Phone: 888-681-4128

1906 W. Garvey Ave S. Suite 200 West Covina, CA 91790




Why Choose Us?

0 %

Customer Satisfaction Rate

30 Days

Average Loan Approval Period

90 %

Online Loan Application

Getting a Mortgage in Turlock Shouldn't be Hard

See how simple it is to get a mortgage in Turlock

Follow our step-by-step guide to learn how to buy a home in Turlock
Learn how refinancing in Turlock can help you save money in the long run

Turlock Mortgage

Welcome to the official site of O1NE MORTGAGE, INC., a full-service mortgage company in Turlock, California.

We’ve simplified the process and created friendly tools within this site to give you a hassle-free experience with your mortgage loan process. We can help you realize your dream of homeownership or help you to save by lowering your current monthly payments.

In terms of Purchase we offer the following Qualified Mortgage type of loans:

Conventional | FHA | VA | USDA | Jumbo

In terms of Refinance, we offer a wide range of products designed to best fit your needs. If you’re looking for a cash-out, or to just get a better rate and term, we can assist you. We offer the following refinancing programs:

Conventional | FHA Streamline | FHA Cash Out | VA Streamline | VA Cash-Out | USDA Streamline | Jumbo | HELOC

What makes us unique is that we offer the following niche, Non-Qualified mortgage products:

Bank Statements | Hard Money| Foreign National

Contact us today to prequalify for your dream home or to start saving on your current mortgage.

The City of Turlock

Nestled in the heart of California’s San Joaquin Valley, Turlock is a vibrant city with a rich history and a promising future. From its strong sense of community to its excellent education and health systems, Turlock offers an appealing lifestyle for residents of all ages. In this article, we will explore various aspects of Turlock, including its education and health systems, financial programs, housing market, recreational activities, and why it stands out as an excellent city to call home.

Lifestyle and Community

Turlock’s lifestyle revolves around its close-knit community. With a population of approximately 75,000, the city retains a small-town feel while offering the amenities of a larger urban center. Residents pride themselves on their hospitality and neighborly spirit, making it an ideal place for families and individuals looking for a welcoming environment.

The city’s cultural diversity is also a defining characteristic, contributing to a rich tapestry of traditions, celebrations, and events throughout the year. Local festivals and gatherings, such as the Stanislaus County Fair and the Assyrian American Civic Club’s annual events, highlight the city’s multicultural essence.

Education System

Turlock takes pride in its exceptional education system, which offers a wide range of learning opportunities for students of all ages. The Turlock Unified School District oversees numerous public schools with dedicated educators committed to fostering academic excellence and personal growth. Additionally, the district places a strong emphasis on extracurricular activities, enabling students to explore their interests and talents beyond the classroom.

Moreover, Turlock is home to California State University, Stanislaus, which provides higher education opportunities to thousands of students from across the state and beyond. The university offers various undergraduate and graduate programs, contributing significantly to the city’s intellectual and cultural landscape.

Health System

The health and well-being of residents are paramount in Turlock, which boasts a robust healthcare system. Emanuel Medical Center stands as a leading medical facility, providing top-notch healthcare services to the community. With a range of specialties, advanced medical technology, and compassionate care, Emanuel Medical Center ensures that residents receive the best medical attention possible.

In addition to the hospital, Turlock is home to several medical clinics and healthcare providers, offering accessible and comprehensive care to its residents.

Financial System and Programs

Turlock’s financial system reflects a stable and prosperous economy. The city has a healthy mix of local businesses, national chains, and industrial enterprises, contributing to a diverse and thriving economic landscape. The Chamber of Commerce plays a vital role in supporting local businesses, fostering economic growth, and creating job opportunities.

For residents looking to start or expand their businesses, Turlock offers various financial programs and incentives. From small business grants to low-interest loans, these initiatives aim to encourage entrepreneurship and boost economic development in the city.

Housing Market

Turlock’s housing market caters to a wide range of preferences and budgets. The city offers an array of housing options, including single-family homes, townhouses, apartments, and more. The median home price is reasonable compared to other parts of California, making it an attractive destination for individuals and families looking to purchase a home.

With a stable real estate market and a balanced supply of housing, Turlock ensures that its residents can find suitable and affordable housing options to meet their needs.

Activities for Senior Citizens

Turlock is committed to providing a fulfilling lifestyle for its senior citizens. The city offers various programs and activities tailored to meet the interests and needs of older adults. The Turlock Senior Center serves as a hub for social engagement, offering classes, workshops, and recreational activities to keep seniors active and connected. Additionally, the center organizes trips and outings, enabling seniors to explore new places and create lasting memories.

Activities for Youth

The city of Turlock recognizes the importance of providing opportunities for its young population. Numerous youth organizations, sports leagues, and after-school programs offer a wide range of activities, promoting physical health, social skills, and teamwork among the youth. Turlock’s commitment to its young residents contributes to a strong and dynamic community with promising future leaders.

Parks and Recreation

Turlock takes pride in its beautiful parks and recreational facilities. The city maintains over a dozen parks equipped with playgrounds, sports fields, walking trails, and picnic areas. Crane Park and Donnelly Park, among others, are popular spots for families to enjoy quality time outdoors.

Turlock’s commitment to recreation extends beyond parks; it encompasses a range of community events, cultural activities, and sports tournaments throughout the year, fostering a sense of togetherness among residents.

Conclusion: A Great City to Call Home

In conclusion, Turlock, California, offers a lifestyle that balances community, education, health, and recreation, making it an excellent city to call home. Its strong sense of community, diverse cultural landscape, and exceptional education system create an inviting environment for families and individuals alike. The city’s commitment to its residents’ well-being is evident in its outstanding health system and financial programs that support both businesses and individuals.

With a housing market that provides options for all budgets and a plethora of activities for both senior citizens and youth, Turlock ensures that every member of its community can lead a fulfilling life. The city’s dedication to maintaining beautiful parks and offering various recreational opportunities showcases its commitment to a healthy and active lifestyle for all.

In essence, Turlock is more than just a city; it is a thriving community that embraces diversity, celebrates unity, and provides ample opportunities for personal and communal growth. For these reasons and many more, Turlock stands out as a great city to call home.

Contact Us

1906 W. Garvey Ave S. Suite 200 West Covina, CA 91790
Phone: 888-681-4128

Company NMLS: 1906814

Fill in the form below and one of our representatives will contact you.

Contact Information

(866) 688-9020

Opening Hours

Monday – Friday 9am-5pm 
Weekend – Closed


1906 W Garvey Ave Suite 200 West Covina CA 91790