Phone: 888-681-4128

1906 W. Garvey Ave S. Suite 200 West Covina, CA 91790

South El Monte



Why Choose Us?

0 %

Customer Satisfaction Rate

30 Days

Average Loan Approval Period

90 %

Online Loan Application

Getting a Mortgage in South El Monte Shouldn't be Hard

See how simple it is to get a mortgage in South El Monte

Follow our step-by-step guide to learn how to buy a home in South El Monte
Learn how refinancing in South El Monte can help you save money in the long run

South El Monte Mortgage

Welcome to the official site of O1NE MORTGAGE, INC., a full-service mortgage company in South El Monte, California.

We’ve simplified the process and created friendly tools within this site to give you a hassle-free experience with your mortgage loan process. We can help you realize your dream of homeownership or help you to save by lowering your current monthly payments.

In terms of Purchase we offer the following Qualified Mortgage type of loans:

Conventional | FHA | VA | USDA | Jumbo

In terms of Refinance, we offer a wide range of products designed to best fit your needs. If you’re looking for a cash-out, or to just get a better rate and term, we can assist you. We offer the following refinancing programs:

Conventional | FHA Streamline | FHA Cash Out | VA Streamline | VA Cash-Out | USDA Streamline | Jumbo | HELOC

What makes us unique is that we offer the following niche, Non-Qualified mortgage products:

Bank Statements | Hard Money| Foreign National

Contact us today to prequalify for your dream home or to start saving on your current mortgage.

The City of South El Monte

Nestled in the heart of the San Gabriel Valley, South El Monte, California, is a hidden gem that offers a remarkable blend of lifestyle, education, health care, and financial opportunities. With a strong sense of community and a plethora of activities for all age groups, this city has something for everyone. In this article, we will explore what makes South El Monte a great place to live.


South El Monte embodies the quintessential Californian lifestyle. The city’s diverse population brings together a rich tapestry of cultures, making it a vibrant and inclusive place to live. Its close proximity to Los Angeles and the surrounding areas provides residents with easy access to world-class entertainment, dining, and cultural experiences. At the same time, South El Monte maintains a distinct suburban feel, with peaceful neighborhoods, local shops, and a slower pace of life, making it an ideal place for those seeking a balance between city and suburban living.

Education System:

For families, South El Monte boasts a well-rounded education system. The El Monte Union High School District serves the city and provides students with a strong foundation for their academic journey. Additionally, there are several excellent elementary and middle schools in the area, ensuring that students receive a quality education from a young age.

Health System:

South El Monte prioritizes the health and well-being of its residents. The city is home to numerous healthcare facilities and clinics, ensuring that healthcare is easily accessible to all. Residents have access to top-notch medical professionals and facilities, providing them with peace of mind knowing that their health needs are well taken care of.

Financial System and Programs:

The city’s financial system is designed to support both residents and businesses. South El Monte’s local government actively promotes economic development through a range of financial programs and incentives, making it an attractive destination for entrepreneurs and investors. These programs include grants, tax incentives, and business-friendly policies that stimulate economic growth and job creation.

Housing Market:

The South El Monte housing market is diverse, offering options for individuals and families at various income levels. Whether you prefer a charming single-family home, a modern apartment, or something in between, you’ll find it here. The city’s housing market remains competitive but affordable compared to many neighboring areas, making it a desirable place to put down roots.

Activities for Senior Citizens:

South El Monte understands the importance of providing engaging activities and support for its senior citizens. The city offers various senior centers and programs that focus on physical fitness, social interaction, and cultural enrichment. These activities help seniors stay active, maintain their mental acuity, and create lasting friendships in their community.

Activities for Youth:

The youth of South El Monte are not left behind when it comes to recreational activities. The city’s parks and recreation department organizes a wide array of activities, from sports leagues to arts and crafts classes. These programs foster the development of leadership skills, teamwork, and creativity among the youth, preparing them for successful futures.

Parks and Recreation:

South El Monte boasts an impressive network of parks and recreational facilities. Whittier Narrows Recreation Area is a local gem, offering hiking trails, picnic areas, and a golf course. The city’s parks provide spaces for relaxation, exercise, and community events. The commitment to green spaces ensures that residents can enjoy the beauty of nature right in their backyard.


South El Monte, California, offers an exceptional quality of life that encompasses a thriving community, a strong education system, accessible healthcare, and abundant financial opportunities. The city’s housing market caters to diverse needs, while its recreational programs cater to both senior citizens and youth. The blend of suburban tranquility and urban convenience makes South El Monte a fantastic place to live for people of all ages and backgrounds.

With a deep sense of community and a commitment to the well-being of its residents, South El Monte is not just a city; it’s a home where dreams are nurtured, friendships are forged, and families flourish. Whether you’re seeking a place to raise a family, start a career, or enjoy your golden years, South El Monte welcomes you with open arms, offering a unique and enriching experience that truly defines the Californian dream.

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Contact Information

(866) 688-9020

Opening Hours

Monday – Friday 9am-5pm 
Weekend – Closed


1906 W Garvey Ave Suite 200 West Covina CA 91790