Phone: 888-681-4128

171 Branham Ln, suite 10 San Jose, CA 95136

San Jose



Why Choose Us?

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Customer Satisfaction Rate

30 Days

Average Loan Approval Period

90 %

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Getting a Mortgage in San Jose Shouldn't be Hard

See how simple it is to get a mortgage in San Jose

Follow our step-by-step guide to learn how to buy a home in San Jose
Learn how refinancing in San Jose can help you save money in the long run

San Jose Mortgage

Welcome to the official site of O1NE MORTGAGE, INC., a full-service mortgage company in San Jose, California.

We’ve simplified the process and created friendly tools within this site to give you a hassle-free experience with your mortgage loan process. We can help you realize your dream of homeownership or help you to save by lowering your current monthly payments.

In terms of Purchase we offer the following Qualified Mortgage type of loans:

Conventional | FHA | VA | USDA | Jumbo

In terms of Refinance, we offer a wide range of products designed to best fit your needs. If you’re looking for a cash-out, or to just get a better rate and term, we can assist you. We offer the following refinancing programs:

Conventional | FHA Streamline | FHA Cash Out | VA Streamline | VA Cash-Out | USDA Streamline | Jumbo | HELOC

What makes us unique is that we offer the following niche, Non-Qualified mortgage products:

Bank Statements | Hard Money| Foreign National

Contact us today to prequalify for your dream home or to start saving on your current mortgage.

The City of San Jose

Nestled in the heart of Silicon Valley, San Jose, California, is a vibrant and diverse city that blends innovation, culture, and natural beauty. As the third-largest city in the state and the tenth-largest in the United States, San Jose boasts a rich history, a thriving tech industry, and a plethora of attractions that make it a popular destination for tourists and a beloved home for its residents. In this article, we will explore the many facets of San Jose, from its technological advancements to its cultural landmarks and recreational opportunities.

A Technological Haven

San Jose’s undeniable claim to fame lies in its status as the epicenter of the tech industry. With tech giants like Apple, Google, Facebook, and Adobe headquartered in or nearby, the city has earned its reputation as a technological haven. The booming tech industry has fueled tremendous economic growth, attracting professionals from all over the world, resulting in a diverse and talented population.

Silicon Valley’s Rich History

While San Jose is synonymous with technological innovation, its history dates back to the Spanish colonial era. Founded in 1777 as El Pueblo de San Jose de Guadalupe, the city played a significant role during the Gold Rush of the mid-1800s. Visitors can experience its storied past by exploring historical sites such as the Winchester Mystery House, an eccentric mansion with a fascinating past, and the Rosicrucian Egyptian Museum, which houses an impressive collection of ancient artifacts.

Cultural Landmarks and Arts Scene

San Jose is a cultural melting pot, with a thriving arts scene that showcases its diverse heritage. The city is home to numerous museums, galleries, and theaters, such as the San Jose Museum of Art, the Tech Museum of Innovation, and the Children’s Discovery Museum. Additionally, the Mexican Heritage Plaza celebrates and preserves the cultural heritage of the city’s Mexican-American community.

The downtown district of San Jose is a cultural hub where visitors can explore the vibrant SoFA (South First Area) arts district, teeming with galleries, live music venues, and art installations. The city also hosts several annual events, including the San Jose Jazz Festival and the Cinequest Film Festival, which celebrate music and cinema, respectively.

Nature and Outdoor Recreation

Amidst the hustle and bustle of Silicon Valley, San Jose provides plenty of opportunities to connect with nature. The city boasts an array of picturesque parks, including Alum Rock Park, offering scenic trails and picnicking areas, and Guadalupe River Park, an urban oasis featuring gardens, playgrounds, and walking paths along the river.

For those seeking more adventurous pursuits, the nearby Santa Cruz Mountains offer hiking, mountain biking, and camping opportunities, while the Pacific Ocean and its beautiful beaches are just a short drive away. The iconic California coastline provides an idyllic escape for surfers, beach lovers, and sun-seekers alike.

Culinary Delights

San Jose’s diverse population has resulted in a rich tapestry of culinary offerings, showcasing flavors from around the world. From authentic Mexican taquerias and Vietnamese noodle houses to high-end fusion restaurants, the city’s food scene caters to all tastes and budgets.

The San Pedro Square Market is a must-visit for food enthusiasts, featuring a lively food hall where visitors can savor dishes from various vendors, along with craft beer and live music. Furthermore, the city’s proximity to California’s renowned wine regions allows for exceptional wine and dining experiences.


San Jose, California, is a multifaceted city that captures the essence of Silicon Valley’s innovation while preserving its historical roots and embracing its diverse culture. From the tech giants that continue to shape the world to the array of cultural landmarks and outdoor adventures, San Jose offers something for everyone. Whether you’re an entrepreneur seeking to make your mark in the tech world, a history enthusiast intrigued by its past, or a nature lover looking for an escape, this jewel of Silicon Valley is bound to leave a lasting impression. As the city continues to evolve and innovate, it remains a captivating destination, welcoming visitors with open arms to experience the best of what Northern California has to offer.

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Contact Information

(866) 688-9020

Opening Hours

Monday – Friday 9am-5pm 
Weekend – Closed


1906 W Garvey Ave Suite 200 West Covina CA 91790