Phone: 888-681-4128

1906 W. Garvey Ave S. Suite 200 West Covina, CA 91790

Santa Maria



Why Choose Us?

0 %

Customer Satisfaction Rate

30 Days

Average Loan Approval Period

90 %

Online Loan Application

Getting a Mortgage in Santa Maria Shouldn't be Hard

See how simple it is to get a mortgage in Santa Maria

Follow our step-by-step guide to learn how to buy a home in Santa Maria
Learn how refinancing in Santa Maria can help you save money in the long run

Santa Maria Mortgage

Welcome to the official site of O1NE MORTGAGE, INC., a full-service mortgage company in Santa Maria, California.

We’ve simplified the process and created friendly tools within this site to give you a hassle-free experience with your mortgage loan process. We can help you realize your dream of homeownership or help you to save by lowering your current monthly payments.

In terms of Purchase we offer the following Qualified Mortgage type of loans:

Conventional | FHA | VA | USDA | Jumbo

In terms of Refinance, we offer a wide range of products designed to best fit your needs. If you’re looking for a cash-out, or to just get a better rate and term, we can assist you. We offer the following refinancing programs:

Conventional | FHA Streamline | FHA Cash Out | VA Streamline | VA Cash-Out | USDA Streamline | Jumbo | HELOC

What makes us unique is that we offer the following niche, Non-Qualified mortgage products:

Bank Statements | Hard Money| Foreign National

Contact us today to prequalify for your dream home or to start saving on your current mortgage.

The City of Santa Maria

Nestled in the heart of California’s Central Coast, Santa Maria is a city that weaves together a rich tapestry of diverse experiences, offering its residents a balanced and fulfilling lifestyle. From its robust education system and top-notch health facilities to a thriving financial ecosystem and a flourishing housing market, Santa Maria stands as a testament to a community that embraces both tradition and progress. In this article, we will delve into various aspects that make Santa Maria an exceptional city, catering to people of all ages, backgrounds, and interests.

Lifestyle and Community Spirit

Santa Maria’s lifestyle is a harmonious blend of small-town charm and modern convenience. The city’s strong community spirit is evident in its numerous events and festivals that celebrate its agricultural heritage, such as the renowned Santa Maria-style barbecue, which brings locals and visitors together in a shared appreciation for good food and company. This strong sense of community fosters connections among residents, making Santa Maria a welcoming place to call home.

Education System

Education is a cornerstone of any thriving community, and Santa Maria’s education system is dedicated to providing quality learning opportunities for its residents. The city is home to a range of public and private schools that offer comprehensive curricula and extracurricular activities, ensuring a well-rounded education for students. Additionally, higher education institutions like Allan Hancock College contribute to the city’s intellectual growth by offering a variety of academic programs and vocational training.

Health System

Residents of Santa Maria have access to an excellent healthcare system that ensures their well-being. The city boasts modern medical facilities equipped with state-of-the-art technology and a cadre of skilled healthcare professionals. From general practitioners to specialized medical centers, Santa Maria prioritizes the health and wellness of its community members.

Financial System and Programs

Santa Maria’s financial system is robust and diverse, catering to the varied needs of its residents. The city encourages financial literacy and offers programs that empower individuals and families to manage their finances effectively. Financial education workshops and resources are readily available, helping residents make informed decisions about savings, investments, and retirement planning.

Moreover, Santa Maria takes pride in its financial programs aimed at fostering economic growth and supporting entrepreneurship. Small business grants and incentives have contributed to the proliferation of local businesses, further strengthening the city’s economy and promoting self-sufficiency.

Housing Market

The housing market in Santa Maria reflects the city’s commitment to providing diverse living options. From charming historic homes to modern developments, there’s something for everyone in this thriving real estate landscape. Affordable housing initiatives ensure that residents have access to safe and comfortable living spaces, fostering a sense of stability and community.

Activities for Senior Citizens

Santa Maria recognizes the value of its senior citizens and offers a plethora of activities to enhance their quality of life. Senior centers provide a space for socializing, recreational activities, and wellness programs tailored to the needs of older adults. Regular outings, exercise classes, and hobby groups contribute to a fulfilling and active lifestyle for the city’s senior population.

Activities for Youth

The city of Santa Maria is committed to nurturing its youth through a wide range of engaging activities. Youth centers and organizations offer after-school programs, sports leagues, and creative outlets that promote personal development and skill-building. By investing in its young residents, Santa Maria ensures a bright and promising future for the entire community.

Parks and Recreation

Santa Maria’s abundant parks and recreational facilities are a testament to the city’s dedication to promoting an active and healthy lifestyle. Vast green spaces, playgrounds, sports fields, and hiking trails cater to residents of all ages, encouraging outdoor exploration and leisure activities. The city’s commitment to maintaining these spaces contributes to a thriving community and enhances the overall well-being of its residents.


In conclusion, Santa Maria, California, stands as an exemplary city that values its residents and their diverse needs. With a strong sense of community, a dedication to education and health, a thriving financial ecosystem, and a housing market that accommodates all, Santa Maria offers a lifestyle that balances tradition and progress.

Through its comprehensive approach to senior and youth activities, coupled with a commitment to accessible parks and recreational facilities, Santa Maria fosters a dynamic environment for personal growth and community bonding.

As a city that embraces both its rich heritage and its vibrant future, Santa Maria is not just a place to live but a place to thrive. Its unique blend of opportunities, services, and a welcoming community spirit makes it a true gem on California’s Central Coast.

Contact Us

1906 W. Garvey Ave S. Suite 200 West Covina, CA 91790
Phone: 888-681-4128

Company NMLS: 1906814

Fill in the form below and one of our representatives will contact you.

Contact Information

(866) 688-9020

Opening Hours

Monday – Friday 9am-5pm 
Weekend – Closed


1906 W Garvey Ave Suite 200 West Covina CA 91790