Phone: 888-681-4128

1906 W. Garvey Ave S. Suite 200 West Covina, CA 91790




Why Choose Us?

0 %

Customer Satisfaction Rate

30 Days

Average Loan Approval Period

90 %

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Getting a Mortgage in Oroville Shouldn't be Hard

See how simple it is to get a mortgage in Oroville

Follow our step-by-step guide to learn how to buy a home in Oroville
Learn how refinancing in Oroville can help you save money in the long run

Oroville Mortgage

Welcome to the official site of O1NE MORTGAGE, INC., a full-service mortgage company in Oroville, California.

We’ve simplified the process and created friendly tools within this site to give you a hassle-free experience with your mortgage loan process. We can help you realize your dream of homeownership or help you to save by lowering your current monthly payments.

In terms of Purchase we offer the following Qualified Mortgage type of loans:

Conventional | FHA | VA | USDA | Jumbo

In terms of Refinance, we offer a wide range of products designed to best fit your needs. If you’re looking for a cash-out, or to just get a better rate and term, we can assist you. We offer the following refinancing programs:

Conventional | FHA Streamline | FHA Cash Out | VA Streamline | VA Cash-Out | USDA Streamline | Jumbo | HELOC

What makes us unique is that we offer the following niche, Non-Qualified mortgage products:

Bank Statements | Hard Money| Foreign National

Contact us today to prequalify for your dream home or to start saving on your current mortgage.

The City of Oroville

Nestled in the picturesque landscapes of Northern California, Oroville stands out as a thriving city with a unique blend of natural beauty, recreational opportunities, and a strong sense of community. This article delves into various aspects of Oroville, from its lifestyle and education system to its health, financial programs, housing market, and recreational activities, making a compelling case for why it’s a great city to live in.

Lifestyle in Oroville, California:

Oroville boasts a relaxed and laid-back lifestyle, perfect for those seeking a peaceful respite from the fast pace of urban living. The city’s warm climate, with mild winters and hot summers, allows residents to indulge in a wide range of outdoor activities year-round. The proximity to Lake Oroville offers ample opportunities for boating, fishing, hiking, and camping, making it a haven for nature enthusiasts.

The community in Oroville is known for its welcoming and inclusive spirit, fostering a sense of belonging for all residents. The city celebrates its cultural diversity through various events and festivals that bring people together and promote unity.

Education System:

Oroville’s education system is commendable, with a focus on providing quality education to its young citizens. The city is served by Oroville City Elementary School District and Oroville Union High School District, both of which have dedicated teachers and staff who strive to create a conducive learning environment. Additionally, there are private schools and charter schools that offer alternative educational choices for families.

For higher education, Butte College, located nearby, provides a range of academic and vocational programs, making it a popular choice for students pursuing post-secondary education.

Health System:

Oroville takes the health and well-being of its residents seriously, with access to excellent healthcare facilities and services. Oroville Hospital, the city’s main medical center, is equipped with modern technology and staffed by skilled healthcare professionals. Moreover, the city promotes a healthy lifestyle through various fitness programs and wellness initiatives.

Financial System and Financial Programs:

The city’s financial system is robust, with a thriving local economy supported by a diverse range of industries. Agriculture, tourism, and healthcare are among the key sectors driving economic growth in Oroville. The city government is proactive in attracting businesses, thereby creating job opportunities for its residents.

Furthermore, Oroville offers various financial programs and incentives to support small businesses and entrepreneurs. From low-interest loans to grants and tax credits, these initiatives play a crucial role in fostering economic growth and stability in the region.

Housing Market:

Oroville’s housing market is appealing to both renters and homebuyers. The city offers a mix of single-family homes, apartments, and townhouses, catering to diverse housing needs. The cost of living in Oroville is relatively affordable compared to many other parts of California, making it an attractive destination for those looking to settle down or retire comfortably.

Activities for Senior Citizens:

Oroville prides itself on providing ample opportunities for its senior citizens to lead an active and fulfilling life. The City of Oroville Recreation Department organizes various senior programs, including fitness classes, social events, and day trips, fostering a strong sense of community among the elderly population. Additionally, Oroville’s parks and recreational areas are designed to be accessible to people of all ages, including seniors.

Activities for Youth:

Young residents of Oroville have plenty of recreational activities and programs to keep them engaged and entertained. The city’s parks offer playgrounds, sports fields, and community centers that host various youth programs, from sports leagues to art and educational activities. These initiatives contribute to the holistic development of Oroville’s youth and instill a sense of pride and ownership in their community.

Parks and Recreation:

Oroville takes pride in its well-maintained parks and recreational facilities, which serve as the heart of the community. The Oroville Dam and the vast Lake Oroville State Recreation Area offer an array of outdoor activities, including hiking, camping, and water sports. Riverbend Park, Bedrock Park, and Bicentennial Park are among the many other green spaces that offer picnic areas, playgrounds, and walking trails, providing residents with countless opportunities to enjoy the great outdoors.


Oroville, California, presents an inviting and attractive destination for those seeking a high-quality lifestyle in a close-knit community. From its scenic natural beauty and recreational opportunities to its excellent education and healthcare systems, the city excels in providing a holistic living experience for residents of all ages.

Whether you’re a nature lover, a young professional, a family looking for a supportive community, or a retiree seeking a serene and active lifestyle, Oroville offers something for everyone. With its thriving economy, affordable housing market, and a commitment to the well-being of its residents, Oroville shines as a great city worth considering as your next home.

Contact Us

1906 W. Garvey Ave S. Suite 200 West Covina, CA 91790
Phone: 888-681-4128

Company NMLS: 1906814

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Contact Information

(866) 688-9020

Opening Hours

Monday – Friday 9am-5pm 
Weekend – Closed


1906 W Garvey Ave Suite 200 West Covina CA 91790