Phone: 888-681-4128

1906 W. Garvey Ave S. Suite 200 West Covina, CA 91790




Why Choose Us?

0 %

Customer Satisfaction Rate

30 Days

Average Loan Approval Period

90 %

Online Loan Application

Getting a Mortgage in Poway Shouldn't be Hard

See how simple it is to get a mortgage in Poway

Follow our step-by-step guide to learn how to buy a home in Poway
Learn how refinancing in Poway can help you save money in the long run

Poway Mortgage

Welcome to the official site of O1NE MORTGAGE, INC., a full-service mortgage company in Poway, California.

We’ve simplified the process and created friendly tools within this site to give you a hassle-free experience with your mortgage loan process. We can help you realize your dream of homeownership or help you to save by lowering your current monthly payments.

In terms of Purchase we offer the following Qualified Mortgage type of loans:

Conventional | FHA | VA | USDA | Jumbo

In terms of Refinance, we offer a wide range of products designed to best fit your needs. If you’re looking for a cash-out, or to just get a better rate and term, we can assist you. We offer the following refinancing programs:

Conventional | FHA Streamline | FHA Cash Out | VA Streamline | VA Cash-Out | USDA Streamline | Jumbo | HELOC

What makes us unique is that we offer the following niche, Non-Qualified mortgage products:

Bank Statements | Hard Money| Foreign National

Contact us today to prequalify for your dream home or to start saving on your current mortgage.

The City of Poway

Nestled in the picturesque San Diego County, Poway, California, is a city that boasts a unique blend of natural beauty, excellent education, a robust healthcare system, a thriving financial landscape, diverse financial programs, a bustling housing market, and an array of activities catering to residents of all ages. With its tranquil atmosphere, Poway has become a desirable place to call home. In this article, we’ll explore what makes Poway such a great city to live in.


Poway’s lifestyle is synonymous with a balanced approach to life. Residents enjoy a mix of suburban tranquility and easy access to the vibrant cultural scene of nearby San Diego. The city is known for its low crime rates, excellent public services, and a strong sense of community. Whether you’re a nature enthusiast, an art lover, or a foodie, Poway offers a lifestyle that caters to diverse interests.

Education System

Poway Unified School District is renowned for its commitment to excellence in education. It consistently ranks among the top school districts in California. With a wide range of educational opportunities from elementary to high school, students in Poway receive a world-class education. The district’s dedication to innovation and personalized learning has earned it a stellar reputation.

Health System

Poway boasts a robust healthcare system, with several hospitals and medical facilities offering high-quality care. The presence of these healthcare institutions ensures that residents have access to top-notch medical services, fostering a sense of security and well-being.

Financial System

The city’s financial system is thriving, thanks in part to its diverse economy. Poway has a healthy mix of industries, including technology, manufacturing, and retail, providing a stable job market. Additionally, the city’s business-friendly environment has attracted many small businesses, contributing to its economic vitality.

Financial Programs

Poway offers a range of financial programs to support its residents. These programs encompass financial assistance for homeowners, business incentives, and scholarships for students pursuing higher education. The city’s commitment to financial well-being is evident through these initiatives.

Housing Market

The Poway housing market is dynamic and diverse, offering a wide range of housing options to suit various budgets and lifestyles. From spacious suburban homes with large yards to contemporary apartments, there’s something for everyone. The city’s real estate market has experienced steady growth, making it an attractive investment opportunity as well.

Activities for Senior Citizens

Poway caters to its senior citizens with a plethora of activities and services. The city’s senior center provides a welcoming space for seniors to socialize, participate in fitness classes, and engage in various recreational activities. Additionally, Poway offers transportation services to assist seniors in accessing essential services and events.

Activities for Youth

Youth in Poway are spoiled for choice when it comes to extracurricular activities. The city supports a variety of youth programs, including sports leagues, arts and culture workshops, and educational initiatives. This focus on youth development fosters a sense of belonging and encourages young residents to excel in their chosen pursuits.

Parks and Recreation

Poway boasts an extensive parks and recreation system that caters to outdoor enthusiasts of all ages. Lake Poway, surrounded by scenic hiking trails, is a popular spot for fishing and boating. The city’s parks offer playgrounds, picnic areas, and sports facilities for family outings. Poway’s commitment to green spaces enhances the quality of life for its residents, encouraging an active and healthy lifestyle.


Poway, California, is a city that combines natural beauty, excellent education, a strong healthcare system, a thriving economy, diverse financial programs, a buoyant housing market, and a wide range of activities for residents of all ages. Its commitment to community, education, and well-being make it a truly great city to live in.

The city’s welcoming atmosphere and strong sense of community foster a high quality of life for its residents. Families can rest assured that their children receive a top-notch education, while individuals and businesses can thrive in Poway’s robust economic landscape. The healthcare system ensures access to quality medical services, and various financial programs make life more manageable.

Whether you’re a retiree looking for a tranquil yet active place to spend your golden years, a young family seeking a safe and nurturing environment for your children, or an entrepreneur aiming to establish or expand a business, Poway, California, offers an exceptional living experience. Its unique blend of amenities, services, and opportunities truly makes it a city that shines in the heart of San Diego County. Poway is not just a place to live; it’s a place to thrive.

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Contact Information

(866) 688-9020

Opening Hours

Monday – Friday 9am-5pm 
Weekend – Closed


1906 W Garvey Ave Suite 200 West Covina CA 91790