Phone: 888-681-4128

1906 W. Garvey Ave S. Suite 200 West Covina, CA 91790




Why Choose Us?

0 %

Customer Satisfaction Rate

30 Days

Average Loan Approval Period

90 %

Online Loan Application

Getting a Mortgage in Vista Shouldn't be Hard

See how simple it is to get a mortgage in Vista

Follow our step-by-step guide to learn how to buy a home in Vista
Learn how refinancing in Vista can help you save money in the long run

Vista Mortgage

Welcome to the official site of O1NE MORTGAGE, INC., a full-service mortgage company in Vista, California.

We’ve simplified the process and created friendly tools within this site to give you a hassle-free experience with your mortgage loan process. We can help you realize your dream of homeownership or help you to save by lowering your current monthly payments.

In terms of Purchase we offer the following Qualified Mortgage type of loans:

Conventional | FHA | VA | USDA | Jumbo

In terms of Refinance, we offer a wide range of products designed to best fit your needs. If you’re looking for a cash-out, or to just get a better rate and term, we can assist you. We offer the following refinancing programs:

Conventional | FHA Streamline | FHA Cash Out | VA Streamline | VA Cash-Out | USDA Streamline | Jumbo | HELOC

What makes us unique is that we offer the following niche, Non-Qualified mortgage products:

Bank Statements | Hard Money| Foreign National

Contact us today to prequalify for your dream home or to start saving on your current mortgage.

The City of Vista

Nestled in the heart of San Diego County, Vista, California, is a city that embodies the perfect blend of natural beauty, a thriving community, and a robust infrastructure. From its diverse lifestyle options to its top-tier education and healthcare systems, Vista has firmly established itself as a prime destination for individuals and families seeking a high quality of life. In this article, we delve into the various facets that make Vista truly exceptional.

Lifestyle: A Tapestry of Diversity and Inclusion

Vista’s lifestyle is a harmonious convergence of diverse cultures, fostering an environment of inclusivity and mutual respect. The city boasts a range of cultural festivals, art exhibitions, and culinary events that celebrate its multicultural tapestry. Residents here enjoy a balance between urban amenities and the tranquility of suburban living. The city’s commitment to sustainable practices and a pedestrian-friendly layout also contributes to a healthy and eco-conscious lifestyle.

Education System: Nurturing Young Minds

Vista’s education system is second to none, with a strong emphasis on academic excellence and holistic development. The city is home to a network of public and private schools that provide a rigorous curriculum alongside a myriad of extracurricular activities. These institutions are staffed by dedicated educators who are committed to fostering a love of learning and critical thinking among students.

Health System: Caring for the Community

Vista takes its residents’ health and well-being seriously. The city is equipped with state-of-the-art healthcare facilities, ranging from medical centers to specialized clinics. The healthcare professionals here are renowned for their expertise and compassionate care, ensuring that the community’s medical needs are met with the utmost diligence.

Financial System and Programs: Empowering Financial Growth

Vista’s financial system is designed to empower its residents and local businesses. The city offers various financial programs, including business grants, low-interest loans, and financial education resources. These initiatives stimulate economic growth, encourage entrepreneurship, and create a conducive environment for financial prosperity.

Housing Market: Finding Your Dream Home

The housing market in Vista presents a wide array of options, from modern apartments to spacious family homes. The city’s real estate landscape is characterized by its commitment to sustainable and innovative design, ensuring that residents not only find comfortable abodes but also contribute to the preservation of the environment.

Activities for Senior Citizens: Golden Years Enriched

Vista recognizes the importance of catering to its senior citizens, providing an array of activities and services tailored to their interests and needs. Senior centers offer opportunities for socializing, fitness classes, arts and crafts, and various workshops, creating a vibrant and engaging atmosphere for older residents.

Activities for Youth: Nurturing the Leaders of Tomorrow

The city of Vista understands the significance of engaging its youth in meaningful activities. A multitude of recreational programs, sports leagues, and community service initiatives are available to young residents, promoting teamwork, leadership, and a strong sense of civic responsibility.

Parks and Recreation: Nature’s Playground

Vista’s abundant green spaces and well-maintained parks serve as a testament to the city’s commitment to recreation and leisure. From hiking trails that offer breathtaking views of the surrounding landscape to sports facilities that cater to athletes of all ages, Vista’s parks are a haven for outdoor enthusiasts.

Conclusion: Vista’s Unparalleled Allure

In conclusion, Vista, California, is a city that seamlessly weaves together diverse lifestyles, exemplary education and healthcare systems, a robust financial infrastructure, and a wealth of recreational opportunities. Its commitment to fostering a strong sense of community, both among its youth and senior citizens, is a testament to its inclusive and caring nature. As residents and visitors alike bask in the beauty of its parks and partake in the city’s myriad cultural events, it becomes evident that Vista is not merely a location but a way of life. The city’s harmonious blend of progress and tradition, nature and urbanity, makes it an exceptional place to call home. Whether you seek an enriching educational experience, a welcoming community, or simply a place of serene beauty, Vista, California, stands as a shining example of a city that has it all.

Contact Us

1906 W. Garvey Ave S. Suite 200 West Covina, CA 91790
Phone: 888-681-4128

Company NMLS: 1906814

Fill in the form below and one of our representatives will contact you.

Contact Information

(866) 688-9020

Opening Hours

Monday – Friday 9am-5pm 
Weekend – Closed


1906 W Garvey Ave Suite 200 West Covina CA 91790