Phone: 888-681-4128

1906 W. Garvey Ave S. Suite 200 West Covina, CA 91790

San Marcos



Why Choose Us?

0 %

Customer Satisfaction Rate

30 Days

Average Loan Approval Period

90 %

Online Loan Application

Getting a Mortgage in San Marcos Shouldn't be Hard

See how simple it is to get a mortgage in San Marcos

Follow our step-by-step guide to learn how to buy a home in San Marcos
Learn how refinancing in San Marcos can help you save money in the long run

San Marcos Mortgage

Welcome to the official site of O1NE MORTGAGE, INC., a full-service mortgage company in San Marcos, California.

We’ve simplified the process and created friendly tools within this site to give you a hassle-free experience with your mortgage loan process. We can help you realize your dream of homeownership or help you to save by lowering your current monthly payments.

In terms of Purchase we offer the following Qualified Mortgage type of loans:

Conventional | FHA | VA | USDA | Jumbo

In terms of Refinance, we offer a wide range of products designed to best fit your needs. If you’re looking for a cash-out, or to just get a better rate and term, we can assist you. We offer the following refinancing programs:

Conventional | FHA Streamline | FHA Cash Out | VA Streamline | VA Cash-Out | USDA Streamline | Jumbo | HELOC

What makes us unique is that we offer the following niche, Non-Qualified mortgage products:

Bank Statements | Hard Money| Foreign National

Contact us today to prequalify for your dream home or to start saving on your current mortgage.

The City of San Marcos

Nestled in the picturesque North County region of San Diego, San Marcos, California, is a vibrant city with a blend of natural beauty, thriving communities, and a high quality of life. This article delves into various aspects that make San Marcos a standout city, from its lifestyle and education system to its health, financial systems, housing market, and recreational opportunities.

Lifestyle: San Marcos offers a laid-back and family-friendly lifestyle, attracting residents from diverse backgrounds. With a Mediterranean climate, the city enjoys mild winters and warm summers, making it an ideal location for outdoor enthusiasts. The city’s strong sense of community and numerous family-oriented events and activities contribute to a welcoming atmosphere for residents of all ages.

Education System: San Marcos takes pride in its exceptional education system. The San Marcos Unified School District (SMUSD) comprises highly-rated schools that provide top-notch education to students from kindergarten to high school. Additionally, the city is home to California State University San Marcos (CSUSM), which offers a wide array of undergraduate and graduate programs, making it an educational hub for the region.

Health System: The health system in San Marcos is well-developed, ensuring residents have access to quality medical care. The city boasts multiple healthcare facilities, including Palomar Medical Center and Tri-City Medical Center, which are renowned for their comprehensive medical services and state-of-the-art equipment.

Financial System: San Marcos maintains a robust financial system that supports the local economy and promotes business growth. The city’s pro-business environment, low unemployment rate, and access to a skilled workforce have attracted several industries, fostering a diverse and stable economy.

Financial Programs: The local government of San Marcos is proactive in implementing financial programs to support its residents. From first-time homebuyer assistance to small business grants, the city aims to improve the financial well-being of its community members. Moreover, the San Marcos Economic Development Corporation (EDC) works collaboratively with businesses to facilitate growth and provide resources to foster economic success.

Housing Market: The housing market in San Marcos is dynamic and attractive. With a mix of single-family homes, townhouses, and apartments, there are housing options to suit different preferences and budgets. While the market can be competitive, especially in sought-after neighborhoods, the city’s real estate continues to be a sound investment for homeowners and property investors.

Activities for Senior Citizens: San Marcos is dedicated to enriching the lives of its senior citizens. The city’s Senior Activity Center offers a variety of programs, classes, and social events, promoting active aging and fostering connections among older residents. From fitness classes to hobby clubs, seniors have numerous opportunities to engage and stay involved in the community.

Activities for Youth: Youth in San Marcos are not left behind when it comes to recreational activities. The city’s Parks and Recreation Department offers an extensive range of programs, sports leagues, and after-school activities for children and teenagers. These activities provide a safe and nurturing environment for youth to learn, socialize, and explore their interests.

Parks and Recreation: San Marcos boasts a rich network of parks and recreational facilities, providing ample opportunities for outdoor fun and leisure. The popular Walnut Grove Park offers a serene environment for picnics and relaxation, while Double Peak Park provides breathtaking panoramic views of the surrounding landscape. Lake San Marcos is a popular spot for boating and fishing, and the nearby hills and trails are perfect for hikers and mountain bikers.

Conclusion: In conclusion, San Marcos, California, exemplifies the perfect blend of natural beauty, a strong sense of community, and a dedication to providing its residents with an exceptional quality of life. Its robust education system, access to quality healthcare, and progressive financial programs contribute to the city’s overall prosperity and well-being. From the energetic activities for youth to the enriching programs for seniors, San Marcos caters to residents of all ages. With its charming neighborhoods, diverse housing market, and plethora of recreational opportunities, San Marcos remains an outstanding city and an ideal place to call home.

Contact Us

1906 W. Garvey Ave S. Suite 200 West Covina, CA 91790
Phone: 888-681-4128

Company NMLS: 1906814

Fill in the form below and one of our representatives will contact you.

Contact Information

(866) 688-9020

Opening Hours

Monday – Friday 9am-5pm 
Weekend – Closed


1906 W Garvey Ave Suite 200 West Covina CA 91790