Phone: 888-681-4128

1906 W. Garvey Ave S. Suite 200 West Covina, CA 91790




Why Choose Us?

0 %

Customer Satisfaction Rate

30 Days

Average Loan Approval Period

90 %

Online Loan Application

Getting a Mortgage in Porterville Shouldn't be Hard

See how simple it is to get a mortgage in Porterville

Follow our step-by-step guide to learn how to buy a home in Porterville
Learn how refinancing in Porterville can help you save money in the long run

Porterville Mortgage

Welcome to the official site of O1NE MORTGAGE, INC., a full-service mortgage company in Porterville, California.

We’ve simplified the process and created friendly tools within this site to give you a hassle-free experience with your mortgage loan process. We can help you realize your dream of homeownership or help you to save by lowering your current monthly payments.

In terms of Purchase we offer the following Qualified Mortgage type of loans:

Conventional | FHA | VA | USDA | Jumbo

In terms of Refinance, we offer a wide range of products designed to best fit your needs. If you’re looking for a cash-out, or to just get a better rate and term, we can assist you. We offer the following refinancing programs:

Conventional | FHA Streamline | FHA Cash Out | VA Streamline | VA Cash-Out | USDA Streamline | Jumbo | HELOC

What makes us unique is that we offer the following niche, Non-Qualified mortgage products:

Bank Statements | Hard Money| Foreign National

Contact us today to prequalify for your dream home or to start saving on your current mortgage.

The City of Porterville

Nestled in the heart of California’s Central Valley, Porterville is a vibrant and thriving city that boasts a rich tapestry of lifestyle, education, health, and financial systems. With a strong sense of community and an abundance of recreational opportunities, this city has something to offer everyone, from young to old. Let’s take a closer look at what makes Porterville a great place to call home.


Porterville’s lifestyle reflects the essence of small-town charm combined with modern amenities. The city’s friendly atmosphere and diverse community create a welcoming environment for residents and visitors alike. People here value community engagement, and it’s not uncommon to find local gatherings, farmers’ markets, and cultural events that bring everyone together.

Education System:

The education system in Porterville is highly regarded, with a focus on providing quality learning experiences to students. The Porterville Unified School District is the backbone of the local education system, with a network of elementary, middle, and high schools. These schools are committed to providing a well-rounded education that nurtures students’ academic, social, and emotional growth.

Health System:

Access to quality healthcare is a crucial aspect of any community, and Porterville excels in this regard. The city is served by several reputable medical facilities, including Sierra View Medical Center, which offers a wide range of medical services, from emergency care to specialized treatments. Additionally, the city encourages a healthy lifestyle through various wellness programs and initiatives.

Financial System:

Porterville’s financial system is well-structured to support local businesses and foster economic growth. The city’s strategic location along major transportation routes and its supportive business environment have attracted a diverse range of industries. Moreover, the local government’s commitment to fiscal responsibility ensures a stable and thriving economy.

Financial Programs:

Porterville understands the importance of helping its residents achieve financial stability. The city offers various financial assistance programs to support low-income families, senior citizens, and veterans. These programs cover areas such as housing assistance, utility bill support, and job training initiatives, empowering individuals to build a secure future.

Housing Market:

The housing market in Porterville is both affordable and diverse. Residents have various options, from charming historic homes to modern housing developments. The city’s balanced approach to urban planning ensures that housing is accessible while preserving green spaces and promoting sustainable growth.

Activities for Senior Citizens:

Porterville is dedicated to ensuring that its senior citizens lead fulfilling lives. The city offers a plethora of activities for seniors, ranging from fitness classes and arts and crafts workshops to social clubs and excursions. Additionally, the Porterville Senior Center acts as a hub for social gatherings and support services.

Activities for Youth:

The youth in Porterville are provided with a wide array of opportunities to explore their interests and talents. The city’s Parks and Recreation Department offers after-school programs, sports leagues, and cultural activities that enrich the lives of young residents. Furthermore, the local library hosts educational events, reading programs, and teen-specific workshops, fostering a love for learning.

Parks and Recreation:

Porterville takes pride in its parks and recreational spaces, ensuring that its residents have ample opportunities to stay active and connect with nature. Veterans Park, with its playgrounds and sports fields, is a favorite spot for families. Zalud Park offers a serene environment for relaxation, and Murry Park boasts beautiful hiking trails and picnic areas.


Porterville, California, is undeniably a great city to live in. Its welcoming community, excellent education system, quality healthcare, and strong financial support programs make it an attractive destination for families and individuals. The diverse housing options and ample recreational opportunities cater to people of all ages, enhancing the overall quality of life. Whether you’re young or old, seeking education or settling down, Porterville has something special to offer. This hidden gem in the Golden State continues to shine brightly and stands as a testament to the beauty of small-town living combined with modern conveniences.

Contact Us

1906 W. Garvey Ave S. Suite 200 West Covina, CA 91790
Phone: 888-681-4128

Company NMLS: 1906814

Fill in the form below and one of our representatives will contact you.

Contact Information

(866) 688-9020

Opening Hours

Monday – Friday 9am-5pm 
Weekend – Closed


1906 W Garvey Ave Suite 200 West Covina CA 91790