Phone: 888-681-4128

1906 W. Garvey Ave S. Suite 200 West Covina, CA 91790




Why Choose Us?

0 %

Customer Satisfaction Rate

30 Days

Average Loan Approval Period

90 %

Online Loan Application

Getting a Mortgage in Salinas Shouldn't be Hard

See how simple it is to get a mortgage in Salinas

Follow our step-by-step guide to learn how to buy a home in Salinas
Learn how refinancing in Salinas can help you save money in the long run

Salinas Mortgage

Welcome to the official site of O1NE MORTGAGE, INC., a full-service mortgage company in Salinas, California.

We’ve simplified the process and created friendly tools within this site to give you a hassle-free experience with your mortgage loan process. We can help you realize your dream of homeownership or help you to save by lowering your current monthly payments.

In terms of Purchase we offer the following Qualified Mortgage type of loans:

Conventional | FHA | VA | USDA | Jumbo

In terms of Refinance, we offer a wide range of products designed to best fit your needs. If you’re looking for a cash-out, or to just get a better rate and term, we can assist you. We offer the following refinancing programs:

Conventional | FHA Streamline | FHA Cash Out | VA Streamline | VA Cash-Out | USDA Streamline | Jumbo | HELOC

What makes us unique is that we offer the following niche, Non-Qualified mortgage products:

Bank Statements | Hard Money| Foreign National

Contact us today to prequalify for your dream home or to start saving on your current mortgage.

The City of Salinas

Nestled within the picturesque landscape of California’s central coast lies the vibrant city of Salinas. With its rich history, diverse culture, and a wide array of amenities, Salinas has evolved into a captivating blend of urban convenience and small-town charm. This article delves into the various facets that define life in Salinas, from its education and health systems to its financial programs, housing market, and recreational offerings, ultimately highlighting why it stands as a great city to call home.

Lifestyle and Community

Salinas boasts a distinctive lifestyle characterized by its strong sense of community and cultural diversity. Residents take pride in their city’s agricultural heritage, which is celebrated annually through the renowned California Rodeo Salinas, drawing visitors from far and wide. The city’s welcoming atmosphere is further reflected in its numerous festivals, farmers’ markets, and community events that foster connections among its diverse population.

Education System

At the heart of Salinas’ growth is its commitment to education. The city is home to a range of public and private schools that provide quality education to its youth. The Salinas Union High School District and several elementary school districts ensure that students receive a well-rounded education. Additionally, Hartnell College stands as a pillar of higher education, offering a wide array of academic programs and vocational training to help students embark on successful careers.

Health System

Access to healthcare is a cornerstone of any thriving community, and Salinas excels in this aspect. The city boasts a network of medical facilities, including Salinas Valley Memorial Healthcare System, dedicated to delivering top-notch medical services to residents. The presence of reputable healthcare institutions ensures that individuals and families can access quality medical care when needed.

Financial System and Programs

Salinas’ financial landscape is characterized by a diverse economy with a strong emphasis on agriculture, manufacturing, and technology sectors. The city’s financial system is well-established, with numerous banking institutions and credit unions serving the community’s financial needs. Furthermore, Salinas offers various financial programs aimed at assisting small businesses and entrepreneurs, fostering economic growth and job creation.

Housing Market

The housing market in Salinas reflects the city’s popularity and desirability. With a range of housing options, from charming historic homes to modern developments, Salinas caters to individuals and families of all sizes. The city’s real estate market has shown steady growth, and its relative affordability compared to neighboring cities makes it an attractive destination for those seeking a balance between quality of life and housing costs.

Activities for Senior Citizens

Salinas recognizes the importance of providing engaging activities for its senior citizens. The city’s senior centers offer a plethora of programs, classes, and social events tailored to older adults, fostering a sense of community and well-being. From fitness classes to arts and crafts workshops, seniors in Salinas have ample opportunities to lead active and fulfilling lives.

Activities for Youth

Youth engagement is a priority in Salinas, evident through its various youth programs and recreational activities. The city’s parks and community centers host sports leagues, arts programs, and educational workshops that keep young residents engaged and entertained. These activities not only provide constructive outlets for energy but also contribute to the overall development of Salinas’ youth.

Parks and Recreation

Salinas’ commitment to providing green spaces and recreational facilities is evident in its extensive park system. From expansive parks with playgrounds and sports fields to serene nature reserves, the city offers something for everyone. The Salinas River Parkway, a scenic trail system, allows residents to connect with nature and enjoy outdoor activities like hiking and biking. Such recreational opportunities contribute to a healthy and active lifestyle for Salinas residents.

Conclusion: The Allure of Salinas

In conclusion, Salinas, California, stands as a city of boundless opportunities and an exceptional quality of life. Its strong sense of community, diverse cultural tapestry, and commitment to education and healthcare create a nurturing environment for residents of all ages. The city’s well-rounded financial system and support for small businesses contribute to economic vitality, while the housing market ensures that individuals and families can find their dream homes. With a wide range of activities for both senior citizens and youth, and an abundance of parks and recreational spaces, Salinas promotes a healthy and balanced lifestyle.

Salinas’ unique blend of modern amenities and small-town charm, set against the backdrop of California’s stunning central coast, truly makes it a gem worth exploring. Whether you’re captivated by its rich history, enthralled by its cultural festivities, or simply drawn to its welcoming community, Salinas has all the attributes that make it not just a good city, but a great one.

Contact Us

1906 W. Garvey Ave S. Suite 200 West Covina, CA 91790
Phone: 888-681-4128

Company NMLS: 1906814

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Contact Information

(866) 688-9020

Opening Hours

Monday – Friday 9am-5pm 
Weekend – Closed


1906 W Garvey Ave Suite 200 West Covina CA 91790