Phone: 888-681-4128

1906 W. Garvey Ave S. Suite 200 West Covina, CA 91790

Santa Rosa



Why Choose Us?

0 %

Customer Satisfaction Rate

30 Days

Average Loan Approval Period

90 %

Online Loan Application

Getting a Mortgage in Santa Rosa Shouldn't be Hard

See how simple it is to get a mortgage in Santa Rosa

Follow our step-by-step guide to learn how to buy a home in Santa Rosa
Learn how refinancing in Santa Rosa can help you save money in the long run

Santa Rosa Mortgage

Welcome to the official site of O1NE MORTGAGE, INC., a full-service mortgage company in Santa Rosa, California.

We’ve simplified the process and created friendly tools within this site to give you a hassle-free experience with your mortgage loan process. We can help you realize your dream of homeownership or help you to save by lowering your current monthly payments.

In terms of Purchase we offer the following Qualified Mortgage type of loans:

Conventional | FHA | VA | USDA | Jumbo

In terms of Refinance, we offer a wide range of products designed to best fit your needs. If you’re looking for a cash-out, or to just get a better rate and term, we can assist you. We offer the following refinancing programs:

Conventional | FHA Streamline | FHA Cash Out | VA Streamline | VA Cash-Out | USDA Streamline | Jumbo | HELOC

What makes us unique is that we offer the following niche, Non-Qualified mortgage products:

Bank Statements | Hard Money| Foreign National

Contact us today to prequalify for your dream home or to start saving on your current mortgage.

The City of Santa Rosa

Nestled in the heart of Sonoma County, Santa Rosa, California, stands as a testament to the harmonious blend of urban amenities and the serene beauty of nature. This city of diverse neighborhoods and a vibrant community has much to offer, ranging from an exemplary education system to robust financial programs, making it an ideal place for residents of all ages to call home.

Lifestyle: Santa Rosa embraces a laid-back yet active lifestyle, where residents can enjoy both the tranquility of rolling vineyards and the vibrancy of a thriving downtown. The city’s strong sense of community fosters connections among its residents, leading to a warm and inviting atmosphere. Farmers’ markets, art galleries, and cultural events are regular occurrences, reflecting the city’s commitment to nurturing a rich cultural tapestry.

Education System: The education system in Santa Rosa is commendable, with a range of top-rated public and private schools. The Santa Rosa City Schools District provides students with quality education and a diverse range of extracurricular activities. Additionally, the presence of the Santa Rosa Junior College ensures that higher education opportunities are easily accessible to residents, contributing to the city’s intellectual vibrancy.

Health System: Residents’ well-being is a priority in Santa Rosa, evident from its advanced healthcare facilities and services. World-class hospitals and medical centers cater to various medical needs, ensuring that residents receive the best care possible. The city’s focus on health extends beyond medical treatment, with an emphasis on wellness programs and access to recreational spaces.

Financial System and Programs: Santa Rosa boasts a robust financial system, underpinned by a thriving local economy. The city’s strategic location within the renowned wine country has led to economic diversification, creating a balanced environment that includes technology, healthcare, and tourism industries. The city’s financial programs support local businesses, fostering entrepreneurship and innovation.

Housing Market: The housing market in Santa Rosa offers a range of options to cater to diverse preferences. From charming historic homes to modern apartments with scenic views, there’s something for everyone. While the market can be competitive, the city has implemented initiatives to promote affordable housing and ensure that residents from all walks of life can find suitable homes.

Activities for Senior Citizens: Santa Rosa is dedicated to offering a fulfilling life to its senior citizens. The city provides an array of senior centers and clubs that offer engaging activities, from fitness classes to art workshops. These spaces encourage seniors to stay socially active and maintain a high quality of life.

Activities for Youth: Youth in Santa Rosa are not left behind either. The city’s recreational programs offer a plethora of options, from sports leagues to arts and crafts. The local community centers act as safe spaces for young people to explore their interests, make friends, and learn new skills.

Parks and Recreation: The city’s commitment to nature is evident through its numerous parks and recreational areas. Howarth Park, with its picturesque lake and amusement rides, is a favorite among families. Annadel State Park offers hiking trails that wind through oak woodlands and meadows, providing an oasis for outdoor enthusiasts.

Conclusion: In summation, Santa Rosa, California, stands as a city that excels in catering to the diverse needs of its residents. With a focus on education, health, and a strong sense of community, it offers a lifestyle that harmoniously blends urban amenities with the natural beauty of the surrounding region. The city’s commitment to both its young and elderly population ensures that all residents can lead fulfilling lives. The financial programs and housing initiatives underline its dedication to equitable growth.

Whether you’re a young professional, a family with children, or a retiree seeking tranquility and engagement, Santa Rosa welcomes all with open arms. Its balance between economic prosperity, cultural richness, and environmental awareness makes it a great city to live in – a place where community and quality of life intersect seamlessly.

Contact Us

1906 W. Garvey Ave S. Suite 200 West Covina, CA 91790
Phone: 888-681-4128

Company NMLS: 1906814

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Contact Information

(866) 688-9020

Opening Hours

Monday – Friday 9am-5pm 
Weekend – Closed


1906 W Garvey Ave Suite 200 West Covina CA 91790