Phone: 888-681-4128
Email: info@o1nemortgage.com

1906 W. Garvey Ave S. Suite 200 West Covina, CA 91790

Temecula

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Average Loan Approval Period

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Getting a Mortgage in Temecula Shouldn't be Hard

See how simple it is to get a mortgage in Temecula

Follow our step-by-step guide to learn how to buy a home in Temecula
Learn how refinancing in Temecula can help you save money in the long run

Temecula Mortgage

Welcome to the official site of O1NE MORTGAGE, INC., a full-service mortgage company in Temecula, California.

We’ve simplified the process and created friendly tools within this site to give you a hassle-free experience with your mortgage loan process. We can help you realize your dream of homeownership or help you to save by lowering your current monthly payments.

In terms of Purchase we offer the following Qualified Mortgage type of loans:

Conventional | FHA | VA | USDA | Jumbo

In terms of Refinance, we offer a wide range of products designed to best fit your needs. If you’re looking for a cash-out, or to just get a better rate and term, we can assist you. We offer the following refinancing programs:

Conventional | FHA Streamline | FHA Cash Out | VA Streamline | VA Cash-Out | USDA Streamline | Jumbo | HELOC

What makes us unique is that we offer the following niche, Non-Qualified mortgage products:

Bank Statements | Hard Money| Foreign National

Contact us today to prequalify for your dream home or to start saving on your current mortgage.

The City of Temecula

Nestled in the heart of Riverside County, Temecula, California, has become a hidden gem that offers a diverse and vibrant lifestyle for its residents. With its excellent education and healthcare systems, robust financial programs, a flourishing housing market, and a plethora of recreational activities, Temecula has established itself as an ideal place to call home. In this article, we’ll explore the various aspects that make Temecula a great city to live in.

Lifestyle

Temecula boasts a unique blend of urban convenience and rural charm. The city’s historic Old Town tempts residents and visitors alike with its rustic architecture, boutique shops, fine dining, and a vibrant arts and culture scene. The Temecula Valley Wine Country, with its picturesque vineyards and wineries, provides residents with a taste of the good life, making it a popular destination for wine enthusiasts.

Education System

Temecula places a high emphasis on education, offering top-notch educational institutions for students of all ages. The Temecula Valley Unified School District (TVUSD) serves the city’s K-12 students and has earned a reputation for academic excellence. Additionally, Temecula is home to various private schools and charter schools, ensuring parents have a wide array of educational choices for their children. The city also has a branch of Mt. San Jacinto College, providing higher education opportunities to residents.

Health System

Access to quality healthcare is a critical factor in determining the livability of any city, and Temecula excels in this area. The Temecula Valley Hospital, a state-of-the-art medical facility, serves the healthcare needs of the community. It offers a comprehensive range of services, including emergency care, surgical procedures, and specialized treatments. Residents can rest easy knowing that top-notch healthcare is readily available close to home.

Financial System

Temecula’s financial system is robust, with a diverse economy that includes industries such as agriculture, tourism, and retail. The city’s strategic location between San Diego and Los Angeles makes it an attractive hub for businesses, offering them access to a large consumer base. The City of Temecula actively supports economic growth through various initiatives, making it a great place for entrepreneurs and job seekers alike.

Financial Programs

To support its residents, Temecula offers a range of financial programs and services. This includes assistance for first-time homebuyers, small business grants, and programs aimed at fostering economic development within the community. These initiatives contribute to the overall financial well-being of the city’s residents and businesses.

Housing Market

The Temecula housing market is vibrant and diverse, offering a wide range of housing options to cater to different preferences and budgets. From spacious suburban homes to charming apartments and condos, there’s something for everyone. With a variety of neighborhoods to choose from, residents can find the perfect place to call home. The city’s real estate market has shown consistent growth, making it a solid investment for homeowners.

Activities for Senior Citizens

Temecula recognizes the importance of catering to its senior population. The city offers an array of activities and services tailored to the needs and interests of senior citizens. Senior centers provide social engagement, fitness classes, and educational programs. Additionally, Temecula hosts various events, such as senior expos and health fairs, to ensure that seniors are active and engaged in the community.

Activities for Youth

Temecula’s youth are not forgotten either, with numerous recreational and educational opportunities available. The city’s parks and recreation department organizes a wide range of activities, including sports leagues, art classes, and summer camps. The Temecula Youth Advisory Committee plays a significant role in voicing the concerns and interests of young residents, ensuring that their needs are met.

Parks and Recreation

Temecula’s commitment to outdoor spaces and recreational facilities is evident in its numerous parks and amenities. The city’s parks offer something for everyone, from playgrounds and picnic areas to hiking and biking trails. Birdwatchers and nature enthusiasts can explore the Santa Rosa Plateau Ecological Reserve, while golfers can tee off at the scenic Temecula Creek Inn Golf Course. The city’s parks and recreation programs foster community engagement and a healthy, active lifestyle.

Conclusion

In conclusion, Temecula, California, stands out as an exceptional city to live in, offering a high quality of life for its residents. With a rich blend of lifestyle options, top-notch education and healthcare systems, a thriving economy, financial programs, a dynamic housing market, and a wide range of activities for all age groups, Temecula is a city that caters to the diverse needs and interests of its residents.

Whether you’re a senior looking for a vibrant community, a family seeking excellent schools and recreational opportunities, or a professional searching for career growth, Temecula has something to offer everyone. The city’s unique blend of urban amenities and natural beauty, coupled with its strong sense of community, makes it a truly great place to call home. Temecula, with its warm climate, friendly atmosphere, and abundant opportunities, remains a hidden gem waiting to be discovered by those seeking an exceptional living experience.

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Contact Information

(866) 688-9020 info@o1nemortgage.com

Opening Hours

Monday – Friday 9am-5pm 
Weekend – Closed

Address

1906 W Garvey Ave Suite 200 West Covina CA 91790