Phone: 888-681-4128

1906 W. Garvey Ave S. Suite 200 West Covina, CA 91790

Palm Springs



Why Choose Us?

0 %

Customer Satisfaction Rate

30 Days

Average Loan Approval Period

90 %

Online Loan Application

Getting a Mortgage in Palm Springs Shouldn't be Hard

See how simple it is to get a mortgage in Palm Springs

Follow our step-by-step guide to learn how to buy a home in Palm Springs
Learn how refinancing in Palm Springs can help you save money in the long run

Palm Springs Mortgage

Welcome to the official site of O1NE MORTGAGE, INC., a full-service mortgage company in Palm Springs, California.

We’ve simplified the process and created friendly tools within this site to give you a hassle-free experience with your mortgage loan process. We can help you realize your dream of homeownership or help you to save by lowering your current monthly payments.

In terms of Purchase we offer the following Qualified Mortgage type of loans:

Conventional | FHA | VA | USDA | Jumbo

In terms of Refinance, we offer a wide range of products designed to best fit your needs. If you’re looking for a cash-out, or to just get a better rate and term, we can assist you. We offer the following refinancing programs:

Conventional | FHA Streamline | FHA Cash Out | VA Streamline | VA Cash-Out | USDA Streamline | Jumbo | HELOC

What makes us unique is that we offer the following niche, Non-Qualified mortgage products:

Bank Statements | Hard Money| Foreign National

Contact us today to prequalify for your dream home or to start saving on your current mortgage.

The City of Palm Springs

Nestled in the heart of the Coachella Valley, Palm Springs, California, stands as a true oasis of beauty, culture, and vitality. With its stunning landscapes, vibrant lifestyle, and well-developed infrastructure, this city has captured the hearts of both residents and visitors alike. From its top-tier education and healthcare systems to its bustling financial programs and thriving real estate market, Palm Springs is more than just a destination – it’s a place to call home.

A Lifestyle of Luxury and Leisure:

Palm Springs boasts a lifestyle that’s a seamless blend of luxury and leisure. The city’s unique desert landscape, framed by the majestic San Jacinto Mountains, creates a breathtaking backdrop for everyday life. The year-round sunny climate, with over 300 days of sunshine, allows residents to indulge in outdoor activities, making it a hub for golf, tennis, and swimming enthusiasts. The city’s emphasis on wellness is evident through its numerous spas, yoga studios, and health-focused restaurants, enabling residents to maintain a balanced and fulfilling lifestyle.

A Stellar Education System:

For families with children, Palm Springs offers a robust education system that prioritizes academic excellence and personal growth. The Palm Springs Unified School District (PSUSD) is committed to providing top-notch education, focusing on innovative teaching methods and a diverse range of extracurricular activities. The district’s dedication to student success is reflected in its consistently improving graduation rates and college acceptance rates.

Leading-Edge Health System:

Palm Springs takes the health and well-being of its residents seriously, boasting a state-of-the-art healthcare system. The city is home to renowned medical facilities, including Desert Regional Medical Center and Eisenhower Health, which offer a wide range of medical services from routine check-ups to specialized treatments. This robust healthcare network ensures that residents have access to world-class medical care, contributing to a high quality of life and peace of mind.

Navigating the Financial Landscape:

Palm Springs thrives not only as a lifestyle destination but also as a hub for financial opportunities. The city’s financial system is well-developed, offering a range of banking services, investment opportunities, and financial planning resources. Additionally, Palm Springs has implemented various financial programs to support local businesses and entrepreneurs, fostering economic growth and innovation within the community.

Real Estate Marvels:

The housing market in Palm Springs is nothing short of remarkable. With a diverse range of housing options – from sleek modern homes to charming Spanish-style villas – the city accommodates various preferences and budgets. The real estate market has shown consistent growth, making it an attractive destination for both homebuyers and real estate investors. The city’s commitment to urban planning is evident in its well-designed neighborhoods that emphasize both aesthetics and functionality.

Activities for All Ages:

Palm Springs caters to every demographic, ensuring that both senior citizens and youth have ample opportunities for recreation and enjoyment. For senior citizens, the city offers a plethora of activities, including senior centers, social clubs, and fitness classes tailored to their needs. This ensures that retirees can lead an active and engaging lifestyle, promoting physical and mental well-being.

Equally, Palm Springs offers an array of activities for the youth. The city’s parks and recreation programs provide a platform for children and teenagers to participate in sports, arts, and educational activities. These initiatives not only keep the youth engaged but also foster a sense of community and camaraderie among young residents.

Green Havens:

Palm Springs is a paradise for nature enthusiasts, with its extensive network of parks and recreational areas. The city takes pride in its well-maintained parks, where residents can enjoy picnics, sports, and leisurely walks while surrounded by stunning natural beauty. Palm Springs’ commitment to preserving its environment is evident through its eco-friendly initiatives, promoting sustainability and creating a healthier place to live.

The Ultimate Retreat:

In conclusion, Palm Springs, California, is more than just a city – it’s a lifestyle. Its exceptional education and healthcare systems ensure that residents have access to the best opportunities for growth and well-being. The financial programs and real estate market offer a foundation for financial prosperity and security. The city’s dedication to providing activities for all ages ensures a vibrant and inclusive community.

Whether you’re basking in the sun-drenched landscapes, indulging in a round of golf, or exploring the cultural offerings, Palm Springs presents a remarkable blend of luxury and leisure. It’s a haven where one can find solace, adventure, and fulfillment, making it an undeniably great city to call home.

Contact Us

1906 W. Garvey Ave S. Suite 200 West Covina, CA 91790
Phone: 888-681-4128

Company NMLS: 1906814

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Contact Information

(866) 688-9020

Opening Hours

Monday – Friday 9am-5pm 
Weekend – Closed


1906 W Garvey Ave Suite 200 West Covina CA 91790