Phone: 888-681-4128

1906 W. Garvey Ave S. Suite 200 West Covina, CA 91790

Twentynine Palms



Why Choose Us?

0 %

Customer Satisfaction Rate

30 Days

Average Loan Approval Period

90 %

Online Loan Application

Getting a Mortgage in Twentynine Palms Shouldn't be Hard

See how simple it is to get a mortgage in Twentynine Palms

Follow our step-by-step guide to learn how to buy a home in Twentynine Palms
Learn how refinancing in Twentynine Palms can help you save money in the long run

Twentynine Palms Mortgage

Welcome to the official site of O1NE MORTGAGE, INC., a full-service mortgage company in Twentynine Palms, California.

We’ve simplified the process and created friendly tools within this site to give you a hassle-free experience with your mortgage loan process. We can help you realize your dream of homeownership or help you to save by lowering your current monthly payments.

In terms of Purchase we offer the following Qualified Mortgage type of loans:

Conventional | FHA | VA | USDA | Jumbo

In terms of Refinance, we offer a wide range of products designed to best fit your needs. If you’re looking for a cash-out, or to just get a better rate and term, we can assist you. We offer the following refinancing programs:

Conventional | FHA Streamline | FHA Cash Out | VA Streamline | VA Cash-Out | USDA Streamline | Jumbo | HELOC

What makes us unique is that we offer the following niche, Non-Qualified mortgage products:

Bank Statements | Hard Money| Foreign National

Contact us today to prequalify for your dream home or to start saving on your current mortgage.

The City of Twentynine Palms

Nestled in the heart of San Bernardino County, Montclair, California is a vibrant city that offers a high quality of life. With its excellent education system, robust healthcare infrastructure, strong financial programs, and a diverse range of activities for residents of all ages, Montclair is an exceptional place to call home.

Lifestyle in Montclair

Montclair prides itself on its diverse and inclusive community. The city’s vibrant atmosphere is reflected in its numerous cultural events, festivals, and a thriving culinary scene. Whether you’re a foodie looking to explore a variety of international cuisines or an art enthusiast eager to attend local exhibitions, Montclair has something to offer everyone.

Education System

Montclair is served by the Chaffey Joint Union High School District and the Ontario-Montclair School District, providing top-tier educational opportunities for students of all ages. These districts are known for their commitment to academic excellence and their innovative teaching methods. Montclair’s educational institutions offer a solid foundation for the city’s youth, preparing them for future success.

The presence of nearby colleges and universities, such as Claremont Colleges and California State University, San Bernardino, also contributes to the city’s commitment to education. Residents have access to a wide range of higher education options, ensuring that learning is a lifelong pursuit in Montclair.

Health System

Montclair is home to several state-of-the-art medical facilities, including Montclair Hospital Medical Center. These facilities provide residents with comprehensive healthcare services, ranging from routine check-ups to specialized treatments. Access to quality healthcare is essential for a community’s well-being, and Montclair prioritizes the health and wellness of its residents.

Financial System and Programs

Montclair’s financial system is stable and well-managed, fostering economic growth and prosperity. The city’s government is dedicated to creating opportunities for businesses and residents alike. Various financial programs are available to support local businesses, stimulate economic development, and provide financial assistance to those in need.

One such program is the Montclair Business Improvement District (BID), which works to enhance the city’s commercial areas. This program helps maintain a thriving business community, offering both residents and visitors access to a wide array of goods and services.

Housing Market

Montclair’s housing market is diverse, offering options for individuals and families of all sizes and backgrounds. From cozy apartments to spacious family homes, Montclair has a wide range of housing options to choose from. The city’s real estate market is competitive but still affordable compared to many neighboring areas in Southern California.

Montclair’s commitment to urban planning has resulted in well-maintained neighborhoods with access to parks, schools, and essential amenities. This careful development approach ensures that Montclair remains an attractive place to live and invest.

Activities for Senior Citizens

Montclair recognizes the value of its senior citizens and offers a variety of programs and activities to promote their well-being. The Montclair Senior Center is a hub for seniors, providing social activities, health and wellness programs, and resources to enhance their quality of life. From fitness classes to social clubs, seniors in Montclair have a vibrant and active community to engage with.

Activities for Youth

Montclair places a strong emphasis on providing recreational and educational opportunities for its youth. The Montclair Community Center offers after-school programs, sports leagues, and educational workshops to keep young residents engaged and motivated. These activities help foster a sense of community and provide a positive outlet for youthful energy.

Parks and Recreation

Montclair boasts a beautiful parks and recreation system, making it easy for residents to enjoy the outdoors. Wilderness Basin Park, Alma Hofman Park, and the Montclair Skate Park are just a few examples of the city’s well-maintained recreational areas. These spaces offer everything from playgrounds and sports fields to walking trails and picnicking areas, catering to a wide range of interests.


In summary, Montclair, California, is a city that has managed to strike a balance between urban convenience and community charm. Its robust education system, comprehensive healthcare infrastructure, and financial programs make it an excellent place to live and invest. The housing market is diverse, and the city’s commitment to urban planning ensures a high quality of life.

Montclair’s dedication to the well-being of its residents, from senior citizens to the youth, is evident in its wide range of activities and programs. The parks and recreation system offers opportunities for everyone to enjoy the outdoors and stay active.

Overall, Montclair stands out as a city that values community, education, and well-being. It’s a place where people of all ages and backgrounds can thrive, making it an exceptional city to call home. If you’re looking for a city that combines the best of urban and community living, Montclair, California, is an excellent choice.

Fill in the form below and one of our representatives will contact you.

Contact Information

(866) 688-9020

Opening Hours

Monday – Friday 9am-5pm 
Weekend – Closed


1906 W Garvey Ave Suite 200 West Covina CA 91790