Phone: 888-681-4128

1906 W. Garvey Ave S. Suite 200 West Covina, CA 91790




Why Choose Us?

0 %

Customer Satisfaction Rate

30 Days

Average Loan Approval Period

90 %

Online Loan Application

Getting a Mortgage in Oxnard Shouldn't be Hard

See how simple it is to get a mortgage in Oxnard

Follow our step-by-step guide to learn how to buy a home in Oxnard
Learn how refinancing in Oxnard can help you save money in the long run

Oxnard Mortgage

Welcome to the official site of O1NE MORTGAGE, INC., a full-service mortgage company in Oxnard, California.

We’ve simplified the process and created friendly tools within this site to give you a hassle-free experience with your mortgage loan process. We can help you realize your dream of homeownership or help you to save by lowering your current monthly payments.

In terms of Purchase we offer the following Qualified Mortgage type of loans:

Conventional | FHA | VA | USDA | Jumbo

In terms of Refinance, we offer a wide range of products designed to best fit your needs. If you’re looking for a cash-out, or to just get a better rate and term, we can assist you. We offer the following refinancing programs:

Conventional | FHA Streamline | FHA Cash Out | VA Streamline | VA Cash-Out | USDA Streamline | Jumbo | HELOC

What makes us unique is that we offer the following niche, Non-Qualified mortgage products:

Bank Statements | Hard Money| Foreign National

Contact us today to prequalify for your dream home or to start saving on your current mortgage.

The City of Oxnard

Nestled along the picturesque coast of Southern California, Oxnard stands as a shining example of a city that seamlessly combines natural beauty, a thriving community, and well-developed systems for education, health, and finance. With its vibrant lifestyle, robust education and health systems, diverse financial programs, burgeoning housing market, and a plethora of activities for all age groups, Oxnard shines as a city that offers something for everyone. In this article, we will delve into various aspects of Oxnard’s charm, shedding light on why it’s considered a great city to live in.

Lifestyle: A Fusion of Coastal Beauty and Urban Comfort

Oxnard’s lifestyle is uniquely defined by its blend of coastal charm and modern convenience. Residents enjoy easy access to pristine beaches, allowing for relaxation, water sports, and family outings. The city’s commitment to preserving its natural beauty is evident in its well-maintained parks, bike trails, and green spaces. The laid-back atmosphere encourages a healthy work-life balance, enabling residents to enjoy both their professional pursuits and leisure activities.

Education System: Nurturing Future Generations

Oxnard places a strong emphasis on education, with a diverse range of public and private schools that provide quality learning experiences for students of all ages. The Oxnard Union High School District, in particular, stands out for its commitment to academic excellence and extracurricular activities. The district’s innovative approach to education prepares students for higher education and future careers.

Health System: Prioritizing Well-being

Residents of Oxnard benefit from a comprehensive health system that includes top-notch medical facilities, skilled healthcare professionals, and a range of specialized services. The city is home to cutting-edge hospitals and clinics that offer advanced medical treatments and technologies. Oxnard’s health system reflects the city’s dedication to the well-being of its residents, ensuring that quality healthcare is always within reach.

Financial System and Programs: Fostering Economic Prosperity

Oxnard boasts a robust and dynamic financial system that supports both businesses and individuals. The city’s strategic location has facilitated a thriving economy, with a diverse range of industries contributing to its growth. Oxnard’s financial programs, including business incentives and support for entrepreneurs, play a pivotal role in fostering economic prosperity and innovation.

Housing Market: Finding Your Dream Home

The housing market in Oxnard offers a variety of options, from quaint coastal homes to modern urban apartments. The city’s real estate market has experienced steady growth, attracting both first-time homebuyers and those seeking to invest. Oxnard’s housing market reflects its desirability as a place to live, with options that cater to different preferences and lifestyles.

Activities for Senior Citizens: Embracing the Golden Years

Oxnard recognizes the importance of providing enriching activities for its senior citizens. The city offers a range of programs and recreational opportunities tailored to older adults, promoting social engagement, physical activity, and overall well-being. From senior centers to fitness classes, Oxnard ensures that its senior population remains active and connected.

Activities for Youth: Nurturing Young Talents

Youth in Oxnard are provided with a plethora of activities that foster personal growth, skill development, and a sense of community. Sports leagues, arts and cultural programs, and educational initiatives empower young individuals to explore their interests and talents. The city’s investment in its youth ensures a bright future for both the individuals and the community as a whole.

Parks and Recreation: Connecting with Nature

Oxnard’s commitment to green spaces is evident in its numerous parks and recreational areas. Residents can enjoy picnics, outdoor sports, and leisurely walks while immersing themselves in nature. The city’s dedication to preserving its environment creates a serene backdrop for relaxation and recreation, enhancing the overall quality of life.

Conclusion: Oxnard’s Endless Allure

In summation, Oxnard, California, stands as a testament to the harmonious coexistence of natural beauty, community engagement, and well-designed systems. Its exceptional lifestyle, bolstered by a robust education system, accessible healthcare, and a dynamic financial landscape, paints a compelling picture of a city that values its residents’ well-being. With a flourishing housing market, engaging activities for all age groups, and a dedication to preserving its natural treasures, Oxnard emerges as a beacon of urban living at its finest. Whether you’re seeking a coastal haven, a thriving community, or a place to nurture your passions, Oxnard offers an enchanting tapestry that celebrates the many facets of a fulfilled life.

Contact Us

1906 W. Garvey Ave S. Suite 200 West Covina, CA 91790
Phone: 888-681-4128

Company NMLS: 1906814

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Contact Information

(866) 688-9020

Opening Hours

Monday – Friday 9am-5pm 
Weekend – Closed


1906 W Garvey Ave Suite 200 West Covina CA 91790