Phone: 888-681-4128

1906 W. Garvey Ave S. Suite 200 West Covina, CA 91790

Solana Beach



Why Choose Us?

0 %

Customer Satisfaction Rate

30 Days

Average Loan Approval Period

90 %

Online Loan Application

Getting a Mortgage in Solana Beach Shouldn't be Hard

See how simple it is to get a mortgage in Solana Beach

Follow our step-by-step guide to learn how to buy a home in Solana Beach
Learn how refinancing in Solana Beach can help you save money in the long run

Solana Beach Mortgage

Welcome to the official site of O1NE MORTGAGE, INC., a full-service mortgage company in Solana Beach, California.

We’ve simplified the process and created friendly tools within this site to give you a hassle-free experience with your mortgage loan process. We can help you realize your dream of homeownership or help you to save by lowering your current monthly payments.

In terms of Purchase we offer the following Qualified Mortgage type of loans:

Conventional | FHA | VA | USDA | Jumbo

In terms of Refinance, we offer a wide range of products designed to best fit your needs. If you’re looking for a cash-out, or to just get a better rate and term, we can assist you. We offer the following refinancing programs:

Conventional | FHA Streamline | FHA Cash Out | VA Streamline | VA Cash-Out | USDA Streamline | Jumbo | HELOC

What makes us unique is that we offer the following niche, Non-Qualified mortgage products:

Bank Statements | Hard Money| Foreign National

Contact us today to prequalify for your dream home or to start saving on your current mortgage.

The City of Solana Beach

Nestled along the picturesque coastline of Southern California, Solana Beach is a hidden gem that embodies the essence of coastal living at its finest. This vibrant city offers a unique blend of a laid-back lifestyle, exceptional educational institutions, a robust healthcare system, a thriving financial environment, a dynamic range of financial programs, a competitive housing market, and a plethora of recreational opportunities for residents of all ages. Solana Beach truly stands out as a remarkable place to call home.


Solana Beach boasts a lifestyle that is synonymous with the California dream. The city is known for its relaxed atmosphere and welcoming community. Residents here have the privilege of enjoying year-round Mediterranean-like weather, with mild temperatures and plenty of sunshine. The proximity to the Pacific Ocean allows for easy access to stunning beaches, where you can surf, swim, or simply bask in the sun.

The city’s downtown area is a hub of activity, featuring unique boutiques, art galleries, and an array of dining options that cater to various tastes. Whether you’re looking for a cozy café to savor a cup of coffee or an upscale restaurant to enjoy a fine dining experience, Solana Beach has it all.

Education System:

Families residing in Solana Beach have access to an excellent education system. The Solana Beach School District and the San Dieguito Union High School District oversee the local public schools, which consistently rank among the top in the state. These schools are known for their dedicated teachers, innovative programs, and a strong commitment to academic excellence.

In addition to outstanding public schools, Solana Beach is home to several private educational institutions that provide parents with even more options for their children’s education. The city’s emphasis on quality education ensures that young residents have access to the resources they need to thrive academically.

Health System:

Solana Beach is located in a region with world-class healthcare facilities. The city itself is home to several medical clinics and healthcare providers, ensuring that residents have access to essential healthcare services. For more specialized care, Solana Beach is conveniently situated within a short drive of major medical centers and hospitals in nearby communities.

The city’s commitment to promoting health and well-being extends to its residents through a range of recreational activities and wellness programs. Whether you’re interested in yoga on the beach, hiking along the scenic coastal trails, or participating in fitness classes, Solana Beach provides ample opportunities to stay active and healthy.

Financial System:

Solana Beach boasts a thriving financial ecosystem that supports both businesses and residents. The city’s strategic location in the San Diego metropolitan area provides access to a diverse range of industries, including technology, healthcare, and tourism. This diverse economic landscape fosters job opportunities and financial stability.

Financial Programs:

The city offers a variety of financial programs and resources to support its residents and businesses. Whether you’re a small business owner looking for assistance or a resident seeking financial counseling, Solana Beach has resources in place to help you achieve your financial goals.

Housing Market:

The Solana Beach housing market is competitive, driven by its scenic coastal location and desirable lifestyle. While this may pose challenges for prospective homebuyers, it also ensures that property values remain strong and that homeowners can make sound investments. The housing market includes a mix of single-family homes, condominiums, and rental properties, catering to a diverse range of housing needs.

Activities for Senior Citizens:

Solana Beach is committed to creating a supportive and engaging environment for its senior citizens. The city offers a variety of programs and activities designed to enhance the quality of life for older residents. These include senior fitness classes, social gatherings, art workshops, and educational seminars. Additionally, the city’s scenic parks and beaches provide serene settings for leisurely walks and relaxation.

Activities for Youth:

For the younger generation, Solana Beach offers a plethora of recreational activities and programs. The city’s parks and recreation department organizes sports leagues, summer camps, and educational activities to keep children and teenagers engaged and active. The presence of safe and well-maintained parks provides ample space for outdoor play and exploration.

Parks and Recreation:

Solana Beach takes pride in its commitment to preserving green spaces and providing recreational opportunities for its residents. The city maintains several parks, each offering a unique experience. Fletcher Cove Park is a popular spot for picnics and beach access, while La Colonia Park features a playground and sports facilities. Coastal trails and nature preserves provide opportunities for hiking and wildlife observation, allowing residents to connect with the natural beauty of the area.


In conclusion, Solana Beach, California, stands as an exceptional place to live, offering a blend of coastal living, outstanding education, a robust healthcare system, a thriving financial environment, and a myriad of recreational opportunities for residents of all ages. Its welcoming community, coupled with a commitment to quality of life, makes it a truly remarkable city to call home. Whether you’re seeking the tranquility of coastal living or the vibrancy of a close-knit community, Solana Beach has something to offer everyone. This hidden gem on the California coast is a testament to the beauty and excellence that can be found in this picturesque region.

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Contact Information

(866) 688-9020

Opening Hours

Monday – Friday 9am-5pm 
Weekend – Closed


1906 W Garvey Ave Suite 200 West Covina CA 91790