures that Yucaipa remains a vibrant and welcoming place to call home. If you’re seeking a peaceful and nurturing environment, surrounded by natural beauty and supported by excellent amenities, Yucaipa might just be the perfect place for you.

Contact Us

1906 W. Garvey Ave S. Suite 200 West Covina, CA 91790
Phone: 888-681-4128

Company NMLS: 1906814

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Contact Information

(866) 688-9020

Opening Hours

Monday – Friday 9am-5pm 
Weekend – Closed


1906 W Garvey Ave Suite 200 West Covina CA 91790