Phone: 888-681-4128

1906 W. Garvey Ave S. Suite 200 West Covina, CA 91790

San Pedro



Why Choose Us?

0 %

Customer Satisfaction Rate

30 Days

Average Loan Approval Period

90 %

Online Loan Application

Getting a Mortgage in San Pedro Shouldn't be Hard

See how simple it is to get a mortgage in San Pedro

Follow our step-by-step guide to learn how to buy a home in San Pedro
Learn how refinancing in San Pedro can help you save money in the long run

San Pedro Mortgage

Welcome to the official site of O1NE MORTGAGE, INC., a full-service mortgage company in San Pedro, California.

We’ve simplified the process and created friendly tools within this site to give you a hassle-free experience with your mortgage loan process. We can help you realize your dream of homeownership or help you to save by lowering your current monthly payments.

In terms of Purchase we offer the following Qualified Mortgage type of loans:

Conventional | FHA | VA | USDA | Jumbo

In terms of Refinance, we offer a wide range of products designed to best fit your needs. If you’re looking for a cash-out, or to just get a better rate and term, we can assist you. We offer the following refinancing programs:

Conventional | FHA Streamline | FHA Cash Out | VA Streamline | VA Cash-Out | USDA Streamline | Jumbo | HELOC

What makes us unique is that we offer the following niche, Non-Qualified mortgage products:

Bank Statements | Hard Money| Foreign National

Contact us today to prequalify for your dream home or to start saving on your current mortgage.

The City of San Pedro

Nestled along the picturesque coastline of Southern California, San Pedro stands as a shining example of a city that offers a rich blend of natural beauty, thriving communities, and a host of amenities. From its excellent education and healthcare systems to its diverse housing market and recreational opportunities, San Pedro presents an enviable quality of life that appeals to residents of all ages. In this comprehensive guide, we will delve into the various facets of San Pedro’s lifestyle, education, health, finance, housing, and recreational offerings, highlighting what makes this city an exceptional place to call home.


San Pedro boasts a unique and vibrant lifestyle that captures the essence of coastal living. With a strong sense of community and a laid-back atmosphere, residents enjoy a balance between work and leisure. The city’s proximity to the Pacific Ocean provides ample opportunities for beach outings, water sports, and coastal relaxation. The local culinary scene flourishes with an array of restaurants offering diverse cuisines, reflecting the city’s cultural diversity.

Education System

San Pedro takes pride in its robust education system, catering to students of all ages. From early childhood education centers to renowned high schools, the city ensures that its residents have access to quality learning opportunities. Notably, the San Pedro High School Pirate Academy offers specialized programs in marine science and business entrepreneurship, equipping students for a dynamic future.

Health System

Residents of San Pedro have access to top-notch healthcare facilities, ensuring their well-being is well taken care of. The city is home to several medical centers and clinics, staffed with skilled healthcare professionals who provide a range of services, from routine check-ups to specialized treatments.

Financial System and Programs

San Pedro’s financial system is well-organized, promoting economic growth and stability. The city supports local businesses through various initiatives and offers resources for entrepreneurs to thrive. Additionally, financial literacy programs are in place to educate residents about effective money management, empowering them to make informed financial decisions.

Housing Market

The housing market in San Pedro is diverse, catering to a wide range of preferences and budgets. From charming historic homes in the Point Fermin area to modern condominiums with waterfront views, the city offers a plethora of housing options. The housing market is supported by initiatives that promote affordable housing, ensuring that residents from all walks of life can find suitable accommodations.

Activities for Senior Citizens

San Pedro recognizes the value of its senior citizens and provides an array of activities tailored to their interests. Senior centers offer social gatherings, fitness classes, and educational workshops, fostering a sense of community and well-being among older residents.

Activities for Youth

The city’s commitment to its youth is evident through various recreational and educational activities. Youth programs include sports leagues, arts and crafts workshops, and leadership development opportunities, all aimed at nurturing the potential of the younger generation.

Parks and Recreation

San Pedro boasts an abundance of parks and recreational facilities that cater to outdoor enthusiasts of all ages. From coastal parks offering breathtaking ocean views to community parks equipped with playgrounds and sports fields, residents have ample opportunities for leisure and relaxation. Notable attractions include Point Fermin Park, which features a historic lighthouse, and the Cabrillo Marine Aquarium, where visitors can explore marine life and ecosystems.


In conclusion, San Pedro, California, stands as a city that seamlessly blends natural beauty, thriving communities, and a wealth of amenities. Its exceptional education and healthcare systems, well-structured financial programs, diverse housing market, and range of activities for all ages make it an attractive place to live. From the youthful energy that infuses the community to the tranquility of its coastal landscapes, San Pedro offers a high quality of life that captures the essence of Southern California living. Whether you’re raising a family, entering the workforce, or looking forward to retirement, San Pedro welcomes you with open arms and promises a fulfilling and enriching lifestyle.

Contact Us

1906 W. Garvey Ave S. Suite 200 West Covina, CA 91790
Phone: 888-681-4128

Company NMLS: 1906814

Fill in the form below and one of our representatives will contact you.

Contact Information

(866) 688-9020

Opening Hours

Monday – Friday 9am-5pm 
Weekend – Closed


1906 W Garvey Ave Suite 200 West Covina CA 91790