Phone: 888-681-4128

21213 Hawthorne Blvd suite B, Torrance CA 90503




Why Choose Us?

0 %

Customer Satisfaction Rate

30 Days

Average Loan Approval Period

90 %

Online Loan Application

Getting a Mortgage in Torrance Shouldn't be Hard

See how simple it is to get a mortgage in Torrance

Follow our step-by-step guide to learn how to buy a home in Torrance
Learn how refinancing in Torrance can help you save money in the long run

Torrance Mortgage

Welcome to the official site of O1NE MORTGAGE, INC., a full-service mortgage company in Torrance, California.

We’ve simplified the process and created friendly tools within this site to give you a hassle-free experience with your mortgage loan process. We can help you realize your dream of homeownership or help you to save by lowering your current monthly payments.

In terms of Purchase we offer the following Qualified Mortgage type of loans:

Conventional | FHA | VA | USDA | Jumbo

In terms of Refinance, we offer a wide range of products designed to best fit your needs. If you’re looking for a cash-out, or to just get a better rate and term, we can assist you. We offer the following refinancing programs:

Conventional | FHA Streamline | FHA Cash Out | VA Streamline | VA Cash-Out | USDA Streamline | Jumbo | HELOC

What makes us unique is that we offer the following niche, Non-Qualified mortgage products:

Bank Statements | Hard Money| Foreign National

Contact us today to prequalify for your dream home or to start saving on your current mortgage.

The City of Torrance


Nestled in the southwestern region of Los Angeles County, Torrance, California, stands as a captivating city, offering a rich blend of scenic beauty, economic prosperity, and a strong sense of community. As one of the South Bay’s most prominent cities, Torrance has a storied history, remarkable cultural diversity, and a wide range of attractions that make it a fascinating place to explore. This article will delve into the unique characteristics that define Torrance, from its natural wonders and industrial might to its vibrant neighborhoods and community-oriented ethos.

1. Historical Heritage

Torrance’s history dates back to the early 20th century when it was founded by Jared Sidney Torrance, a real estate developer with a vision for transforming the area into a planned residential and industrial community. Incorporated in 1921, the city quickly evolved into a thriving industrial hub, attracting prominent companies from various sectors, including aerospace, oil refining, and technology. Today, echoes of Torrance’s past can be felt in its architecture, with many well-preserved historic buildings and landmarks, serving as a testament to its rich heritage.

2. Economic Powerhouse

Torrance boasts a robust economy that plays a significant role in Southern California’s industrial landscape. Home to numerous Fortune 500 companies and major corporations, such as Honda, Toyota, and ExxonMobil, the city enjoys a diversified economic base. The presence of these industry giants has not only contributed to Torrance’s affluence but has also fostered a dynamic job market, attracting skilled professionals from various fields.

3. Stunning Beaches and Parks

Nature lovers will find solace in Torrance’s breathtaking beaches and parks. The city is blessed with several pristine beaches along its coastline, including Torrance Beach, Redondo Beach, and Rat Beach, offering residents and visitors alike a chance to relax, soak up the sun, and enjoy water activities like swimming and surfing. The city’s parks, such as Wilson Park and Columbia Park, provide ample green spaces for recreational activities, picnics, and sports, making it an ideal destination for families and outdoor enthusiasts.

4. Cultural Melting Pot

Torrance takes pride in its remarkable cultural diversity, with a population representing a wide array of ethnic backgrounds. This cultural melting pot is reflected in the city’s vibrant neighborhoods, bustling markets, and diverse culinary scene. Events like the Torrance Cultural Arts Foundation’s annual festivals and the Torrance Sister City Association’s cultural exchanges further promote cross-cultural understanding and celebrate the richness of diversity.

5. Education and Innovation

Education is a paramount aspect of Torrance’s identity, with the city’s school district earning a reputation for excellence. The Torrance Unified School District manages numerous top-rated schools, providing students with a strong foundation for future success. Additionally, the city’s proximity to major universities and research institutions facilitates a culture of innovation and learning, making it an attractive destination for both students and academics.

6. A Paradise for Shopaholics

For those who enjoy retail therapy, Torrance offers a plethora of shopping destinations to indulge in. Del Amo Fashion Center, one of the largest shopping malls in the United States, is a shopaholic’s paradise with a vast selection of stores, restaurants, and entertainment options. Alongside this retail giant, the city is peppered with charming boutiques, specialty stores, and local businesses that contribute to the city’s unique shopping experience.

7. Festivals and Events

Throughout the year, Torrance comes alive with a series of lively festivals and events that showcase the city’s creativity and community spirit. The Torrance Cherry Blossom Cultural Festival, held annually at Columbia Park, celebrates Japanese culture with music, dance, arts, and, of course, cherry blossoms. Other events like the Torrance Armed Forces Day Parade and the South Bay Festival of the Arts foster a sense of togetherness and appreciation for local talent and achievements.

8. Community Engagement

Torrance is characterized by its strong sense of community engagement and volunteerism. The city encourages residents to participate actively in shaping its future through various community forums and initiatives. Torrance residents take pride in their neighborhoods, organizing local events, and working together to address challenges and build a better city for everyone.


Torrance, California, is undoubtedly a captivating city that seamlessly blends natural beauty, economic prosperity, and a spirit of inclusivity. From its industrial prowess to its stunning beaches, diverse culture, and community-oriented ethos, Torrance has something to offer every visitor and resident. As it continues to evolve and embrace the future, Torrance remains a shining gem in the South Bay, drawing people in with its unique charm and warm hospitality. Whether you’re interested in history, industry, nature, or culture, Torrance stands ready to welcome you with open arms and a promise of unforgettable experiences.

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Contact Information

(866) 688-9020

Opening Hours

Monday – Friday 9am-5pm 
Weekend – Closed


1906 W Garvey Ave Suite 200 West Covina CA 91790