Phone: 888-681-4128

1906 W. Garvey Ave S. Suite 200 West Covina, CA 91790

Simi Valley



Why Choose Us?

0 %

Customer Satisfaction Rate

30 Days

Average Loan Approval Period

90 %

Online Loan Application

Getting a Mortgage in Simi Valley Shouldn't be Hard

See how simple it is to get a mortgage in Simi Valley

Follow our step-by-step guide to learn how to buy a home in Simi Valley
Learn how refinancing in Simi Valley can help you save money in the long run

Simi Valley Mortgage

Welcome to the official site of O1NE MORTGAGE, INC., a full-service mortgage company in Simi Valley, California.

We’ve simplified the process and created friendly tools within this site to give you a hassle-free experience with your mortgage loan process. We can help you realize your dream of homeownership or help you to save by lowering your current monthly payments.

In terms of Purchase we offer the following Qualified Mortgage type of loans:

Conventional | FHA | VA | USDA | Jumbo

In terms of Refinance, we offer a wide range of products designed to best fit your needs. If you’re looking for a cash-out, or to just get a better rate and term, we can assist you. We offer the following refinancing programs:

Conventional | FHA Streamline | FHA Cash Out | VA Streamline | VA Cash-Out | USDA Streamline | Jumbo | HELOC

What makes us unique is that we offer the following niche, Non-Qualified mortgage products:

Bank Statements | Hard Money| Foreign National

Contact us today to prequalify for your dream home or to start saving on your current mortgage.

The City of Simi Valley

Nestled in the southeastern corner of Ventura County, Simi Valley, California, is a city that boasts a thriving lifestyle, excellent education and health systems, robust financial programs, a buoyant housing market, and a wide array of recreational activities for all age groups. The city’s strong sense of community, coupled with its scenic beauty and excellent amenities, makes it an ideal place to live, work, and play. In this article, we will explore the various aspects that make Simi Valley an exceptional city, catering to the needs and desires of both young and old residents.

  1. Lifestyle in Simi Valley:

Simi Valley’s lifestyle revolves around a perfect balance of urban convenience and natural tranquility. With its safe neighborhoods and low crime rates, it offers a sense of security that appeals to families and individuals alike. The city’s proximity to Los Angeles allows residents to access big-city amenities while enjoying a more relaxed pace of life.

  1. Education System:

The education system in Simi Valley is highly regarded for its commitment to academic excellence. The Simi Valley Unified School District operates a network of well-maintained public schools that provide a diverse range of educational programs, extracurricular activities, and dedicated teaching staff. Additionally, private schools and preschools offer alternative educational options, ensuring that every child’s needs are met.

  1. Health System:

Simi Valley takes pride in its modern and comprehensive healthcare facilities. The city hosts several hospitals, medical centers, and specialized clinics that provide top-notch medical services. The healthcare professionals are skilled and compassionate, ensuring that residents receive the best possible care.

  1. Financial System and Programs:

The city’s financial system is well-managed, reflecting its commitment to economic stability and growth. Simi Valley’s local government encourages entrepreneurship and small businesses through various initiatives and grants. Additionally, the city offers financial programs and incentives for first-time homebuyers, making homeownership accessible to more individuals and families.

  1. Housing Market:

Simi Valley’s housing market is dynamic, with a diverse range of housing options to suit various preferences and budgets. From charming suburban neighborhoods with single-family homes to modern condos and apartments, the city caters to the needs of its diverse population. The real estate market’s stability, coupled with the appealing surroundings, makes Simi Valley an attractive destination for potential homebuyers.

  1. Activities for Senior Citizens:

Simi Valley is dedicated to fostering an enriching and fulfilling life for its senior citizens. The city’s Senior Center organizes a plethora of activities, including fitness classes, educational workshops, art and crafts, and social gatherings. Moreover, various senior-friendly clubs and organizations provide avenues for seniors to connect and engage within the community.

  1. Activities for Youth:

Simi Valley offers an abundance of activities and opportunities for the youth to explore their interests and passions. The city’s Parks and Recreation Department hosts a wide range of sports leagues, summer camps, and after-school programs. Cultural events, music concerts, and youth clubs further enrich the lives of the younger population, promoting a well-rounded and vibrant community.

  1. Parks and Recreation:

The city takes pride in its extensive park system, providing ample green spaces for residents to relax, play, and connect with nature. Simi Valley is home to picturesque parks, hiking trails, and recreational facilities that cater to various interests. Residents can enjoy picnicking, sports, nature walks, and outdoor concerts in these beautifully maintained public spaces.


Simi Valley, California, is more than just a city; it is a welcoming community that prioritizes the well-being and happiness of its residents. With its flourishing lifestyle, robust education and health systems, diverse financial programs, buoyant housing market, and an abundance of recreational activities for all age groups, Simi Valley exemplifies an exemplary living experience. Whether you are a senior seeking a fulfilling retirement, a family looking for a safe and nurturing environment, or a young individual eager to explore life’s possibilities, Simi Valley has something to offer to everyone.

Contact Us

1906 W. Garvey Ave S. Suite 200 West Covina, CA 91790
Phone: 888-681-4128

Company NMLS: 1906814

Fill in the form below and one of our representatives will contact you.

Contact Information

(866) 688-9020

Opening Hours

Monday – Friday 9am-5pm 
Weekend – Closed


1906 W Garvey Ave Suite 200 West Covina CA 91790