Phone: 888-681-4128

1906 W. Garvey Ave S. Suite 200 West Covina, CA 91790




Why Choose Us?

0 %

Customer Satisfaction Rate

30 Days

Average Loan Approval Period

90 %

Online Loan Application

Getting a Mortgage in Richmond Shouldn't be Hard

See how simple it is to get a mortgage in Richmond

Follow our step-by-step guide to learn how to buy a home in Richmond
Learn how refinancing in Richmond can help you save money in the long run

Richmond Mortgage

Welcome to the official site of O1NE MORTGAGE, INC., a full-service mortgage company in Richmond, California.

We’ve simplified the process and created friendly tools within this site to give you a hassle-free experience with your mortgage loan process. We can help you realize your dream of homeownership or help you to save by lowering your current monthly payments.

In terms of Purchase we offer the following Qualified Mortgage type of loans:

Conventional | FHA | VA | USDA | Jumbo

In terms of Refinance, we offer a wide range of products designed to best fit your needs. If you’re looking for a cash-out, or to just get a better rate and term, we can assist you. We offer the following refinancing programs:

Conventional | FHA Streamline | FHA Cash Out | VA Streamline | VA Cash-Out | USDA Streamline | Jumbo | HELOC

What makes us unique is that we offer the following niche, Non-Qualified mortgage products:

Bank Statements | Hard Money| Foreign National

Contact us today to prequalify for your dream home or to start saving on your current mortgage.

The City of Richmond

Nestled along the scenic shores of San Francisco Bay, Richmond, California, is a city that embodies diversity, resilience, and a strong sense of community. With its rich history and continuous development, Richmond has evolved into a city that offers a high quality of life for its residents. From a well-established education system to a robust health system, and a thriving financial environment, Richmond has something to offer to people of all ages and backgrounds.

Lifestyle and Community Richmond’s lifestyle is a unique blend of urban amenities and a laid-back suburban charm. The city is known for its diverse population, comprising various ethnicities, cultures, and traditions. This melting pot of backgrounds fosters an inclusive and welcoming community, where residents come together to celebrate their differences.

The city’s commitment to community involvement is evident through numerous events and festivals that promote local arts, music, and culture. From the annual Richmond Art Center exhibitions to the Cinco de Mayo celebrations, there’s always something exciting happening in Richmond that caters to people of all ages and interests.

Education System Richmond takes immense pride in its education system, which is designed to nurture the young minds of the future. The West Contra Costa Unified School District oversees the city’s public schools, providing a comprehensive curriculum and ample opportunities for extracurricular activities. Additionally, Richmond is home to some excellent private schools, giving parents multiple choices for their children’s education.

The city is also closely linked to higher education institutions. The presence of the Contra Costa College and its wide range of programs allows students to pursue higher education without leaving the community.

Health System Richmond’s health system is geared towards ensuring that its residents have access to quality healthcare services. The city has several hospitals, clinics, and medical centers that cater to a diverse range of healthcare needs. The healthcare facilities are well-equipped and staffed with skilled medical professionals, making sure that residents receive the best possible care.

Financial System and Programs Richmond boasts a thriving financial system that supports both businesses and individuals. The city is home to a mix of small, locally-owned enterprises and larger companies, fostering economic growth and job opportunities. The local government actively supports business development through grants, incentives, and resources, creating a favorable environment for entrepreneurs.

In addition to supporting businesses, Richmond offers various financial programs to assist its residents. From affordable housing initiatives to low-income assistance programs, the city strives to ensure that everyone has access to basic necessities and opportunities for financial stability.

Housing Market Richmond’s housing market is diverse, offering a wide range of options for potential residents. From charming historic homes to modern apartments and condos, the city accommodates varying preferences and budgets. The local government’s focus on affordable housing initiatives ensures that residents have access to suitable living spaces without being burdened by high rents or property prices.

Activities for Senior Citizens Richmond recognizes the value of its senior citizens and has implemented various programs to cater to their needs. From senior centers that offer social activities and classes to accessible transportation services, the city ensures that its older residents can lead an active and fulfilling lifestyle.

Activities for Youth The city of Richmond is invested in the development and well-being of its youth. Numerous community centers, sports leagues, and after-school programs are available to keep young people engaged and provide them with opportunities to explore their interests. The city’s commitment to youth activities helps create a positive and nurturing environment for the next generation.

Parks and Recreation Richmond boasts an extensive network of parks and recreational areas, making it a haven for nature enthusiasts and outdoor lovers. The Point Pinole Regional Shoreline, with its stunning waterfront views and hiking trails, is a popular destination for residents and visitors alike. Other notable parks, such as Wildcat Canyon Regional Park and Miller/Knox Regional Shoreline, offer a variety of outdoor activities, including picnicking, birdwatching, and sports facilities.

Conclusion: A Great City with Boundless Potential In conclusion, Richmond, California, is a city that thrives on its diversity, community spirit, and abundant opportunities. Its well-established education and health systems contribute to a high quality of life for residents of all ages. The city’s financial programs and affordable housing initiatives ensure that its citizens can lead financially stable lives.

Richmond’s commitment to fostering an inclusive environment for both seniors and youth reflects its dedication to caring for all members of its community. The city’s wealth of parks and recreational activities provides a perfect balance between urban amenities and natural beauty.

Overall, Richmond is a vibrant and evolving city with boundless potential. Its strong sense of community, rich history, and commitment to growth make it an ideal place to call home. Whether you seek a welcoming community, top-notch education, ample job opportunities, or an abundance of recreational activities, Richmond, California, has it all.

Contact Us

1906 W. Garvey Ave S. Suite 200 West Covina, CA 91790
Phone: 888-681-4128

Company NMLS: 1906814

Fill in the form below and one of our representatives will contact you.

Contact Information

(866) 688-9020

Opening Hours

Monday – Friday 9am-5pm 
Weekend – Closed


1906 W Garvey Ave Suite 200 West Covina CA 91790