Phone: 888-681-4128
Email: info@o1nemortgage.com

1906 W. Garvey Ave S. Suite 200 West Covina, CA 91790

Santa Barbara

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Customer Satisfaction Rate

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Average Loan Approval Period

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Getting a Mortgage in Santa Barbara Shouldn't be Hard

See how simple it is to get a mortgage in Santa Barbara

Follow our step-by-step guide to learn how to buy a home in Santa Barbara
Learn how refinancing in Santa Barbara can help you save money in the long run

Santa Barbara Mortgage

Welcome to the official site of O1NE MORTGAGE, INC., a full-service mortgage company in Santa Barbara, California.

We’ve simplified the process and created friendly tools within this site to give you a hassle-free experience with your mortgage loan process. We can help you realize your dream of homeownership or help you to save by lowering your current monthly payments.

In terms of Purchase we offer the following Qualified Mortgage type of loans:

Conventional | FHA | VA | USDA | Jumbo

In terms of Refinance, we offer a wide range of products designed to best fit your needs. If you’re looking for a cash-out, or to just get a better rate and term, we can assist you. We offer the following refinancing programs:

Conventional | FHA Streamline | FHA Cash Out | VA Streamline | VA Cash-Out | USDA Streamline | Jumbo | HELOC

What makes us unique is that we offer the following niche, Non-Qualified mortgage products:

Bank Statements | Hard Money| Foreign National

Contact us today to prequalify for your dream home or to start saving on your current mortgage.

The City of Santa Barbara

Nestled along the picturesque coastline of Southern California, Santa Barbara stands as a beacon of beauty, culture, and quality living. Known as the “American Riviera,” this city exudes a unique charm that captivates residents and visitors alike. From its idyllic lifestyle and esteemed education system to its robust health and financial systems, Santa Barbara offers a holistic experience that makes it a truly remarkable place to call home.

Lifestyle in Santa Barbara: A Perfect Blend of Relaxed Sophistication

The lifestyle in Santa Barbara seamlessly combines the laid-back vibe of a coastal town with the sophistication of a cultural hub. With its Mediterranean climate, residents enjoy nearly 300 days of sunshine each year, fostering an outdoor-oriented lifestyle. The city’s commitment to sustainability and green living aligns perfectly with the residents’ values, making it a haven for those who seek a balanced and eco-conscious way of life.

Education System: Nurturing Young Minds for a Bright Future

Santa Barbara boasts an impressive education system that caters to learners of all ages. From top-rated public schools to renowned private institutions, the city prioritizes quality education. The University of California, Santa Barbara (UCSB), stands as a pinnacle of higher learning, consistently ranked among the best public universities in the nation. The city’s dedication to education ensures that its younger generation is well-equipped for success.

Health System: Wellness at the Heart of the Community

The health system in Santa Barbara is characterized by its accessibility and focus on holistic well-being. With world-class medical facilities and a range of wellness programs, residents have access to top-notch healthcare services. Additionally, the city’s emphasis on outdoor activities, farmer’s markets, and healthy dining options contributes to a community-wide commitment to wellness.

Financial System and Programs: Navigating Stability and Prosperity

Santa Barbara’s financial system is marked by stability and innovation. The city fosters a thriving business environment, making it attractive for entrepreneurs and established companies alike. The financial programs available, such as low-interest loans for small businesses and investment in sustainable initiatives, further encourage economic growth and resilience.

Housing Market: Where Luxury Meets Comfort

The Santa Barbara housing market embodies elegance and comfort. From stunning beachfront properties to charming suburban homes, the real estate options cater to various preferences. While the market can be competitive, the city’s commitment to affordable housing initiatives ensures diversity in residential opportunities, making it feasible for a wide range of residents to find their dream home.

Activities for Senior Citizens: Embracing the Golden Years

Santa Barbara recognizes and honors its senior citizens by providing a plethora of engaging activities and resources. The city’s senior centers offer educational workshops, fitness classes, and social gatherings that promote an active and vibrant lifestyle. This sense of community and support contributes to a fulfilling retirement experience.

Activities for Youth: Nurturing Tomorrow’s Leaders

For the youth of Santa Barbara, the city provides an array of extracurricular activities and programs that foster creativity, leadership, and personal growth. From art camps to sports leagues, young residents have abundant opportunities to develop a well-rounded skill set and a strong sense of community engagement.

Parks and Recreation: Nature’s Playground at Your Doorstep

Santa Barbara’s commitment to preserving natural spaces is evident in its extensive park system. Parks like Lotusland and Shoreline Park offer breathtaking views and recreational activities that cater to diverse interests. Hiking trails, beach access, and community events further enhance the city’s reputation as a paradise for nature enthusiasts.

Conclusion: Santa Barbara – Where Dreams Thrive

In conclusion, Santa Barbara, California, stands as a testament to the harmonious fusion of a relaxed beach town and a culturally rich city. Its exceptional education and health systems, combined with a robust financial environment, make it a desirable place to settle and succeed. The housing market offers elegance and comfort, while activities for all age groups ensure a vibrant and engaged community.

Santa Barbara’s commitment to preserving its natural beauty and promoting sustainable living underscores its dedication to both present and future generations. With an ideal climate and an array of recreational options, it’s a city that encourages an active and balanced lifestyle.

In the grand tapestry of American cities, Santa Barbara truly shines as a gem that offers not only a high quality of life but also a deep sense of connection to the environment and the community. Its unique blend of sophistication and tranquility creates an atmosphere that fosters personal growth, cultural enrichment, and overall well-being. Santa Barbara isn’t just a place to live; it’s a place to thrive.

Contact Us

1906 W. Garvey Ave S. Suite 200 West Covina, CA 91790
Phone: 888-681-4128 info@o1nemortgage.com

Company NMLS: 1906814
www.nmlsconsumeraccess.org

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Contact Information

(866) 688-9020 info@o1nemortgage.com

Opening Hours

Monday – Friday 9am-5pm 
Weekend – Closed

Address

1906 W Garvey Ave Suite 200 West Covina CA 91790