Phone: 888-681-4128

1906 W. Garvey Ave S. Suite 200 West Covina, CA 91790




Why Choose Us?

0 %

Customer Satisfaction Rate

30 Days

Average Loan Approval Period

90 %

Online Loan Application

Getting a Mortgage in Redlands Shouldn't be Hard

See how simple it is to get a mortgage in Redlands

Follow our step-by-step guide to learn how to buy a home in Redlands
Learn how refinancing in Redlands can help you save money in the long run

Redlands Mortgage

Welcome to the official site of O1NE MORTGAGE, INC., a full-service mortgage company in Redlands, California.

We’ve simplified the process and created friendly tools within this site to give you a hassle-free experience with your mortgage loan process. We can help you realize your dream of homeownership or help you to save by lowering your current monthly payments.

In terms of Purchase we offer the following Qualified Mortgage type of loans:

Conventional | FHA | VA | USDA | Jumbo

In terms of Refinance, we offer a wide range of products designed to best fit your needs. If you’re looking for a cash-out, or to just get a better rate and term, we can assist you. We offer the following refinancing programs:

Conventional | FHA Streamline | FHA Cash Out | VA Streamline | VA Cash-Out | USDA Streamline | Jumbo | HELOC

What makes us unique is that we offer the following niche, Non-Qualified mortgage products:

Bank Statements | Hard Money| Foreign National

Contact us today to prequalify for your dream home or to start saving on your current mortgage.

The City of Redlands

Nestled in the heart of Southern California’s Inland Empire, Redlands is a city that offers a unique blend of history, natural beauty, and a thriving community. With a rich history dating back to the 19th century, this city has evolved into a modern and vibrant community that caters to the diverse needs and interests of its residents. In this article, we’ll take a closer look at what makes Redlands a fantastic place to live, including its lifestyle, education system, health system, financial opportunities, housing market, activities for senior citizens, activities for youth, and its outstanding parks and recreation.


Redlands boasts a comfortable and laid-back lifestyle that appeals to individuals and families alike. The city is known for its tree-lined streets, historic architecture, and a sense of community that’s hard to find elsewhere. Residents enjoy easy access to a variety of shopping, dining, and entertainment options, from the charming boutiques and cafes of downtown Redlands to the bustling commercial areas.

One of the city’s defining features is its commitment to preserving its historical heritage. The Redlands Historical Museum showcases the city’s past through a vast collection of artifacts and exhibits, offering residents and visitors alike a glimpse into its fascinating history.

Education System:

Redlands takes pride in its excellent education system, making it an attractive destination for families. The Redlands Unified School District provides a top-tier education, with a variety of public and private schools serving students from kindergarten through high school. Several schools in the district consistently rank among the top in the state, reflecting the community’s commitment to education.

For those seeking higher education opportunities, Redlands is home to the prestigious University of Redlands. This private liberal arts institution offers a wide range of undergraduate and graduate programs, contributing significantly to the city’s intellectual and cultural vibrancy.

Health System:

Residents of Redlands have access to a well-developed healthcare system. The city is home to several world-class medical facilities, including Redlands Community Hospital, which provides comprehensive healthcare services to the community. With a team of skilled healthcare professionals and state-of-the-art technology, residents can enjoy peace of mind knowing they have access to quality medical care.

Financial System and Programs:

Redlands has a strong and stable financial system, offering various financial programs and opportunities for its residents. The city’s economy is diverse, with thriving sectors in healthcare, education, and technology. This diversity translates into a range of employment opportunities for residents.

For those looking to start or expand their businesses, the city offers support through programs such as business incubators and small business development centers. Redlands is known for its entrepreneurial spirit, and these programs help foster innovation and economic growth.

Housing Market:

The housing market in Redlands is dynamic, with a wide range of options to suit different lifestyles and budgets. From historic Victorian homes with character to modern apartments and suburban houses, there’s something for everyone. The city’s real estate market is relatively stable, making it an attractive place to invest in property.

The city’s commitment to preserving its historic charm is reflected in its well-maintained neighborhoods and architectural diversity. Redlands offers a unique blend of the old and the new, making it an appealing place to call home.

Activities for Senior Citizens:

Redlands is a welcoming community for seniors, with a host of activities and resources designed to enhance their quality of life. The Joslyn Senior Center is a hub of social and recreational activities for older adults. From fitness classes to art workshops and social gatherings, seniors can stay active and engaged in the community.

The city also offers excellent healthcare services for seniors, including specialized medical facilities and support networks. Additionally, the beautiful parks and cultural events provide opportunities for seniors to connect and enjoy their retirement years.

Activities for Youth:

Redlands is a fantastic place for young people to grow and thrive. The city’s recreational programs and sports leagues provide ample opportunities for youth to stay active and make friends. The city’s commitment to education extends to its youth programs, offering after-school activities and community centers where young people can learn and have fun in a safe environment.

Parks and Recreation:

Redlands is a haven for outdoor enthusiasts, with a wide range of parks and recreational areas. Prospect Park, with its serene lakes and botanical gardens, is a popular spot for picnics and leisurely walks. Citrus Plaza Park is a favorite among families, with playgrounds and open spaces for children to enjoy.

For those seeking more active pursuits, the city offers hiking and biking trails in the nearby San Bernardino Mountains. Redlands is also known for its vibrant arts and culture scene, with regular events and festivals that showcase local talent.


In summary, Redlands, California, is a city that beautifully balances its rich history with a forward-thinking approach to modern living. Its excellent education system, robust healthcare facilities, and diverse housing market make it an attractive destination for families, professionals, and retirees alike. The city’s commitment to preserving its heritage, combined with a dynamic arts and culture scene, creates a unique and welcoming community.

Whether you’re exploring the historic streets of downtown, enjoying the natural beauty of the surrounding mountains, or taking advantage of the numerous educational and recreational opportunities, Redlands offers a high quality of life for its residents. It’s a city where the past meets the present, and where a strong sense of community and a wealth of opportunities converge, making it a truly great place to live in the heart of the Inland Empire.

Fill in the form below and one of our representatives will contact you.

Contact Information

(866) 688-9020

Opening Hours

Monday – Friday 9am-5pm 
Weekend – Closed


1906 W Garvey Ave Suite 200 West Covina CA 91790