Phone: 888-681-4128

1906 W. Garvey Ave S. Suite 200 West Covina, CA 91790

Rancho Palos Verdes



Why Choose Us?

0 %

Customer Satisfaction Rate

30 Days

Average Loan Approval Period

90 %

Online Loan Application

Getting a Mortgage in Rancho Palos Verdes Shouldn't be Hard

See how simple it is to get a mortgage in Rancho Palos Verdes

Follow our step-by-step guide to learn how to buy a home in Rancho Palos Verdes
Learn how refinancing in Rancho Palos Verdes can help you save money in the long run

Rancho Palos Verdes Mortgage

Welcome to the official site of O1NE MORTGAGE, INC., a full-service mortgage company in Rancho Palos Verdes, California.

We’ve simplified the process and created friendly tools within this site to give you a hassle-free experience with your mortgage loan process. We can help you realize your dream of homeownership or help you to save by lowering your current monthly payments.

In terms of Purchase we offer the following Qualified Mortgage type of loans:

Conventional | FHA | VA | USDA | Jumbo

In terms of Refinance, we offer a wide range of products designed to best fit your needs. If you’re looking for a cash-out, or to just get a better rate and term, we can assist you. We offer the following refinancing programs:

Conventional | FHA Streamline | FHA Cash Out | VA Streamline | VA Cash-Out | USDA Streamline | Jumbo | HELOC

What makes us unique is that we offer the following niche, Non-Qualified mortgage products:

Bank Statements | Hard Money| Foreign National

Contact us today to prequalify for your dream home or to start saving on your current mortgage.

The City of Rancho Palos Verdes

Nestled on the scenic coastline of California’s Los Angeles County, Rancho Palos Verdes (RPV) stands out as a picturesque city known for its stunning landscapes, welcoming communities, and abundant amenities. This article explores various aspects of life in Rancho Palos Verdes, from its top-notch education and health systems to its robust financial programs, housing market, and an array of activities for citizens of all ages.


Rancho Palos Verdes offers a lifestyle that strikes the perfect balance between tranquility and vibrancy. The city boasts a strong sense of community, where residents embrace an outdoor-oriented lifestyle. Surrounded by breathtaking views of the Pacific Ocean, residents enjoy picturesque sunsets and numerous outdoor activities like hiking, biking, and golfing.

Education System:

RPV takes pride in its exceptional education system. The Palos Verdes Peninsula Unified School District serves the city with a strong commitment to academic excellence. The district comprises highly-rated public schools that offer a comprehensive curriculum and a variety of extracurricular activities to nurture well-rounded individuals.

Health System:

Residents of Rancho Palos Verdes benefit from proximity to top-notch medical facilities and healthcare services. The city is well-served by various medical centers, hospitals, and clinics, providing comprehensive health care options for its residents.

Financial System and Programs:

RPV boasts a robust financial system that supports its thriving economy. The city fosters a favorable environment for businesses of all sizes, promoting economic growth and stability. Additionally, Rancho Palos Verdes offers various financial programs to support local businesses and encourage entrepreneurship. This enables the city to maintain a strong economic foundation, benefiting both businesses and residents alike.

Housing Market:

The housing market in Rancho Palos Verdes is diverse and highly sought-after. The city offers an array of housing options, from luxurious estates with stunning ocean views to charming suburban neighborhoods with excellent amenities. The real estate market’s stability and attractive offerings make RPV an ideal place to call home.

Activities for Senior Citizens:

Rancho Palos Verdes provides a plethora of activities and resources tailored to senior citizens. The city recognizes the value of its senior population and offers various senior centers and programs that promote social interaction, health, and well-being. From fitness classes to art workshops and group outings, seniors can find ample opportunities to stay active and engaged in the community.

Activities for Youth:

The city also prioritizes the youth, providing an array of activities and programs to foster their development and growth. From sports leagues to arts and cultural events, Rancho Palos Verdes offers a safe and nurturing environment where young residents can explore their interests and talents.

Parks and Recreation:

RPV takes advantage of its natural beauty, offering an extensive network of parks and recreational areas for everyone to enjoy. Residents can indulge in hiking and nature trails, picnicking, and sports activities in the city’s well-maintained parks. Abalone Cove Shoreline Park, Point Vicente Interpretive Center, and the Terranea Discovery Trail are just a few examples of the city’s outdoor havens.


Rancho Palos Verdes, California, stands as a city that embodies the best of what California has to offer – stunning landscapes, a thriving community, and a high standard of living. With its exceptional education and health systems, diverse housing market, and robust financial programs, RPV offers a complete package for residents to flourish. Moreover, its commitment to supporting citizens of all ages, from the youth to senior citizens, showcases a city that values the well-being and happiness of its residents.

If you’re looking for a place that combines natural beauty, vibrant community life, and abundant opportunities, Rancho Palos Verdes should undoubtedly be at the top of your list. Embrace the charm of this hidden gem on the California coastline and discover why it’s a city that captures the hearts of all who call it home.

Contact Us

1906 W. Garvey Ave S. Suite 200 West Covina, CA 91790
Phone: 888-681-4128

Company NMLS: 1906814