Phone: 888-681-4128

1906 W. Garvey Ave S. Suite 200 West Covina, CA 91790




Why Choose Us?

0 %

Customer Satisfaction Rate

30 Days

Average Loan Approval Period

90 %

Online Loan Application

Getting a Mortgage in Placentia Shouldn't be Hard

See how simple it is to get a mortgage in Placentia

Follow our step-by-step guide to learn how to buy a home in Placentia
Learn how refinancing in Placentia can help you save money in the long run

Placentia Mortgage

Welcome to the official site of O1NE MORTGAGE, INC., a full-service mortgage company in Placentia, California.

We’ve simplified the process and created friendly tools within this site to give you a hassle-free experience with your mortgage loan process. We can help you realize your dream of homeownership or help you to save by lowering your current monthly payments.

In terms of Purchase we offer the following Qualified Mortgage type of loans:

Conventional | FHA | VA | USDA | Jumbo

In terms of Refinance, we offer a wide range of products designed to best fit your needs. If you’re looking for a cash-out, or to just get a better rate and term, we can assist you. We offer the following refinancing programs:

Conventional | FHA Streamline | FHA Cash Out | VA Streamline | VA Cash-Out | USDA Streamline | Jumbo | HELOC

What makes us unique is that we offer the following niche, Non-Qualified mortgage products:

Bank Statements | Hard Money| Foreign National

Contact us today to prequalify for your dream home or to start saving on your current mortgage.

The City of Placentia

Nestled in the heart of Orange County, California, Placentia is a hidden gem that offers its residents an enviable quality of life. With a rich history, a thriving economy, excellent educational and healthcare systems, and a wealth of recreational opportunities, Placentia has become a sought-after destination for families, professionals, and retirees alike. In this article, we will delve into the various aspects that make Placentia an exceptional city to live in.

Lifestyle in Placentia

Placentia boasts a diverse and welcoming community that values a high quality of life. The city’s residents enjoy a suburban lifestyle that combines the best of both worlds – the tranquility of a small town and the proximity to the vibrant metropolis of Los Angeles. With a low crime rate, well-maintained neighborhoods, and a strong sense of community, Placentia provides a safe and nurturing environment for its residents.

Education System

For families, education is a top priority, and Placentia delivers on this front. The city is served by the Placentia-Yorba Linda Unified School District, which is known for its commitment to academic excellence. Parents can choose from a variety of public and private schools, ensuring that their children receive a well-rounded education. Additionally, there are ample opportunities for higher education nearby, with renowned institutions like Cal State Fullerton and Chapman University just a short drive away.

Health System

Placentia is home to several medical facilities and healthcare providers that offer top-notch medical services. Residents have access to quality healthcare through hospitals, clinics, and specialized healthcare centers. With a focus on preventive care and wellness, the city promotes a healthy lifestyle among its residents.

Financial System and Programs

The city’s financial system is robust, and Placentia actively supports its residents with various financial programs. The local government prioritizes economic development and works closely with businesses to stimulate growth. Residents can also benefit from financial assistance programs for housing, education, and small businesses, making it easier for individuals and families to thrive in Placentia.

Housing Market

The Placentia housing market is diverse, catering to a wide range of preferences and budgets. Whether you’re looking for a cozy single-family home, a spacious condominium, or a modern apartment, Placentia has something for everyone. The city’s real estate market is known for its stability and steady appreciation, making it an attractive option for both first-time buyers and seasoned investors.

Activities for Senior Citizens

Placentia recognizes the importance of providing enriching activities and support for its senior citizens. The city offers senior centers and community programs that promote socialization, fitness, and lifelong learning. From senior fitness classes to arts and crafts workshops, Placentia ensures that its elderly residents can enjoy a fulfilling and active retirement.

Activities for Youth

Youth in Placentia are not forgotten either. The city is home to numerous recreational facilities, parks, and community centers that offer a wide range of activities for young people. Whether it’s participating in sports leagues, exploring the arts, or engaging in community service, Placentia provides ample opportunities for youth to grow, learn, and have fun.

Parks and Recreation

Placentia takes great pride in its parks and recreational facilities. The city boasts a well-maintained park system that includes beautiful green spaces, sports fields, playgrounds, and walking trails. Tri-City Park, in particular, is a beloved local gem, offering a serene lake, picnic areas, and opportunities for fishing and boating. The city’s commitment to preserving natural beauty allows residents to enjoy the outdoors year-round.

Conclusion: Why Placentia is a Great City to Live In

In conclusion, Placentia, California, is a city that excels in every aspect of a great place to call home. Its charming suburban lifestyle, excellent education and healthcare systems, robust financial programs, and diverse housing market make it a haven for families, professionals, and retirees alike. Placentia’s dedication to providing enriching activities for both its senior citizens and youth fosters a strong sense of community and belonging. Moreover, the city’s commitment to preserving its natural beauty through well-maintained parks and recreational areas allows residents to enjoy a high quality of life.

Placentia is more than just a city; it’s a thriving community that values its residents and their well-being. With its ideal location, just a short drive from major employment centers in Orange County and Los Angeles, Placentia offers the best of both worlds – a peaceful suburban haven with easy access to the excitement of big-city living.

In Placentia, you can build a fulfilling life, create lasting memories, and be part of a welcoming and vibrant community. Whether you’re looking to raise a family, further your career, or enjoy a relaxed retirement, Placentia, California, beckons with open arms, inviting you to experience the exceptional quality of life it has to offer.