Phone: 888-681-4128

1906 W. Garvey Ave S. Suite 200 West Covina, CA 91790




Why Choose Us?

0 %

Customer Satisfaction Rate

30 Days

Average Loan Approval Period

90 %

Online Loan Application

Getting a Mortgage in Watsonville Shouldn't be Hard

See how simple it is to get a mortgage in Watsonville

Follow our step-by-step guide to learn how to buy a home in Watsonville
Learn how refinancing in Watsonville can help you save money in the long run

Watsonville Mortgage

Welcome to the official site of O1NE MORTGAGE, INC., a full-service mortgage company in Watsonville, California.

We’ve simplified the process and created friendly tools within this site to give you a hassle-free experience with your mortgage loan process. We can help you realize your dream of homeownership or help you to save by lowering your current monthly payments.

In terms of Purchase we offer the following Qualified Mortgage type of loans:

Conventional | FHA | VA | USDA | Jumbo

In terms of Refinance, we offer a wide range of products designed to best fit your needs. If you’re looking for a cash-out, or to just get a better rate and term, we can assist you. We offer the following refinancing programs:

Conventional | FHA Streamline | FHA Cash Out | VA Streamline | VA Cash-Out | USDA Streamline | Jumbo | HELOC

What makes us unique is that we offer the following niche, Non-Qualified mortgage products:

Bank Statements | Hard Money| Foreign National

Contact us today to prequalify for your dream home or to start saving on your current mortgage.

The City of Watsonville

Nestled in the heart of Santa Cruz County, Watsonville, California, is a hidden gem that boasts a diverse and vibrant community. This charming city, with its rich history and welcoming atmosphere, offers a high quality of life for its residents. From its excellent education and health systems to robust financial programs and a bustling housing market, Watsonville has much to offer. In this article, we delve into the various aspects that make Watsonville an ideal place to live, work, and play.

Lifestyle in Watsonville, California

Watsonville’s lifestyle is a perfect blend of small-town charm and modern convenience. With a population of diverse backgrounds, the city embraces cultural richness and inclusivity. Residents can experience a slower pace of life, allowing them to enjoy the beauty of the surrounding nature and take part in numerous community events. The close-knit community spirit fosters a sense of belonging and creates lifelong connections among its residents.

Education System

One of Watsonville’s greatest assets is its robust education system. The city is served by the Pajaro Valley Unified School District, which encompasses several highly-rated elementary, middle, and high schools. Additionally, Watsonville is home to the Cabrillo College, providing students with excellent higher education opportunities. The college offers a wide range of programs and has become a stepping stone for many young minds aiming for a successful future.

Health System

Watsonville takes healthcare seriously, with top-notch medical facilities and services available to its residents. The city is well-equipped with hospitals, clinics, and healthcare centers that provide comprehensive medical care. Access to quality healthcare is crucial, and Watsonville ensures its residents receive the best possible services.

Financial System and Programs

The city’s financial system is well-managed, contributing to its overall economic stability. Local businesses flourish in Watsonville, providing numerous job opportunities for the community. Additionally, the city offers various financial programs to support entrepreneurs and small business owners, encouraging economic growth and innovation.

Housing Market

The housing market in Watsonville is competitive but accommodating, catering to a diverse range of preferences and budgets. From picturesque suburban neighborhoods to quaint countryside homes, the city has a variety of housing options to suit different lifestyles. The real estate market in Watsonville has remained stable, making it an attractive location for potential homebuyers.

Activities for Senior Citizens

Watsonville takes care of its senior citizens and ensures they have an active and fulfilling lifestyle. The city offers numerous activities, social clubs, and events tailored to the interests of its older residents. From senior fitness classes to hobby groups, there is always something for seniors to engage in, fostering a sense of community and camaraderie.

Activities for Youth

Watsonville is a haven for youth, providing an array of activities and opportunities for personal growth. The city offers youth sports leagues, art programs, and community service opportunities that promote skill development and teamwork. The vibrant community encourages young minds to explore their passions and aspirations.

Parks and Recreation

Nature enthusiasts will find solace in Watsonville’s picturesque parks and recreational areas. The city boasts beautifully maintained parks with playgrounds, picnic spots, and walking trails. Residents can enjoy outdoor activities, including hiking, biking, and birdwatching, surrounded by breathtaking landscapes.

Conclusion: Watsonville, A City to Embrace

In conclusion, Watsonville, California, stands out as a city that embodies the essence of a wholesome and vibrant community. With its excellent education and healthcare systems, diverse housing market, and numerous activities for both the young and old, it caters to the needs and desires of its residents. The city’s financial programs and supportive entrepreneurial environment foster economic growth and prosperity.

What sets Watsonville apart is its unique blend of cultural diversity, natural beauty, and community spirit. The people of Watsonville are known for their warmth and inclusivity, making newcomers feel right at home. Whether you are starting a family, pursuing higher education, or seeking a peaceful retirement, Watsonville has something to offer everyone.

If you are searching for a city that values community, embraces diversity, and offers a high quality of life, look no further than Watsonville, California. It is truly a place to call home.

Contact Us

1906 W. Garvey Ave S. Suite 200 West Covina, CA 91790
Phone: 888-681-4128

Company NMLS: 1906814