Phone: 888-681-4128

1906 W. Garvey Ave S. Suite 200 West Covina, CA 91790

San Clemente



Why Choose Us?

0 %

Customer Satisfaction Rate

30 Days

Average Loan Approval Period

90 %

Online Loan Application

Getting a Mortgage in San Clemente Shouldn't be Hard

See how simple it is to get a mortgage in San Clemente

Follow our step-by-step guide to learn how to buy a home in San Clemente
Learn how refinancing in San Clemente can help you save money in the long run

Meet Our Team Of Loan Officers

Feel free to reach out to any of our loan officers for a personalized consultation.

San Clemente Mortgage

Welcome to the official site of O1NE MORTGAGE, INC., a full-service mortgage company in San Clemente, California.

We’ve simplified the process and created friendly tools within this site to give you a hassle-free experience with your mortgage loan process. We can help you realize your dream of homeownership or help you to save by lowering your current monthly payments.

In terms of Purchase we offer the following Qualified Mortgage type of loans:

Conventional | FHA | VA | USDA | Jumbo

In terms of Refinance, we offer a wide range of products designed to best fit your needs. If you’re looking for a cash-out, or to just get a better rate and term, we can assist you. We offer the following refinancing programs:

Conventional | FHA Streamline | FHA Cash Out | VA Streamline | VA Cash-Out | USDA Streamline | Jumbo | HELOC

What makes us unique is that we offer the following niche, Non-Qualified mortgage products:

Bank Statements | Hard Money| Foreign National

Contact us today to prequalify for your dream home or to start saving on your current mortgage.

The City of San Clemente

Nestled along the picturesque coastline of Southern California, San Clemente is a charming city that exudes coastal beauty, a relaxed atmosphere, and a vibrant community. With its stunning beaches, Spanish colonial architecture, and a plethora of outdoor activities, San Clemente offers a perfect blend of small-town charm and coastal allure. Whether you’re a nature lover, a beach enthusiast, or someone seeking a laid-back lifestyle, this coastal gem has something to offer for everyone.

Beaches and Coastal Beauty

San Clemente boasts some of the most breathtaking beaches in California. The city is blessed with miles of pristine shoreline and rolling waves that attract surfers and beachgoers from far and wide. San Clemente State Beach is a popular spot for swimming, surfing, and picnicking, offering stunning panoramic views of the coastline. Nearby, T-Street Beach and San Onofre State Beach are renowned for their consistent surf breaks, attracting surfers of all skill levels.
For nature enthusiasts, San Clemente Pier is a must-visit destination. This iconic landmark offers panoramic vistas of the Pacific Ocean and serves as a perfect spot for a leisurely stroll or watching a mesmerizing sunset. Nearby, the coastal trails of San Clemente Coastal Preserve and the scenic San Clemente Beach Trail provide opportunities for hiking, jogging, and cycling while immersing oneself in the region’s natural beauty.

Spanish Colonial Architecture and Historic Charm

San Clemente showcases an enchanting blend of Spanish colonial architecture and historic charm. The city’s iconic landmark, the Casa Romantica Cultural Center and Gardens, is a beautifully preserved Spanish-style mansion that hosts art exhibitions, concerts, and cultural events. Built in the 1920s, the Casa Romantica offers visitors a glimpse into the city’s rich heritage and architectural legacy.

Delving deeper into history, the San Clemente Historical Society and Museum offers fascinating exhibits that chronicle the city’s past, including its Spanish origins, the founding of the city by Ole Hanson, and the development of the iconic downtown area. Exploring the historic downtown district, visitors can wander through charming streets lined with boutiques, art galleries, and cozy cafes, all exuding a laid-back and welcoming atmosphere.

Outdoor Activities and Recreation

San Clemente is an outdoor enthusiast’s playground, offering a wide range of recreational activities. The city is home to an abundance of well-maintained parks, such as Max Berg Plaza Park and Bonito Canyon Park, where residents and visitors can enjoy picnicking, sports, and family-friendly activities.
Golf enthusiasts can tee off at the renowned San Clemente Municipal Golf Course, a picturesque 18-hole course that offers stunning ocean views while challenging players of all skill levels. For those seeking more adventure, San Clemente’s coastal location makes it an ideal destination for water sports like paddleboarding, kayaking, and sailing.

Community and Events

San Clemente prides itself on its vibrant community and year-round events. The city hosts numerous festivals and gatherings, including the popular San Clemente Ocean Festival, where visitors can enjoy beach competitions, live music, and a lively atmosphere. The Seafest Fish Fry is another local favorite, serving up delicious seafood and fostering community spirit.
San Clemente’s farmers’ markets are a testament to the city’s commitment to supporting local vendors and providing fresh produce. The markets offer a wide array of locally grown fruits, vegetables, and artisanal products, creating a vibrant hub for residents and visitors to connect with local growers and makers.


With its stunning beaches, Spanish colonial architecture, and a welcoming community, San Clemente, California, is an idyllic coastal city that captures the essence of Southern California living. Whether it’s exploring the pristine coastline, immersing oneself in the city’s rich history, or enjoying outdoor activities, San Clemente offers a delightful experience for locals and tourists alike. From the breathtaking sunsets over the Pacific Ocean to the small-town charm of its historic downtown, San Clemente continues to captivate all who visit, making it a true gem on the Pacific Coast.

Contact Us

1906 W. Garvey Ave S. Suite 200 West Covina, CA 91790
Phone: 888-681-4128

Company NMLS: 1906814

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Contact Information

(866) 688-9020

Opening Hours

Monday – Friday 9am-5pm 
Weekend – Closed


1906 W Garvey Ave Suite 200 West Covina CA 91790