Phone: 888-681-4128

3101 Ocean Park Blvd suite 100, Santa Monica CA 90405

Santa Monica



Why Choose Us?

0 %

Customer Satisfaction Rate

30 Days

Average Loan Approval Period

90 %

Online Loan Application

Getting a Mortgage in Santa Monica Shouldn't be Hard

See how simple it is to get a mortgage in Santa Monica

Follow our step-by-step guide to learn how to buy a home in Santa Monica
Learn how refinancing in Santa Monica can help you save money in the long run

Santa Monica Mortgage

Welcome to the official site of O1NE MORTGAGE, INC., a full-service mortgage company in Santa Monica, California.

We’ve simplified the process and created friendly tools within this site to give you a hassle-free experience with your mortgage loan process. We can help you realize your dream of homeownership or help you to save by lowering your current monthly payments.

In terms of Purchase we offer the following Qualified Mortgage type of loans:

Conventional | FHA | VA | USDA | Jumbo

In terms of Refinance, we offer a wide range of products designed to best fit your needs. If you’re looking for a cash-out, or to just get a better rate and term, we can assist you. We offer the following refinancing programs:

Conventional | FHA Streamline | FHA Cash Out | VA Streamline | VA Cash-Out | USDA Streamline | Jumbo | HELOC

What makes us unique is that we offer the following niche, Non-Qualified mortgage products:

Bank Statements | Hard Money| Foreign National

Contact us today to prequalify for your dream home or to start saving on your current mortgage.

The City of Santa Monica

Nestled along the picturesque coastline of Southern California, Santa Monica stands as a true gem amongst the bustling urban landscape. With its world-renowned beaches, vibrant culture, and a rich history, Santa Monica is a destination that captures the hearts of locals and visitors alike. In this article, we will delve into the wonders that Santa Monica has to offer, from its stunning natural beauty to its vibrant community and thriving economy.

Historical Roots

Santa Monica’s history dates back thousands of years, with the region once being home to the Tongva people, an indigenous tribe that thrived on the abundance of natural resources the area provided. Spanish explorers arrived in the 18th century, leaving a lasting influence on the city’s culture and architecture. In the late 19th century, Santa Monica transformed from a small settlement to a popular beach destination, attracting travelers seeking respite and relaxation.

The Santa Monica Pier

Perhaps one of the most iconic landmarks in Santa Monica is the Santa Monica Pier. Built in 1909, the pier has stood the test of time and has become a symbol of the city’s enduring spirit. Visitors can take a leisurely stroll along the wooden planks, enjoy amusement park rides at Pacific Park, and take in breathtaking views of the Pacific Ocean and the coastline. The pier is also a hub of activity, with street performers, artists, and musicians showcasing their talents, adding to the vibrant atmosphere.

Beach Culture and Recreation

Santa Monica’s beaches are a major draw for locals and tourists alike. Stretching for miles, the sandy shoreline offers ample space for sunbathing, beach volleyball, surfing, and other water activities. Palisades Park, located atop the coastal bluffs, offers a picturesque promenade with stunning vistas of the ocean, making it a perfect spot for picnics and leisurely strolls.

Third Street Promenade

For those seeking a taste of Santa Monica’s urban charm, the Third Street Promenade is a must-visit destination. This pedestrian-only shopping and entertainment district buzzes with life, boasting a diverse array of shops, boutiques, restaurants, cafes, and theaters. Street performers add to the lively atmosphere, providing impromptu shows for passersby. The Promenade perfectly encapsulates the city’s energy, attracting locals and visitors alike to indulge in the vibrant cultural scene.

Cultural Diversity and Arts Scene

Santa Monica is a melting pot of diverse cultures, making it an enriching place to explore art, music, and cuisine from around the world. The city’s commitment to promoting arts and culture is evident in the array of galleries, art installations, and cultural events hosted throughout the year. The Bergamot Station Arts Center, a former train station turned art complex, is home to numerous galleries, providing a platform for local and international artists to showcase their talent.

Magnificent Sunsets

Sunsets in Santa Monica are a sight to behold. As the sun dips below the horizon, the sky transforms into a breathtaking canvas of colors, casting a golden glow over the ocean and coastline. Locals and visitors alike gather on the beach to witness this awe-inspiring daily spectacle, reminding us of the simple joys in life.

The Economy and Innovation Hub

Santa Monica is not only a beautiful destination but also a thriving economic hub. The city is a hotbed of innovation, attracting tech startups and creative industries. Silicon Beach, as it is known, is home to a plethora of technology companies, fostering an entrepreneurial spirit that contributes to the city’s economic vitality.

Environmental Consciousness

Santa Monica takes pride in its commitment to environmental sustainability. The city has implemented various initiatives to reduce its ecological footprint, such as promoting alternative transportation, implementing waste reduction programs, and investing in renewable energy sources. These efforts have earned Santa Monica the reputation of being one of the most environmentally conscious cities in the United States.


Santa Monica, California, is more than just a beach destination; it is a vibrant and diverse community that has something to offer everyone. From its stunning beaches and iconic pier to its lively cultural scene and innovative spirit, Santa Monica’s charm is undeniable. Whether you are seeking relaxation by the sea, an immersion in arts and culture, or a taste of California’s entrepreneurial spirit, Santa Monica promises an unforgettable experience that will leave you longing to return to its captivating shores.

Fill in the form below and one of our representatives will contact you.

Contact Information

(866) 688-9020

Opening Hours

Monday – Friday 9am-5pm 
Weekend – Closed


1906 W Garvey Ave Suite 200 West Covina CA 91790