Phone: 888-681-4128

1906 W. Garvey Ave S. Suite 200 West Covina, CA 91790




Why Choose Us?

0 %

Customer Satisfaction Rate

30 Days

Average Loan Approval Period

90 %

Online Loan Application

Getting a Mortgage in Ventura Shouldn't be Hard

See how simple it is to get a mortgage in Ventura

Follow our step-by-step guide to learn how to buy a home in Ventura
Learn how refinancing in Ventura can help you save money in the long run

Ventura Mortgage

Welcome to the official site of O1NE MORTGAGE, INC., a full-service mortgage company in Ventura, California.

We’ve simplified the process and created friendly tools within this site to give you a hassle-free experience with your mortgage loan process. We can help you realize your dream of homeownership or help you to save by lowering your current monthly payments.

In terms of Purchase we offer the following Qualified Mortgage type of loans:

Conventional | FHA | VA | USDA | Jumbo

In terms of Refinance, we offer a wide range of products designed to best fit your needs. If you’re looking for a cash-out, or to just get a better rate and term, we can assist you. We offer the following refinancing programs:

Conventional | FHA Streamline | FHA Cash Out | VA Streamline | VA Cash-Out | USDA Streamline | Jumbo | HELOC

What makes us unique is that we offer the following niche, Non-Qualified mortgage products:

Bank Statements | Hard Money| Foreign National

Contact us today to prequalify for your dream home or to start saving on your current mortgage.

The City of Ventura

Nestled along the stunning coastline of Southern California, Ventura emerges as a city of distinct charm and an unmatched quality of life. This coastal paradise offers a harmonious blend of breathtaking natural beauty, a robust education system, efficient healthcare facilities, a strong financial foundation, and a diverse range of activities for all age groups. From its thriving housing market to its extensive recreational options, Ventura stands out as a city that truly has something for everyone.

Lifestyle: Embracing the Coastal Tranquility

Ventura’s lifestyle is a testament to the idyllic charm of coastal living. With its year-round Mediterranean climate, residents enjoy mild temperatures and abundant sunshine, fostering an outdoor-centric lifestyle. The city’s commitment to environmental conservation is evident in its clean streets, well-maintained parks, and efforts to promote sustainable practices. The oceanfront setting provides opportunities for surfing, sailing, and beach relaxation, contributing to a balanced and fulfilling lifestyle.

Education System: Nurturing Future Generations

The education system in Ventura is a cornerstone of the community, emphasizing both academic excellence and personal development. The city is served by a range of public and private schools, each dedicated to providing students with a strong foundation. Notable institutions such as Ventura High School and Foothill Technology High School have earned recognition for their commitment to educational innovation. Ventura College offers higher education opportunities and serves as a vital resource for skill development and career advancement.

Health System: Prioritizing Well-Being

Ventura’s residents benefit from a well-structured healthcare system that focuses on promoting wellness and providing top-notch medical care. The city is home to several medical facilities, including Ventura County Medical Center, which offers comprehensive healthcare services. The presence of specialized clinics and a network of skilled healthcare professionals ensures that residents receive the attention they need to lead healthy lives.

Financial System and Programs: A Strong Economic Foundation

The financial system in Ventura is characterized by a diverse economic landscape that includes industries such as agriculture, manufacturing, tourism, and technology. The city’s strategic location near Los Angeles creates opportunities for business growth and collaboration. Ventura’s local government also fosters economic development through incentives, grants, and initiatives aimed at supporting small businesses and entrepreneurs. Programs like low-interest loans and business development workshops contribute to a thriving economic ecosystem.

Housing Market: Finding Your Dream Home

Ventura’s housing market is as diverse as its population, offering a wide range of options for residents seeking to buy or rent. From cozy beachfront cottages to modern suburban homes, the city caters to various preferences and lifestyles. The demand for housing has spurred innovative construction projects that prioritize sustainability and energy efficiency. Despite the competitive market, Ventura remains committed to affordable housing initiatives, ensuring that residents from all walks of life can find a place to call home.

Activities for Senior Citizens: Enriching the Golden Years

Ventura recognizes the value of its senior citizens and offers a plethora of activities to enrich their lives. Senior centers and community organizations provide opportunities for social engagement, fitness classes, and creative workshops. The city’s commitment to promoting an active lifestyle among its senior population contributes to their overall well-being and fosters a sense of belonging.

Activities for Youth: Nurturing the Next Generation

Ventura’s youth are presented with a wide array of opportunities for personal growth and development. Local recreational programs offer sports leagues, arts and crafts activities, and educational workshops. The city’s emphasis on youth engagement is reflected in its safe and well-maintained parks, which serve as vibrant spaces for children to play and explore.

Parks and Recreation: Nature’s Playground

Ventura’s natural beauty is on full display through its extensive parks and recreational facilities. Surrounded by picturesque landscapes, residents can partake in hiking, biking, and picnicking in spots like Arroyo Verde Park and Grant Park. The Ventura Botanical Gardens showcase the region’s diverse plant life, while the Ventura Pier offers stunning ocean views and fishing opportunities. These spaces not only encourage physical activity but also provide a peaceful escape from the hustle and bustle of daily life.

Conclusion: Ventura’s Endless Allure

In conclusion, Ventura, California, emerges as a city that seamlessly blends a coastal lifestyle with exceptional educational opportunities, a robust healthcare system, and a diverse range of activities for all age groups. Its commitment to environmental sustainability, economic growth, and community well-being is evident in every aspect of its infrastructure. Whether you’re basking in the beauty of its beaches, pursuing academic excellence, or enjoying the company of fellow residents in its parks, Ventura’s allure is truly endless. This city stands as a testament to the harmonious coexistence of natural splendor and modern living, making it a truly great place to call home.

Contact Us

1906 W. Garvey Ave S. Suite 200 West Covina, CA 91790
Phone: 888-681-4128

Company NMLS: 1906814