Phone: 888-681-4128

1906 W. Garvey Ave S. Suite 200 West Covina, CA 91790




Why Choose Us?

0 %

Customer Satisfaction Rate

30 Days

Average Loan Approval Period

90 %

Online Loan Application

Getting a Mortgage in Vallejo Shouldn't be Hard

See how simple it is to get a mortgage in Vallejo

Follow our step-by-step guide to learn how to buy a home in Vallejo
Learn how refinancing in Vallejo can help you save money in the long run

Vallejo Mortgage

Welcome to the official site of O1NE MORTGAGE, INC., a full-service mortgage company in Vallejo, California.

We’ve simplified the process and created friendly tools within this site to give you a hassle-free experience with your mortgage loan process. We can help you realize your dream of homeownership or help you to save by lowering your current monthly payments.

In terms of Purchase we offer the following Qualified Mortgage type of loans:

Conventional | FHA | VA | USDA | Jumbo

In terms of Refinance, we offer a wide range of products designed to best fit your needs. If you’re looking for a cash-out, or to just get a better rate and term, we can assist you. We offer the following refinancing programs:

Conventional | FHA Streamline | FHA Cash Out | VA Streamline | VA Cash-Out | USDA Streamline | Jumbo | HELOC

What makes us unique is that we offer the following niche, Non-Qualified mortgage products:

Bank Statements | Hard Money| Foreign National

Contact us today to prequalify for your dream home or to start saving on your current mortgage.

The City of Vallejo

Nestled in the heart of the San Francisco Bay Area, Vallejo, California, stands as a vibrant and diverse city that offers its residents a unique blend of lifestyle, education, healthcare, and recreational opportunities. From its rich history to its contemporary charm, Vallejo has evolved into a thriving community that caters to people of all ages and backgrounds. In this article, we’ll delve into the various aspects that make Vallejo an exceptional place to live, from its education and healthcare systems to its housing market, recreational activities, and more.


Vallejo’s lifestyle is a tapestry woven with the threads of history, culture, and modernity. As one of the oldest cities in California, it boasts a fascinating historical downtown area with Victorian architecture and cobblestone streets, offering a glimpse into its storied past. Yet, Vallejo is also a dynamic and forward-looking city, with a diverse population that contributes to a rich cultural tapestry. Festivals, art exhibitions, and community events regularly highlight the city’s commitment to fostering a vibrant and inclusive lifestyle.

Education System

Vallejo’s education system is designed to provide students with a solid foundation for success. The city is home to a range of public and private schools that offer rigorous academic programs, extracurricular activities, and a supportive learning environment. The Vallejo City Unified School District is dedicated to preparing students for the challenges of the modern world, while institutions like Solano Community College provide accessible higher education opportunities for those seeking to further their studies.

Health System

Residents of Vallejo have access to a comprehensive healthcare system that emphasizes both preventive and specialized care. The city hosts several medical facilities, including Sutter Solano Medical Center and Kaiser Permanente Vallejo Medical Center, where top-notch healthcare professionals cater to the community’s well-being. This robust health system ensures that residents can receive the care they need to maintain healthy and fulfilling lives.

Financial System and Programs

Vallejo’s financial landscape is intertwined with its economic growth and community development. The city has been proactive in fostering economic opportunities, with initiatives that support local businesses and attract new ventures. Financial programs aimed at entrepreneurship, vocational training, and job placement help residents achieve economic independence. Additionally, the city’s financial counseling programs equip individuals and families with the tools they need to make informed financial decisions, enhancing overall financial well-being.

Housing Market

Vallejo’s housing market presents a range of options suitable for various preferences and budgets. The city offers everything from historic homes with character to modern apartments and condominiums. While the San Francisco Bay Area is known for its high housing costs, Vallejo remains a more affordable alternative, making it an attractive choice for both renters and homebuyers. The city’s commitment to housing diversity ensures that everyone can find a place to call home.

Activities for Senior Citizens

Vallejo is dedicated to enriching the lives of its senior citizens. Various community centers and organizations offer programs tailored to the needs and interests of older residents. From fitness classes to art workshops and social gatherings, seniors have abundant opportunities to stay active and engaged. The Florence Douglas Senior Center, for instance, provides a wide range of services and activities that foster a strong sense of community and belonging.

Activities for Youth

Vallejo recognizes the importance of investing in its youth. The city’s youth programs encompass everything from sports leagues and after-school activities to mentorship programs and educational workshops. These initiatives help young residents develop skills, build character, and form meaningful connections. Organizations like the Vallejo Boys & Girls Club play a pivotal role in shaping the city’s next generation by providing a safe and nurturing environment.

Parks and Recreation

Vallejo’s commitment to recreation is evident in its numerous parks and open spaces. Waterfront parks like Mare Island Shoreline Heritage Preserve offer stunning views of the bay and provide opportunities for hiking, picnicking, and wildlife observation. The city’s Mare Island Sports Complex caters to sports enthusiasts with its fields and courts, while the Vallejo Ferry Plaza hosts a farmers’ market that fosters a sense of community and promotes local agriculture.

Conclusion: A City of Opportunities

Vallejo, California, stands as a testament to the harmonious coexistence of history and progress, community and individuality. Its robust education system, comprehensive healthcare facilities, diverse housing options, and various programs for all age groups reflect a city that values the well-being and advancement of its residents. Whether you’re a senior citizen seeking enriching activities, a young person pursuing educational and recreational opportunities, or a family looking for a nurturing community, Vallejo offers a tapestry of experiences that cater to all walks of life. The city’s commitment to inclusivity, economic growth, and the overall quality of life makes it an exceptional place to live, demonstrating that Vallejo is not just a city, but a home where everyone can flourish.

Contact Us

1906 W. Garvey Ave S. Suite 200 West Covina, CA 91790
Phone: 888-681-4128

Company NMLS: 1906814

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Contact Information

(866) 688-9020

Opening Hours

Monday – Friday 9am-5pm 
Weekend – Closed


1906 W Garvey Ave Suite 200 West Covina CA 91790