Phone: 888-681-4128

1906 W. Garvey Ave S. Suite 200 West Covina, CA 91790

Palm Desert



Why Choose Us?

0 %

Customer Satisfaction Rate

30 Days

Average Loan Approval Period

90 %

Online Loan Application

Getting a Mortgage in Palm Desert Shouldn't be Hard

See how simple it is to get a mortgage in Palm Desert

Follow our step-by-step guide to learn how to buy a home in Palm Desert
Learn how refinancing in Palm Desert can help you save money in the long run

Palm Desert Mortgage

Welcome to the official site of O1NE MORTGAGE, INC., a full-service mortgage company in Palm Desert, California.

We’ve simplified the process and created friendly tools within this site to give you a hassle-free experience with your mortgage loan process. We can help you realize your dream of homeownership or help you to save by lowering your current monthly payments.

In terms of Purchase we offer the following Qualified Mortgage type of loans:

Conventional | FHA | VA | USDA | Jumbo

In terms of Refinance, we offer a wide range of products designed to best fit your needs. If you’re looking for a cash-out, or to just get a better rate and term, we can assist you. We offer the following refinancing programs:

Conventional | FHA Streamline | FHA Cash Out | VA Streamline | VA Cash-Out | USDA Streamline | Jumbo | HELOC

What makes us unique is that we offer the following niche, Non-Qualified mortgage products:

Bank Statements | Hard Money| Foreign National

Contact us today to prequalify for your dream home or to start saving on your current mortgage.

The City of Palm Desert

Nestled within the breathtaking Coachella Valley, Palm Desert, California, emerges as a captivating oasis that seamlessly blends natural beauty with urban sophistication. With its vibrant lifestyle, top-notch education and health systems, robust financial programs, and a thriving housing market, the city has become a sought-after destination for people of all ages. From a plethora of recreational opportunities to a strong sense of community, Palm Desert offers an enviable quality of life that makes it an ideal place to call home.


Palm Desert’s lifestyle is defined by its unique fusion of relaxation and cultural vibrancy. The city’s warm climate and stunning landscapes provide a backdrop for outdoor activities like golf, hiking, and cycling, making it a haven for those who appreciate an active lifestyle. The palm-lined streets, upscale shopping districts, and a variety of fine dining establishments add a touch of luxury to everyday life.

Education System

The education system in Palm Desert is exemplary, offering residents a wide range of options for both primary and secondary education. The Desert Sands Unified School District operates several schools in the city, ensuring a quality education for children. Additionally, higher education is accessible with the nearby College of the Desert providing opportunities for further learning.

Health System

Palm Desert boasts a robust healthcare system, equipped with state-of-the-art medical facilities and renowned healthcare professionals. From routine check-ups to specialized treatments, residents have access to comprehensive medical care. The city’s focus on health is further evident through its numerous wellness centers, yoga studios, and fitness clubs, promoting a holistic approach to well-being.

Financial System and Programs

The city’s financial system is well-developed, with a diverse range of economic opportunities. The local economy thrives on a mix of tourism, retail, and services. Moreover, Palm Desert takes pride in its financial programs that encourage entrepreneurship and innovation. Small business grants, mentorship initiatives, and networking events contribute to a dynamic business environment.

Housing Market

The housing market in Palm Desert is characterized by a wide variety of options, catering to different preferences and lifestyles. From upscale gated communities with golf course views to charming suburban neighborhoods, there is something for everyone. The city’s commitment to urban planning is evident in its well-maintained streets, green spaces, and aesthetically pleasing architecture.

Activities for Senior Citizens

Palm Desert stands out as a retirement haven, offering an abundance of activities tailored to the interests of senior citizens. With its mild climate, seniors can enjoy outdoor activities year-round, including golf, tennis, and social gatherings. The city hosts senior centers that provide recreational programs, fitness classes, and cultural events, fostering a strong sense of community among retirees.

Activities for Youth

The city places a strong emphasis on providing engaging activities for its youth. Numerous sports leagues, art classes, and community events are available to keep young minds active and entertained. The Palm Desert Youth Center offers a safe and nurturing space for adolescents to learn, socialize, and grow.

Parks and Recreation

Palm Desert takes immense pride in its well-maintained parks and recreational facilities. Civic Center Park, with its serene lake, picnic areas, and amphitheater, serves as a hub for community events and gatherings. The city’s commitment to green spaces is evident through its numerous trails, botanical gardens, and sports fields, encouraging an active outdoor lifestyle.


In conclusion, Palm Desert, California, stands as an epitome of a city that offers a harmonious blend of natural beauty, cultural richness, and community spirit. Its world-class education and healthcare systems, diverse financial programs, and thriving housing market provide a foundation for a fulfilling life. Activities for senior citizens and youth alike, along with its carefully curated parks and recreational spaces, showcase the city’s commitment to holistic well-being.

Palm Desert’s allure lies not only in its stunning landscapes but also in the way it nurtures a strong sense of belonging among its residents. The city’s ability to cater to diverse demographics, from retirees seeking relaxation to young families craving adventure, makes it an exceptional place to live.

Ultimately, Palm Desert’s charm transcends its breathtaking vistas; it’s a city that fosters connections, celebrates life, and embraces the idea of a truly balanced lifestyle. For those in search of a community that values well-rounded living, Palm Desert emerges as a beacon of promise in the heart of the Coachella Valley.

Contact Us

1906 W. Garvey Ave S. Suite 200 West Covina, CA 91790
Phone: 888-681-4128

Company NMLS: 1906814

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Contact Information

(866) 688-9020

Opening Hours

Monday – Friday 9am-5pm 
Weekend – Closed


1906 W Garvey Ave Suite 200 West Covina CA 91790