Phone: 888-681-4128

2999 Kendall Dr. Suite 204 San Bernardino CA 92407

San Bernardino



Why Choose Us?

0 %

Customer Satisfaction Rate

30 Days

Average Loan Approval Period

90 %

Online Loan Application

Getting a Mortgage in San Bernardino Shouldn't be Hard

See how simple it is to get a mortgage in San Bernardino

Follow our step-by-step guide to learn how to buy a home in San Bernardino.
Learn how refinancing in San Bernardino can help you save money in the long run.

Meet Our Team Of Loan Officers

Feel free to reach out to any of our loan officers for a personalized consultation.

San Bernardino Mortgage

Welcome to the official site of O1NE MORTGAGE, INC., a full-service mortgage company in San Bernardino, California.

We’ve simplified the process and created friendly tools within this site to give you a hassle-free experience with your mortgage loan process. We can help you realize your dream of homeownership or help you to save by lowering your current monthly payments.

In terms of Purchase we offer the following Qualified Mortgage type of loans:

Conventional | FHA | VA | USDA | Jumbo

In terms of Refinance, we offer a wide range of products designed to best fit your needs. If you’re looking for a cash-out, or to just get a better rate and term, we can assist you. We offer the following refinancing programs:

Conventional | FHA Streamline | FHA Cash Out | VA Streamline | VA Cash-Out | USDA Streamline | Jumbo | HELOC

What makes us unique is that we offer the following niche, Non-Qualified mortgage products:

Bank Statements | Hard Money| Foreign National

Contact us today to prequalify for your dream home or to start saving on your current mortgage.

The City of San Bernardino

San Bernardino, located in the heart of California, is a city that holds a unique charm and a multitude of opportunities for its residents. From a thriving real estate market to a diverse population and a range of recreational activities, San Bernardino offers a quality of life that appeals to various demographics. This article aims to delve into the city’s key attributes, including its real estate statistics, population dynamics, employment landscape, education system, lifestyles, governance, animal support services, and fun activities for residents and visitors alike.

  • San Bernardino, CA:
    A Great City to Call Home San Bernardino boasts a plethora of factors that make it an excellent city to live in. Its central location within the Inland Empire region provides easy access to major metropolitan areas like Los Angeles and Palm Springs while offering a lower cost of living compared to its neighboring cities. The city’s rich cultural heritage, abundant recreational opportunities, and a strong sense of community contribute to its appeal.
  • Real Estate Statistics in San Bernardino: The real estate market in San Bernardino reflects a positive trajectory, with a mix of affordable housing options and promising investment opportunities. The city provides a balanced market for both buyers and sellers, with a range of single-family homes, townhouses, and apartments to suit various budgets and preferences.
  • Home Prices Variation and Statistics
    San Bernardino offers a diverse range of home prices, catering to different income levels and housing needs. The median home price in the city has experienced steady growth over the years, reflecting a healthy real estate market. Buyers can find affordable options, particularly in neighborhoods outside the downtown core, while higher-end properties are also available in select areas.
  • Population Statistics
    San Bernardino boasts a diverse population that contributes to its vibrant social fabric. The city has experienced population growth in recent years, attracting individuals and families seeking opportunities and a favorable lifestyle. The mix of cultures, ethnicities, and backgrounds creates a multicultural environment that promotes inclusivity and community cohesion.
  • Employment Landscape and Popular Jobs
    San Bernardino offers a range of employment opportunities across various sectors. The city has a balanced mix of white-collar and blue-collar jobs, with industries such as healthcare, logistics, education, and manufacturing driving its economy. The strategic location and excellent transportation infrastructure enhance the city’s potential as a hub for commerce and employment.
  • Schools
    San Bernardino boasts a diverse and comprehensive education system, with both public and private schools serving students at all levels. The city is home to several acclaimed educational institutions, including universities, colleges, and vocational schools. Residents have access to quality education, fostering a strong foundation for academic and career success.
  • Lifestyles: Youth, Family, and Baby Boomers San Bernardino cater to a wide range of lifestyles. The city offers a vibrant youth scene with various entertainment options, recreational facilities, and cultural events. Families benefit from numerous parks, community centers, and family-friendly activities, ensuring a well-rounded experience for children. Additionally, San Bernardino provides a comfortable environment for baby boomers, with amenities, healthcare facilities, and social opportunities designed to meet their needs.
  • San Bernardino Governance: Pros and Cons
    The city’s governance structure plays a vital role in shaping its development. San Bernardino’s governance provides stability and promotes economic growth through policies and initiatives that encourage business investment, infrastructure development, and community engagement. However, like any municipality, there are challenges to address, such as maintaining a balance between growth and preserving the city’s natural resources.
  • Animal Support in San Bernardino
    San Bernardino prioritizes animal welfare and offers various support services for pets and their owners. The city has well-maintained animal shelters that provide care, adoption services, and educational programs. Residents can enjoy numerous parks and recreational areas where they can spend quality time with their pets.
  • Ideal Age Bracket for San Bernardino
    San Bernardino offers advantages for residents of various age groups, but it particularly appeals to young professionals and families. The city’s affordability, employment opportunities, and recreational options make it an attractive destination for those starting their careers or looking for a family-friendly environment. The presence of educational institutions and a diverse community also contribute to its appeal.
    Fun Activities in San Bernardino
    San Bernardino offers an array of exciting activities for residents and visitors. Outdoor enthusiasts can explore the beautiful San Bernardino National Forest, engage in hiking, camping, and fishing. The city is also home to cultural events, festivals, and entertainment venues that cater to different interests, including music, art, and sports.

Conclusion: San Bernardino, CA, is a city that encompasses a wide range of qualities and opportunities. From its vibrant real estate market and diverse population to its thriving employment landscape and educational institutions, the city provides an excellent living environment for individuals and families. With its animal support services, appealing lifestyles, and a wealth of fun activities, San Bernardino continues to be a place where residents can thrive, grow, and enjoy a high quality of life.

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Contact Information

(866) 688-9020

Opening Hours

Monday – Friday 9am-5pm 
Weekend – Closed


1906 W Garvey Ave Suite 200 West Covina CA 91790