Phone: 888-681-4128

1906 W. Garvey Ave S. Suite 200 West Covina, CA 91790

Palo Alto



Why Choose Us?

0 %

Customer Satisfaction Rate

30 Days

Average Loan Approval Period

90 %

Online Loan Application

Getting a Mortgage in Palo Alto Shouldn't be Hard

See how simple it is to get a mortgage in Palo Alto

Follow our step-by-step guide to learn how to buy a home in Palo Alto
Learn how refinancing in Palo Alto can help you save money in the long run

Palo Alto Mortgage

Welcome to the official site of O1NE MORTGAGE, INC., a full-service mortgage company in Palo Alto, California.

We’ve simplified the process and created friendly tools within this site to give you a hassle-free experience with your mortgage loan process. We can help you realize your dream of homeownership or help you to save by lowering your current monthly payments.

In terms of Purchase we offer the following Qualified Mortgage type of loans:

Conventional | FHA | VA | USDA | Jumbo

In terms of Refinance, we offer a wide range of products designed to best fit your needs. If you’re looking for a cash-out, or to just get a better rate and term, we can assist you. We offer the following refinancing programs:

Conventional | FHA Streamline | FHA Cash Out | VA Streamline | VA Cash-Out | USDA Streamline | Jumbo | HELOC

What makes us unique is that we offer the following niche, Non-Qualified mortgage products:

Bank Statements | Hard Money| Foreign National

Contact us today to prequalify for your dream home or to start saving on your current mortgage.

The City of Palo Alto

Nestled in the heart of Silicon Valley, Palo Alto, California, stands as a beacon of innovation and cultural diversity. With a rich history dating back to its founding in 1894, this city has evolved into a dynamic community that seamlessly blends technological prowess with an exceptional quality of life. From its renowned education system to its robust healthcare facilities, thriving financial programs, and vibrant recreational opportunities, Palo Alto offers an all-encompassing experience that appeals to residents of all ages.

Lifestyle and Cultural Diversity

Palo Alto boasts a unique and inclusive lifestyle that reflects the values of its diverse population. The city’s commitment to cultural exchange is evident in its myriad of ethnic festivals, art galleries, and community gatherings. Residents have the opportunity to immerse themselves in a tapestry of global cultures, enhancing their understanding and appreciation for the world around them.

Education System

At the heart of Palo Alto’s reputation as a hub of intellectual and technological advancement lies its exceptional education system. Home to the prestigious Stanford University, the city is not only a magnet for some of the brightest minds but also a nurturing ground for future leaders and innovators. The local K-12 school districts consistently rank among the top in the nation, providing students with access to world-class education and countless opportunities for academic growth.

Health System

Palo Alto’s commitment to holistic well-being is evident in its comprehensive healthcare system. The city is home to cutting-edge medical facilities, research centers, and wellness programs that prioritize preventive care and patient-centered approaches. Residents benefit from a range of healthcare options, ensuring that their physical and mental well-being are well taken care of.

Financial System and Programs

With its strategic location in Silicon Valley, Palo Alto naturally thrives as an economic powerhouse. The city’s financial system is characterized by a robust business environment, supported by a network of startups, established tech giants, and thriving small enterprises. Palo Alto’s commitment to fostering innovation is further exemplified through its array of financial programs that encourage entrepreneurship and support local businesses in their growth endeavors.

Housing Market

The housing market in Palo Alto reflects the city’s desirability and its proximity to the tech industry. The demand for housing often surpasses the supply, leading to a competitive real estate landscape. While this presents challenges, it also showcases the city’s allure. Diverse housing options cater to various lifestyles, ensuring that residents can find the perfect nest that suits their preferences.

Activities for All Generations

Palo Alto takes pride in offering an array of activities tailored to different age groups. For senior citizens, the city provides a wealth of social gatherings, clubs, and wellness programs that promote active aging and community engagement. From art classes to fitness sessions, seniors can enjoy a fulfilling and enriching lifestyle.

Youth in Palo Alto are offered an exciting array of extracurricular activities, sports leagues, and educational programs that foster their holistic development. The city’s commitment to nurturing young talent ensures that the next generation is well-prepared to tackle the challenges of the future.

Parks and Recreation

Amidst the bustling urban landscape, Palo Alto provides an abundance of green spaces and recreational facilities. The city’s parks are meticulously designed havens, offering opportunities for outdoor activities, relaxation, and community gatherings. Residents can enjoy picnics, hiking, biking, and various sports, fostering a healthy and active lifestyle.


In the heart of Silicon Valley, Palo Alto shines as a testament to the harmonious fusion of innovation, culture, and community. Its exceptional education system molds future leaders, while its healthcare facilities prioritize holistic well-being. The thriving financial programs bolster economic growth, and the housing market reflects its desirability. From the young to the young-at-heart, Palo Alto’s activities cater to all age groups, fostering a vibrant and inclusive environment.

The city’s commitment to preserving green spaces ensures that nature thrives amidst urban development. In Palo Alto, life is not just lived; it is celebrated, experienced, and enriched. This dynamic city stands as an embodiment of progressive ideals and offers a glimpse into a future where technology and humanity coexist harmoniously. As a microcosm of innovation and culture, Palo Alto undoubtedly remains an exceptional place to call home.

Contact Us

1906 W. Garvey Ave S. Suite 200 West Covina, CA 91790
Phone: 888-681-4128

Company NMLS: 1906814