Phone: 888-681-4128

4275 Executive Square, Suite 200 San Diego CA 92037

San Diego



Why Choose Us?

0 %

Customer Satisfaction Rate

30 Days

Average Loan Approval Period

90 %

Online Loan Application

Getting a Mortgage in San Diego Shouldn't be Hard

See how simple it is to get a mortgage in San Diego

Follow our step-by-step guide to learn how to buy a home in San Diego
Learn how refinancing in San Diego can help you save money in the long run

Meet Our Team Of Loan Officers

Feel free to reach out to any of our loan officers for a personalized consultation.

San Diego Mortgage

Welcome to the official site of O1NE MORTGAGE, INC., a full-service mortgage company in San Diego, California.

We’ve simplified the process and created friendly tools within this site to give you a hassle-free experience with your mortgage loan process. We can help you realize your dream of homeownership or help you to save by lowering your current monthly payments.

In terms of Purchase we offer the following Qualified Mortgage type of loans:

Conventional | FHA | VA | USDA | Jumbo

In terms of Refinance, we offer a wide range of products designed to best fit your needs. If you’re looking for a cash-out, or to just get a better rate and term, we can assist you. We offer the following refinancing programs:

Conventional | FHA Streamline | FHA Cash Out | VA Streamline | VA Cash-Out | USDA Streamline | Jumbo | HELOC

What makes us unique is that we offer the following niche, Non-Qualified mortgage products:

Bank Statements | Hard Money| Foreign National

Contact us today to prequalify for your dream home or to start saving on your current mortgage.

The City of San Diego

San Diego, located on the picturesque coast of Southern California, is renowned for its pleasant weather, breathtaking beaches, and diverse communities. This article explores various aspects that contribute to San Diego’s appeal, including its thriving real estate market, population statistics, employment opportunities, educational institutions, and distinct lifestyles. Additionally, it delves into San Diego’s governance, and animal support initiatives, and highlights fun activities that make this city a truly remarkable place to live.

What Makes San Diego a Very Good City: San Diego boasts a myriad of attributes that make it an exceptional place to reside. Its year-round temperate climate, with average daily temperatures hovering around 70 degrees Fahrenheit, creates an ideal environment for outdoor activities. The city’s diverse neighborhoods offer a rich cultural tapestry, vibrant nightlife, and a strong sense of community. San Diego’s proximity to stunning beaches, hiking trails, and world-class attractions such as Balboa Park and the San Diego Zoo further enhance its appeal.

Real Estate Statistics: The real estate market in San Diego is highly sought after. As of recent data, the city has experienced steady growth in property values, making it a promising market for real estate investments. The median home price in San Diego exceeds the national average, reflecting the city’s desirability. However, a wide range of housing options is available, catering to various budgets and preferences.

Home Evaluation: For homeowners in San Diego, home evaluation is a crucial step in understanding the market value of their property. Numerous real estate agencies and online platforms provide comprehensive home evaluation services, utilizing factors such as location, square footage, amenities, and recent sales data to determine an accurate valuation.

Population Statistics: San Diego’s population has seen consistent growth over the years, with estimates placing it around 1.4 million residents. The city’s diverse demographic makeup contributes to a vibrant and inclusive community. San Diego is known for its strong military presence, with several military bases in the area contributing to the local population.

Employment and Popular Jobs: San Diego’s economy thrives in various sectors, offering a wide range of employment opportunities. The city is home to a thriving biotech and healthcare industry, as well as a robust technology sector, including telecommunications and software development. The defense industry, tourism, and international trade also play significant roles in San Diego’s economy. The city offers a balanced mix of white-collar and blue-collar jobs, catering to individuals with different skill sets and qualifications.

Schools: San Diego boasts a strong educational system, with numerous public and private schools that provide quality education from preschool to high school. The city is also home to several renowned universities and colleges, attracting students from across the country and around the world.

Youth, Family, and Baby Boomer Lifestyles: San Diego caters to diverse lifestyles, offering something for everyone. The city’s vibrant downtown scene, beach culture, and numerous recreational activities make it an attractive destination for young professionals and the youth. Families benefit from the city’s excellent schools, family-friendly neighborhoods, and a wide array of parks, playgrounds, and attractions. Baby boomers appreciate San Diego’s serene coastal living, access to healthcare facilities, and a range of activities catering to their interests.

San Diego Governance; Pros and Cons: San Diego’s governance structure comprises a mayor-council system. The mayor, along with the City Council, oversees various departments and initiatives. The city benefits from stable governance, which fosters economic growth, infrastructure development, and effective management of public services. However, like any governance system, challenges and areas for improvement exist, including affordable housing concerns, traffic congestion, and addressing the needs of underserved communities.

Animal Shelters, Parks, and Animal Support in San Diego: San Diego is renowned for its commitment to animal welfare. The city hosts numerous animal shelters and rescue organizations dedicated to providing care, rehabilitation, and finding loving homes for animals in need. Additionally, San Diego features an extensive network of parks and recreational areas, many of which are pet-friendly, allowing residents to enjoy outdoor activities with their furry companions.

Best Age Bracket for San Diego: San Diego caters to a broad range of age groups, but young professionals and families tend to find the city particularly appealing. The abundance of job opportunities, excellent schools, and a lively social scene make it an ideal destination for individuals starting their careers or raising a family. However, San Diego’s diverse offerings and inclusive community ensure that people of all ages can find fulfillment and enjoyment in the city.

Fun Activities in San Diego: San Diego offers a plethora of exciting activities and attractions for residents and visitors alike. From exploring the renowned Balboa Park, which houses museums, gardens, and the San Diego Zoo, to enjoying water sports and beachside relaxation at Mission Beach or La Jolla Cove, the city provides endless opportunities for outdoor recreation. Other popular activities include visiting the historic Gaslamp Quarter, exploring the USS Midway Museum, and enjoying the vibrant culinary scene.

Conclusion: San Diego’s combination of natural beauty, diverse communities, thriving economy, and commitment to animal welfare make it an exceptional city to call home. With its appealing lifestyle options, educational opportunities, and a wide range of activities, San Diego continues to attract residents and visitors who seek a high quality of life in a picturesque coastal setting.

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Contact Information

(866) 688-9020

Opening Hours

Monday – Friday 9am-5pm 
Weekend – Closed


1906 W Garvey Ave Suite 200 West Covina CA 91790