Phone: 888-681-4128

1906 W. Garvey Ave S. Suite 200 West Covina, CA 91790




Why Choose Us?

0 %

Customer Satisfaction Rate

30 Days

Average Loan Approval Period

90 %

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Getting a Mortgage in Petaluma Shouldn't be Hard

See how simple it is to get a mortgage in Petaluma

Follow our step-by-step guide to learn how to buy a home in Petaluma
Learn how refinancing in Petaluma can help you save money in the long run

Petaluma Mortgage

Welcome to the official site of O1NE MORTGAGE, INC., a full-service mortgage company in Petaluma, California.

We’ve simplified the process and created friendly tools within this site to give you a hassle-free experience with your mortgage loan process. We can help you realize your dream of homeownership or help you to save by lowering your current monthly payments.

In terms of Purchase we offer the following Qualified Mortgage type of loans:

Conventional | FHA | VA | USDA | Jumbo

In terms of Refinance, we offer a wide range of products designed to best fit your needs. If you’re looking for a cash-out, or to just get a better rate and term, we can assist you. We offer the following refinancing programs:

Conventional | FHA Streamline | FHA Cash Out | VA Streamline | VA Cash-Out | USDA Streamline | Jumbo | HELOC

What makes us unique is that we offer the following niche, Non-Qualified mortgage products:

Bank Statements | Hard Money| Foreign National

Contact us today to prequalify for your dream home or to start saving on your current mortgage.

The City of Petaluma

Nestled in the heart of Sonoma County, Petaluma, California, is a picturesque city that boasts a unique blend of rich history, small-town charm, and modern amenities. With a population of around 60,000 residents, Petaluma offers a vibrant lifestyle, excellent education and health systems, a robust financial landscape, and a myriad of recreational opportunities for people of all ages. In this article, we will delve into the various aspects that make Petaluma a great city to live in.

Lifestyle in Petaluma:

Petaluma’s lifestyle is defined by a strong sense of community, making it an ideal place to raise a family or enjoy a peaceful retirement. The city’s historic downtown is the heart of social life, featuring a wide array of restaurants, cafes, boutique shops, and cultural venues. Residents can often be seen strolling along the charming streets, engaging in friendly conversations with neighbors, and enjoying the city’s laid-back atmosphere.

Education System:

Petaluma takes pride in its excellent education system, which is marked by quality public and private schools. The Petaluma City School District oversees a network of top-notch elementary, middle, and high schools that consistently achieve high academic standards. Additionally, the city is home to prestigious charter schools and private educational institutions that provide diverse learning opportunities for students of all backgrounds.

Health System:

Healthcare in Petaluma is well-catered through a range of medical facilities, including the Petaluma Valley Hospital and various clinics and health centers. The city is known for its numerous health-focused events and initiatives that promote wellness and community engagement. Residents can access quality healthcare services, ensuring their well-being is well taken care of.

Financial System and Financial Programs:

Petaluma’s financial landscape is robust, supporting a thriving economy that benefits both residents and businesses. The city has a well-established banking sector, offering various financial services to individuals and enterprises. Furthermore, Petaluma boasts several financial programs designed to aid small businesses, entrepreneurs, and low-income families. These programs include grants, loans, and assistance in accessing resources, fostering economic growth and financial stability within the community.

Housing Market:

The housing market in Petaluma is diverse, with options ranging from historic homes with Victorian charm to modern developments. While the real estate market has experienced some growth, efforts have been made to maintain the city’s character and prevent overdevelopment. The availability of housing for various income levels ensures that both long-term residents and newcomers can find suitable accommodation.

Activities for Senior Citizens:

Petaluma offers a wealth of activities catered to senior citizens, fostering a strong sense of inclusion and community for this demographic. The Petaluma Senior Center is a hub of activity, providing numerous programs, classes, and social events for seniors. From fitness classes to art workshops and day trips, seniors can stay engaged and maintain an active lifestyle.

Activities for Youth:

The city is also committed to providing enriching activities for its younger population. Petaluma has a well-organized network of parks and recreational centers, offering a wide range of youth programs. From sports leagues and arts camps to STEM workshops, the city ensures that children and teenagers have ample opportunities to develop their skills and passions.

Parks and Recreation:

Petaluma is a haven for nature enthusiasts, boasting an abundance of parks and green spaces. Helen Putnam Regional Park, Shollenberger Park, and Petaluma Adobe State Historic Park are just a few examples of the city’s breathtaking recreational spots. These areas provide opportunities for hiking, birdwatching, picnicking, and relaxation, allowing residents to connect with nature and maintain a healthy lifestyle.


In conclusion, Petaluma, California, is a remarkable city that encapsulates the best of both worlds – a tight-knit community with a thriving modern landscape. Its excellent education and health systems, along with various financial programs, contribute to the well-being and prosperity of its residents. The diverse housing market ensures that everyone can find their place in this beautiful city.

Moreover, Petaluma’s commitment to providing activities for people of all ages, from youth to seniors, fosters a sense of belonging and encourages community engagement. The abundance of parks and recreational spaces allows residents to embrace the outdoors and appreciate the natural beauty that surrounds them.

All of these factors combined make Petaluma an exceptional place to call home. Whether you seek a peaceful retreat to raise a family or an active community to enjoy your golden years, Petaluma has something special to offer. With its unique blend of small-town charm, a thriving economy, and a focus on well-being and community, Petaluma remains a true gem of the West Coast.

Contact Us

1906 W. Garvey Ave S. Suite 200 West Covina, CA 91790
Phone: 888-681-4128

Company NMLS: 1906814