Phone: 888-681-4128

1906 W. Garvey Ave S. Suite 200 West Covina, CA 91790

San Fernando



Why Choose Us?

0 %

Customer Satisfaction Rate

30 Days

Average Loan Approval Period

90 %

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Getting a Mortgage in San Fernando Shouldn't be Hard

See how simple it is to get a mortgage in San Fernando

Follow our step-by-step guide to learn how to buy a home in San Fernando
Learn how refinancing in San Fernando can help you save money in the long run

San Fernando Mortgage

Welcome to the official site of O1NE MORTGAGE, INC., a full-service mortgage company in San Fernando, California.

We’ve simplified the process and created friendly tools within this site to give you a hassle-free experience with your mortgage loan process. We can help you realize your dream of homeownership or help you to save by lowering your current monthly payments.

In terms of Purchase we offer the following Qualified Mortgage type of loans:

Conventional | FHA | VA | USDA | Jumbo

In terms of Refinance, we offer a wide range of products designed to best fit your needs. If you’re looking for a cash-out, or to just get a better rate and term, we can assist you. We offer the following refinancing programs:

Conventional | FHA Streamline | FHA Cash Out | VA Streamline | VA Cash-Out | USDA Streamline | Jumbo | HELOC

What makes us unique is that we offer the following niche, Non-Qualified mortgage products:

Bank Statements | Hard Money| Foreign National

Contact us today to prequalify for your dream home or to start saving on your current mortgage.

The City of San Fernando


Nestled within the picturesque San Fernando Valley of Los Angeles County, California, lies the charming city of San Fernando. With a population of approximately 25,000 residents, San Fernando boasts a unique blend of rich historical heritage and modern-day allure. This article delves into the history, culture, attractions, and community spirit that make San Fernando a remarkable place to live and visit.

Historical Background

San Fernando’s history dates back centuries, making it one of the oldest communities in the region. The city’s name is derived from the Mission San Fernando Rey de España, founded by Father Fermín Lasuén in 1797. The mission played a crucial role in the colonization of California and was an essential center for agricultural and religious activities. Today, the iconic San Fernando Mission Church stands as a testament to the city’s historic past, with its stunning Spanish colonial architecture and well-preserved artifacts.

Charming Neighborhoods

San Fernando comprises diverse and welcoming neighborhoods, each with its own unique character. One such neighborhood is the “Old Town,” an area that exudes a quaint and nostalgic vibe with its historic buildings, locally-owned shops, and inviting cafes. Strolling down the tree-lined streets of Old Town, visitors can experience the city’s rich heritage and observe the seamless blending of the past with the present.

Community and Culture

The city of San Fernando takes pride in its tight-knit community and vibrant culture. Throughout the year, residents come together to celebrate various events and festivals, showcasing the city’s diversity and unity. One of the most anticipated events is the San Fernando Street Fair, a lively celebration featuring live music, dance performances, artisan booths, and delectable cuisine from different cultures. This event serves as a true reflection of the city’s commitment to embracing its multicultural identity.

Recreation and Nature

For nature enthusiasts and outdoor lovers, San Fernando provides an array of recreational opportunities. The O’Melveny Park, one of the largest parks in Los Angeles, offers hiking trails, picnic areas, and breathtaking views of the valley. It’s a perfect spot for family outings, morning walks, or simply unwinding amidst nature’s beauty. Additionally, the nearby Hansen Dam Recreation Center offers a variety of water activities, including swimming, boating, and fishing.

Culinary Delights

San Fernando is a culinary melting pot, where food aficionados can indulge in a diverse range of delectable dishes from around the world. The city is renowned for its authentic Mexican cuisine, with numerous eateries and taquerias serving up mouthwatering tacos, burritos, and other traditional delicacies. Apart from Mexican fare, San Fernando’s restaurants and food trucks offer a delightful fusion of international flavors, satisfying the palates of even the most discerning foodies.

Education and Growth

The city of San Fernando prioritizes education and growth, with several well-established schools and colleges catering to the educational needs of its residents. From preschools to high schools, the city’s education system fosters a nurturing and supportive environment for students to thrive academically and personally. Additionally, the nearby California State University, Northridge, offers a wide range of academic programs, attracting students from all over the world.

Economic Landscape

San Fernando has experienced significant economic growth in recent years, bolstered by its strategic location and supportive business climate. The city encourages the establishment of small businesses, which has led to a surge in entrepreneurship and innovation. The economic diversity of the city ensures stability and resilience, making it an attractive destination for investors and job seekers alike.

Preserving the Past, Embracing the Future

Amidst the growth and modernization, San Fernando remains committed to preserving its rich historical heritage. The city’s Historic Preservation Commission actively works to safeguard historic buildings and landmarks, ensuring that future generations can appreciate the essence of San Fernando’s past.


San Fernando, California, stands as a testament to the harmonious coexistence of history and modernity. With its rich cultural heritage, welcoming community, and diverse attractions, the city has something to offer for everyone. Whether you seek to explore its historical landmarks, enjoy nature’s beauty, savor culinary delights, or experience its vibrant community spirit, San Fernando promises an unforgettable and enriching experience. As the city continues to evolve, it does so with a deep-rooted commitment to preserving its past while embracing the future.

Contact Us

1906 W. Garvey Ave S. Suite 200 West Covina, CA 91790
Phone: 888-681-4128

Company NMLS: 1906814

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Contact Information

(866) 688-9020

Opening Hours

Monday – Friday 9am-5pm 
Weekend – Closed


1906 W Garvey Ave Suite 200 West Covina CA 91790