Phone: 888-681-4128

1906 W. Garvey Ave S. Suite 200 West Covina, CA 91790




Why Choose Us?

0 %

Customer Satisfaction Rate

30 Days

Average Loan Approval Period

90 %

Online Loan Application

Getting a Mortgage in Visalia Shouldn't be Hard

See how simple it is to get a mortgage in Visalia

Follow our step-by-step guide to learn how to buy a home in Visalia
Learn how refinancing in Visalia can help you save money in the long run

Visalia Mortgage

Welcome to the official site of O1NE MORTGAGE, INC., a full-service mortgage company in Visalia, California.

We’ve simplified the process and created friendly tools within this site to give you a hassle-free experience with your mortgage loan process. We can help you realize your dream of homeownership or help you to save by lowering your current monthly payments.

In terms of Purchase we offer the following Qualified Mortgage type of loans:

Conventional | FHA | VA | USDA | Jumbo

In terms of Refinance, we offer a wide range of products designed to best fit your needs. If you’re looking for a cash-out, or to just get a better rate and term, we can assist you. We offer the following refinancing programs:

Conventional | FHA Streamline | FHA Cash Out | VA Streamline | VA Cash-Out | USDA Streamline | Jumbo | HELOC

What makes us unique is that we offer the following niche, Non-Qualified mortgage products:

Bank Statements | Hard Money| Foreign National

Contact us today to prequalify for your dream home or to start saving on your current mortgage.

The City of Visalia

Nestled in the heart of the San Joaquin Valley, Visalia, California, stands as a vibrant city with a rich tapestry of offerings for its residents. From its picturesque landscapes to its robust educational and healthcare systems, Visalia has crafted a lifestyle that balances tradition with modernity. In this article, we delve into various facets of Visalia, including its education and health systems, financial landscape, housing market, recreational opportunities, and its charm as an appealing destination for both senior citizens and youth.

Lifestyle and Community

Visalia’s lifestyle is a blend of small-town charm and urban convenience, making it an ideal location for families, professionals, and retirees alike. The city prides itself on its close-knit community, where neighbors become friends and newcomers are welcomed with open arms. This strong sense of community is reflected in the numerous local events, fairs, and farmers’ markets that promote interaction and a sense of belonging.

Education System

The education system in Visalia is robust, with a focus on providing quality learning experiences for all students. The Visalia Unified School District oversees a network of schools that cater to diverse learning needs. From innovative curriculum designs to dedicated teachers, the city ensures that students receive a well-rounded education. Additionally, higher education institutions such as College of the Sequoias offer pathways for students to continue their academic pursuits without leaving the city.

Health System

Visalia boasts a comprehensive healthcare system that ensures residents have access to top-notch medical care. With multiple hospitals, medical centers, and specialized clinics, the city provides a wide range of healthcare services. The medical professionals in Visalia are known for their expertise and commitment to patient well-being, contributing to the overall high quality of healthcare available.

Financial System and Programs

Visalia’s financial landscape is characterized by a diverse economy that includes agriculture, healthcare, manufacturing, and retail. The city supports local businesses through various programs and incentives, fostering economic growth and stability. Financial programs aimed at small business development and entrepreneurship contribute to a thriving business ecosystem, further enhancing the city’s economic vitality.

Housing Market

The housing market in Visalia offers a variety of options to suit different preferences and budgets. From charming historic homes in tree-lined neighborhoods to modern developments, the city provides a spectrum of choices for residents. The reasonable cost of living, especially when compared to larger metropolitan areas in California, makes Visalia an attractive destination for those seeking affordable housing without compromising on quality of life.

Activities for Senior Citizens

Visalia is a city that cares for its senior citizens, offering an array of activities and services to ensure a fulfilling retirement experience. Senior centers provide a hub for social interactions, recreational activities, and educational programs tailored to older adults. From fitness classes to art workshops, Visalia’s seniors remain active and engaged, contributing to their overall well-being.

Activities for Youth

The city of Visalia places a strong emphasis on youth development, offering a plethora of activities that cater to the interests and aspirations of its young population. Sports leagues, after-school programs, and community centers provide safe and nurturing environments for children and teenagers to learn, play, and grow. The city’s commitment to youth empowerment is evident in its investment in education, extracurricular activities, and mentorship opportunities.

Parks and Recreation

Visalia’s parks and recreation system is a testament to the city’s dedication to promoting an active and healthy lifestyle. From sprawling parks with lush green spaces to well-maintained sports facilities, residents have ample opportunities for outdoor recreation. The Sequoia and Kings Canyon National Parks are also in close proximity, offering a gateway to breathtaking natural wonders and countless outdoor adventures.

Conclusion: Embracing the Visalia Way of Life

In conclusion, Visalia, California, encapsulates the essence of a thriving and inclusive community. Its well-developed education and health systems, diverse financial landscape, affordable housing market, and commitment to providing enriching activities for all age groups contribute to its allure. Visalia’s blend of tradition and progressiveness creates an environment where residents can enjoy a high quality of life, abundant recreational opportunities, and a strong sense of belonging.

Whether you’re a senior seeking an active retirement or a young family looking for a nurturing environment, Visalia offers a lifestyle that embodies the California dream. As the city continues to evolve and flourish, it remains a shining example of how a community’s dedication to its residents’ well-being can truly make a place feel like home.

Contact Us

1906 W. Garvey Ave S. Suite 200 West Covina, CA 91790
Phone: 888-681-4128

Company NMLS: 1906814