Phone: 888-681-4128

1906 W. Garvey Ave S. Suite 200 West Covina, CA 91790

Rancho Mirage



Why Choose Us?

0 %

Customer Satisfaction Rate

30 Days

Average Loan Approval Period

90 %

Online Loan Application

Getting a Mortgage in Rancho Mirage Shouldn't be Hard

See how simple it is to get a mortgage in Rancho Mirage

Follow our step-by-step guide to learn how to buy a home in Rancho Mirage
Learn how refinancing in Rancho Mirage can help you save money in the long run

Rancho Mirage Mortgage

Welcome to the official site of O1NE MORTGAGE, INC., a full-service mortgage company in Rancho Mirage, California.

We’ve simplified the process and created friendly tools within this site to give you a hassle-free experience with your mortgage loan process. We can help you realize your dream of homeownership or help you to save by lowering your current monthly payments.

In terms of Purchase we offer the following Qualified Mortgage type of loans:

Conventional | FHA | VA | USDA | Jumbo

In terms of Refinance, we offer a wide range of products designed to best fit your needs. If you’re looking for a cash-out, or to just get a better rate and term, we can assist you. We offer the following refinancing programs:

Conventional | FHA Streamline | FHA Cash Out | VA Streamline | VA Cash-Out | USDA Streamline | Jumbo | HELOC

What makes us unique is that we offer the following niche, Non-Qualified mortgage products:

Bank Statements | Hard Money| Foreign National

Contact us today to prequalify for your dream home or to start saving on your current mortgage.

The City of Rancho Mirage

Nestled in the heart of the Coachella Valley, Rancho Mirage, California, is a city that combines the allure of desert living with a thriving community and an abundance of opportunities for its residents. With its exceptional lifestyle, a robust education system, top-notch healthcare facilities, and a thriving financial environment, Rancho Mirage stands out as a prime destination for those seeking a high quality of life. In this article, we will explore what makes this city so special in various aspects of living, from education and healthcare to finance and recreation.

Lifestyle: A Desert Oasis of Luxury and Tranquility

Rancho Mirage is renowned for its luxurious lifestyle. It boasts some of the finest golf courses and resorts in the country, including the famous Sunnylands, a historic estate that has hosted presidents and world leaders. The city’s tranquil atmosphere and beautiful desert scenery make it a paradise for those seeking a relaxed and elegant way of life.

The warm, dry climate of Rancho Mirage is ideal for outdoor enthusiasts. Residents can enjoy hiking, biking, and horseback riding in the nearby Santa Rosa and San Jacinto Mountains. The city also offers a wealth of shopping and dining options, with the renowned El Paseo Shopping District providing upscale boutiques and world-class restaurants.

Education System: Nurturing the Minds of Tomorrow

Rancho Mirage takes pride in its education system, which is characterized by a commitment to academic excellence. The city is served by the Desert Sands Unified School District, known for its high-quality schools and dedicated educators. Rancho Mirage High School, in particular, has garnered attention for its strong academic programs and extracurricular activities, providing students with a well-rounded education.

For higher education, Rancho Mirage is conveniently located near several prestigious institutions, including the University of California, Riverside, and California State University, San Bernardino. This accessibility to higher education makes it an ideal place for families who value education and want to provide their children with a bright future.

Health System: World-Class Healthcare at Your Doorstep

Residents of Rancho Mirage have access to world-class healthcare facilities. The city is home to the Eisenhower Health medical center, a renowned hospital and research institution that provides top-notch medical services to the community. Additionally, the city is conveniently located near the Loma Linda University Medical Center and other specialized healthcare facilities.

Rancho Mirage’s commitment to healthcare is further exemplified by its focus on wellness and a healthy lifestyle. There are numerous fitness centers, wellness clinics, and spa resorts that cater to the physical and mental well-being of its residents.

Financial System: Opportunities Abound

Rancho Mirage offers a flourishing financial environment. The city has a robust job market, with opportunities in various industries, including tourism, healthcare, and technology. Its proximity to major economic hubs like Los Angeles and San Diego provides residents with access to a wide range of career opportunities.

Financial Programs: A Helping Hand for Aspiring Entrepreneurs

For those looking to start or expand their businesses, Rancho Mirage offers various financial programs and resources. The city’s Economic Development Department provides support and guidance to entrepreneurs, including access to funding and assistance with navigating regulatory requirements. This commitment to fostering entrepreneurship creates an environment where business owners can thrive.

Housing Market: A Place to Call Home

Rancho Mirage’s housing market offers a diverse range of options to suit various lifestyles. Whether you’re looking for a luxurious desert estate, a cozy suburban home, or a modern condominium, Rancho Mirage has it all. The city’s real estate market is known for its stability and potential for investment.

Activities for Senior Citizens: Golden Years in Style

Rancho Mirage is a haven for retirees and senior citizens. The city offers a wide array of activities and amenities tailored to the interests and needs of older adults. Golf courses, cultural events, and social clubs provide opportunities for seniors to stay active and engaged in the community. Moreover, the healthcare facilities and wellness centers in the city ensure that residents can enjoy their golden years with good health and peace of mind.

Activities for Youth: Fostering Tomorrow’s Leaders

Rancho Mirage recognizes the importance of providing opportunities for its youth to grow and excel. The city has a vibrant youth sports scene, with baseball, soccer, and other sports leagues that encourage physical activity and teamwork. Cultural and recreational programs, such as music and arts festivals, help young residents develop their talents and interests.

Parks and Recreation: Nature’s Playground

Rancho Mirage boasts an extensive network of parks and recreational areas. The Rancho Mirage Community Park is a popular gathering spot, offering picnic areas, playgrounds, and sports courts. For those who appreciate the natural beauty of the desert, the Coachella Valley Preserve provides hiking trails and opportunities for bird watching.

Conclusion: A City That Offers the Best of Both Worlds

In Rancho Mirage, California, the desert’s serenity harmoniously coexists with the opportunities of a thriving city. With its luxurious lifestyle, excellent education system, top-notch healthcare facilities, and a welcoming financial environment, this city has something for everyone. Whether you’re a retiree seeking a peaceful oasis, a family looking for a nurturing community, or a young professional in pursuit of career growth, Rancho Mirage provides the perfect backdrop for your aspirations. It’s a city where quality of life meets opportunity, making it an exceptional place to call home.

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Contact Information

(866) 688-9020

Opening Hours

Monday – Friday 9am-5pm 
Weekend – Closed


1906 W Garvey Ave Suite 200 West Covina CA 91790