Phone: 888-681-4128

1906 W. Garvey Ave S. Suite 200 West Covina, CA 91790

Yuba City



Why Choose Us?

0 %

Customer Satisfaction Rate

30 Days

Average Loan Approval Period

90 %

Online Loan Application

Getting a Mortgage in Yuba City Shouldn't be Hard

See how simple it is to get a mortgage in Yuba City

Follow our step-by-step guide to learn how to buy a home in Yuba City
Learn how refinancing in Yuba City can help you save money in the long run

Yuba City Mortgage

Welcome to the official site of O1NE MORTGAGE, INC., a full-service mortgage company in Yuba City, California.

We’ve simplified the process and created friendly tools within this site to give you a hassle-free experience with your mortgage loan process. We can help you realize your dream of homeownership or help you to save by lowering your current monthly payments.

In terms of Purchase we offer the following Qualified Mortgage type of loans:

Conventional | FHA | VA | USDA | Jumbo

In terms of Refinance, we offer a wide range of products designed to best fit your needs. If you’re looking for a cash-out, or to just get a better rate and term, we can assist you. We offer the following refinancing programs:

Conventional | FHA Streamline | FHA Cash Out | VA Streamline | VA Cash-Out | USDA Streamline | Jumbo | HELOC

What makes us unique is that we offer the following niche, Non-Qualified mortgage products:

Bank Statements | Hard Money| Foreign National

Contact us today to prequalify for your dream home or to start saving on your current mortgage.

The City of Yuba City

Nestled in the heart of California’s Sacramento Valley, Yuba City exudes a charm that draws in residents and visitors alike. Known for its agricultural heritage, friendly atmosphere, and diverse community, Yuba City offers an exceptional lifestyle, robust education and health systems, thriving financial programs, and a wide range of recreational activities for all ages. In this article, we explore the various aspects that make Yuba City an outstanding place to call home.

Lifestyle: Yuba City’s lifestyle is a harmonious blend of rural tranquility and urban convenience. With a relatively low cost of living compared to other Californian cities, residents enjoy a comfortable standard of living. The city is enriched by its diverse cultural makeup, and numerous cultural events and festivals celebrate this diversity throughout the year. Moreover, its proximity to Sacramento allows for easy access to a broader range of amenities, entertainment options, and employment opportunities, making Yuba City an ideal choice for families and individuals seeking a balanced lifestyle.

Education System: The education system in Yuba City is commendable, providing a strong foundation for the community’s future. The city is served by several excellent public schools, both in Yuba City Unified School District and nearby districts. These schools are dedicated to fostering academic growth, extracurricular activities, and character development. Additionally, there are reputable private schools in the area, offering diverse educational choices for families.

Health System: Ensuring the health and wellbeing of its residents is a top priority in Yuba City. The city boasts modern healthcare facilities, including Adventist Health and Rideout Medical Center, that offer a wide range of medical services. Access to specialized care is readily available, and the medical professionals are known for their dedication and expertise.

Financial System: Yuba City’s financial system is stable, underpinned by a strong local economy. The city supports a mix of industries, with agriculture, retail, and healthcare being prominent players. The business-friendly environment has attracted investment and led to a steady growth in employment opportunities. Additionally, the city administration emphasizes financial literacy, providing resources and workshops to help residents make informed financial decisions.

Financial Programs: The city administration has implemented various financial programs to support its residents. This includes affordable housing initiatives, small business grants, and community development projects. Programs aimed at reducing homelessness and assisting low-income families are also in place, demonstrating the city’s commitment to the wellbeing of its residents.

Housing Market: Yuba City offers a diverse housing market with options to suit different needs and budgets. From charming suburban neighborhoods to spacious rural properties, residents can find housing that aligns with their preferences. The relatively affordable housing prices compared to nearby urban centers attract families and individuals looking for a cozy place to settle down.

Activities for Senior Citizens: Yuba City is a retiree-friendly community, offering a host of activities for senior citizens. The city’s senior centers provide opportunities for socialization, fitness classes, and educational workshops. Regular events and excursions keep the senior population engaged and active, fostering a sense of belonging and wellbeing.

Activities for Youth: The city recognizes the importance of investing in its youth and offers a variety of activities to keep them engaged and inspired. The local parks and recreational centers provide a safe space for children and teenagers to participate in sports, arts, and educational programs. The community’s commitment to youth development is evident in the numerous mentoring and scholarship programs available to support academic and personal growth.

Parks and Recreation: Yuba City takes pride in its well-maintained parks and recreational facilities. Parks like Gauche Aquatic Park and Greenwood Park provide opportunities for outdoor activities, picnics, and family gatherings. The Feather River Levee Bike Trail is a favorite among cyclists and runners, offering scenic views of the surrounding landscape. The city’s commitment to parks and recreation ensures that there is always something fun to do for residents of all ages.

Conclusion: In conclusion, Yuba City, California, is a city that exemplifies a vibrant community of opportunity and wellbeing. With its diverse population, excellent education and health systems, stable financial foundation, and various financial programs, Yuba City provides a nurturing environment for both young and old. The city’s housing market accommodates diverse needs, and its recreational activities cater to all age groups, fostering a sense of belonging and unity.

Yuba City’s allure lies not just in its beautiful landscape, but also in the warmth and kindness of its residents. The city’s commitment to continuous improvement and investment in its people make it a great place to live, work, and raise a family. Whether you are seeking a peaceful retirement, a place to grow your career, or a community to build lifelong memories, Yuba City has something special to offer.

Contact Us

1906 W. Garvey Ave S. Suite 200 West Covina, CA 91790
Phone: 888-681-4128

Company NMLS: 1906814