Phone: 888-681-4128

1906 W. Garvey Ave S. Suite 200 West Covina, CA 91790




Why Choose Us?

0 %

Customer Satisfaction Rate

30 Days

Average Loan Approval Period

90 %

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Getting a Mortgage in Santee Shouldn't be Hard

See how simple it is to get a mortgage in Santee

Follow our step-by-step guide to learn how to buy a home in Santee
Learn how refinancing in Santee can help you save money in the long run

Santee Mortgage

Welcome to the official site of O1NE MORTGAGE, INC., a full-service mortgage company in Santee, California.

We’ve simplified the process and created friendly tools within this site to give you a hassle-free experience with your mortgage loan process. We can help you realize your dream of homeownership or help you to save by lowering your current monthly payments.

In terms of Purchase we offer the following Qualified Mortgage type of loans:

Conventional | FHA | VA | USDA | Jumbo

In terms of Refinance, we offer a wide range of products designed to best fit your needs. If you’re looking for a cash-out, or to just get a better rate and term, we can assist you. We offer the following refinancing programs:

Conventional | FHA Streamline | FHA Cash Out | VA Streamline | VA Cash-Out | USDA Streamline | Jumbo | HELOC

What makes us unique is that we offer the following niche, Non-Qualified mortgage products:

Bank Statements | Hard Money| Foreign National

Contact us today to prequalify for your dream home or to start saving on your current mortgage.

The City of Santee

Nestled in the heart of San Diego County, Santee, California, stands as a testament to the charm and allure of suburban living. This picturesque city offers a unique blend of a vibrant lifestyle, excellent educational and healthcare systems, a robust financial landscape, a thriving housing market, and an abundance of recreational opportunities for residents of all ages. In this article, we will explore the various facets that make Santee an ideal place to call home.


Santee boasts a laid-back and family-friendly lifestyle that sets it apart from the hustle and bustle of larger metropolitan areas in Southern California. The city’s community-oriented atmosphere is characterized by friendly neighbors and a strong sense of belonging. Residents here enjoy a relaxed pace of life while still having access to the amenities and attractions of nearby San Diego.

The city is known for its commitment to a healthy lifestyle, with numerous parks, trails, and fitness centers that cater to outdoor enthusiasts and fitness enthusiasts alike. Additionally, Santee is home to a thriving local arts and culture scene, including theaters, galleries, and live music venues that provide entertainment options for residents of all tastes.

Education System

For families with children, Santee offers an exceptional education system. The Santee School District and the Grossmont Union High School District oversee the city’s public schools, ensuring a high-quality education. Santee is home to several well-regarded elementary and middle schools, with Santee Elementary School District’s commitment to academic excellence evident in its test scores and graduation rates.

For higher education, Santee residents have convenient access to numerous colleges and universities in the surrounding area, including Grossmont College and San Diego State University.

Health System

Santee’s healthcare system is characterized by its accessibility and quality. Residents have access to numerous healthcare facilities and medical professionals who provide a wide range of services. The city is served by multiple hospitals and medical centers, ensuring that residents can receive high-quality healthcare close to home.

Additionally, the city promotes a healthy lifestyle through its various recreational programs and facilities, which encourage physical activity and well-being among residents.

Financial System and Programs

Santee boasts a strong and diverse financial landscape. The city’s economic stability is driven by a mix of retail, manufacturing, and service industries. Job opportunities are abundant, and the city government actively promotes local businesses through initiatives and incentives.

Santee offers various financial programs and resources to support both businesses and individuals. This includes grants and loans for small businesses, financial literacy programs, and housing assistance for those in need. The city is committed to ensuring financial well-being and security for all of its residents.

Housing Market

The Santee housing market is thriving, with a wide range of housing options to suit different preferences and budgets. Whether you’re looking for a spacious suburban home, a modern apartment, or a charming townhouse, Santee has it all. The city’s real estate market remains competitive but remains affordable compared to some of the neighboring cities in San Diego County.

Santee’s housing market is known for its stability, making it an excellent place for both homeowners and renters. The community’s commitment to maintaining well-kept neighborhoods and green spaces contributes to the overall appeal of its housing market.

Activities for Senior Citizens

Santee is dedicated to providing its senior citizens with a rich and fulfilling lifestyle. The city offers various programs and activities tailored to the needs and interests of older residents. Senior centers provide a welcoming environment for socializing, staying active, and pursuing hobbies.

Moreover, Santee’s parks and recreational areas are accessible and inclusive, making it easy for senior citizens to enjoy outdoor activities, nature walks, and picnics with family and friends.

Activities for Youth

The city of Santee recognizes the importance of investing in its youth. There is a wide array of youth programs, sports leagues, and extracurricular activities available to engage and nurture the potential of young residents. From sports fields to community centers, Santee provides a safe and supportive environment for young people to learn, grow, and have fun.

Parks and Recreation

Santee’s commitment to green spaces and outdoor activities is evident in its impressive network of parks and recreational areas. The city boasts over 1,100 acres of parks, providing residents with ample opportunities for outdoor enjoyment. Santee Lakes Recreation Preserve, in particular, is a popular destination for fishing, camping, hiking, and picnicking.

The city also hosts a variety of community events and festivals throughout the year, fostering a sense of togetherness and cultural enrichment among its residents.


In conclusion, Santee, California, stands as a shining example of a city that offers an exceptional quality of life. Its welcoming community, outstanding education and healthcare systems, strong financial landscape, thriving housing market, and a wealth of recreational opportunities make it an ideal place to call home.

Santee’s commitment to fostering a healthy and vibrant lifestyle for residents of all ages, from youth to senior citizens, sets it apart as a community that values its people and their well-being. The city’s picturesque surroundings, including its beautiful parks and lakes, provide a backdrop for a fulfilling and enjoyable life.

With its unique blend of suburban tranquility and access to the amenities of nearby urban centers, Santee truly encapsulates the best of Southern California living. For those seeking a welcoming and thriving community to put down roots, Santee, California, is undoubtedly a great city to live in.