Phone: 888-681-4128

901 H. Suite 120, Sacramento CA 95814




Why Choose Us?

0 %

Customer Satisfaction Rate

30 Days

Average Loan Approval Period

90 %

Online Loan Application

Getting a Mortgage in Sacramento Shouldn't be Hard

See how simple it is to get a mortgage in Sacramento

Follow our step-by-step guide to learn how to buy a home in Sacramento
Learn how refinancing in Sacramento can help you save money in the long run

Sacramento Mortgage

Welcome to the official site of O1NE MORTGAGE, INC., a full-service mortgage company in Sacramento, California.

We’ve simplified the process and created friendly tools within this site to give you a hassle-free experience with your mortgage loan process. We can help you realize your dream of homeownership or help you to save by lowering your current monthly payments.

In terms of Purchase we offer the following Qualified Mortgage type of loans:

Conventional | FHA | VA | USDA | Jumbo

In terms of Refinance, we offer a wide range of products designed to best fit your needs. If you’re looking for a cash-out, or to just get a better rate and term, we can assist you. We offer the following refinancing programs:

Conventional | FHA Streamline | FHA Cash Out | VA Streamline | VA Cash-Out | USDA Streamline | Jumbo | HELOC

What makes us unique is that we offer the following niche, Non-Qualified mortgage products:

Bank Statements | Hard Money| Foreign National

Contact us today to prequalify for your dream home or to start saving on your current mortgage.

The City of Sacramento

Sacramento, the capital city of California, is a vibrant and culturally rich destination that blends history, natural beauty, and modern urban amenities. Nestled in the heart of the state’s Central Valley, this charming city offers a diverse array of attractions, from its iconic Capitol building to the picturesque riverside, bustling neighborhoods, and a thriving arts and culinary scene. Let’s take a closer look at what makes Sacramento a remarkable place to visit and live.

Rich History and Cultural Heritage

Sacramento boasts a fascinating history that dates back to the California Gold Rush of the mid-19th century. Serving as a vital supply center during that era, Old Sacramento, a beautifully preserved historic district, showcases the city’s Gold Rush heritage. Visitors can stroll along the wooden sidewalks, explore the unique shops, and visit the captivating museums that bring the past to life.

The California State Capitol, an architectural marvel, stands as a symbol of the city’s political significance. With its stunning dome and grand interiors, the Capitol building is open for guided tours, providing insights into the state’s governance and history.

The Crocker Art Museum, one of the oldest art institutions in California, offers an exceptional collection of American, European, and Californian art. It showcases masterpieces from renowned artists like Monet, Renoir, and O’Keeffe, providing a cultural haven for art enthusiasts.

Natural Beauty and Outdoor Recreation

Sacramento’s location at the confluence of the American and Sacramento rivers presents an abundance of natural beauty and recreational opportunities. The picturesque Riverfront Promenade allows residents and visitors to enjoy leisurely walks, bike rides, or picnics along the riverbanks. Waterfront activities such as kayaking, paddleboarding, and river cruises are also popular options.

For nature lovers, the nearby Sacramento River Delta offers a stunning landscape of waterways, wetlands, and scenic trails. The Cosumnes River Preserve, a haven for birdwatchers, hosts over 250 species of birds and provides an opportunity to witness the region’s diverse wildlife.

The city’s numerous parks and gardens, such as William Land Park and McKinley Park, provide serene green spaces for relaxation, family outings, and recreational activities. Sacramento’s mild climate allows for year-round enjoyment of the outdoors.

Vibrant Neighborhoods and Culinary Delights

Sacramento’s neighborhoods offer distinct flavors and unique experiences. Midtown, known for its vibrant art scene and hip atmosphere, is a hub for galleries, boutiques, and trendy restaurants. It hosts the popular Second Saturday Art Walk, where artists open their studios to the public.

The historic R Street corridor, once a warehouse district, has transformed into a thriving neighborhood known for its eclectic mix of art galleries, craft breweries, and farm-to-fork dining establishments. Visitors can sample local brews, indulge in artisanal cuisine, and explore the captivating street art.

Sacramento’s farm-to-fork movement has gained recognition, as the region is abundant in agricultural resources. The city’s restaurants emphasize locally sourced ingredients, offering a diverse and delectable culinary experience. The annual Farm-to-Fork Festival celebrates the city’s gastronomic prowess and showcases its vibrant food culture.

Festivals and Entertainment

Sacramento hosts a lively calendar of events and festivals throughout the year. The Sacramento Music Festival, drawing a diverse range of musicians and music enthusiasts, fills the city with the melodies of jazz, blues, and rock.

The California State Fair, held at the Cal Expo fairgrounds, captivates visitors with its thrilling rides, live entertainment, agricultural exhibits, and a wide array of delicious fair food. It is a celebration of California’s rich culture, agriculture, and industry.

The Tower Bridge Dinner, a one-of-a-kind culinary event, takes place on the iconic Tower Bridge, where a long table is set up, and renowned chefs serve a farm-to-fork feast. This unique dining experience highlights the city’s commitment to its agricultural heritage and culinary excellence.


Sacramento, California’s capital city, offers a delightful blend of history, natural beauty, and vibrant culture. From its Gold Rush legacy to its stunning riverside attractions, there is something for everyone in this bustling metropolis. Whether you’re exploring the well-preserved historic district, immersing yourself in art and culture, enjoying the great outdoors, or savoring the farm-to-fork culinary delights, Sacramento leaves a lasting impression. This city’s golden history and modern amenities make it an irresistible destination for visitors and a cherished home for its residents.

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Contact Information

(866) 688-9020

Opening Hours

Monday – Friday 9am-5pm 
Weekend – Closed


1906 W Garvey Ave Suite 200 West Covina CA 91790