Phone: 888-681-4128

1906 W. Garvey Ave S. Suite 200 West Covina, CA 91790




Why Choose Us?

0 %

Customer Satisfaction Rate

30 Days

Average Loan Approval Period

90 %

Online Loan Application

Getting a Mortgage in Oceanside Shouldn't be Hard

See how simple it is to get a mortgage in Oceanside

Follow our step-by-step guide to learn how to buy a home in Oceanside
Learn how refinancing in Oceanside can help you save money in the long run

Oceanside Mortgage

Welcome to the official site of O1NE MORTGAGE, INC., a full-service mortgage company in Oceanside, California.

We’ve simplified the process and created friendly tools within this site to give you a hassle-free experience with your mortgage loan process. We can help you realize your dream of homeownership or help you to save by lowering your current monthly payments.

In terms of Purchase we offer the following Qualified Mortgage type of loans:

Conventional | FHA | VA | USDA | Jumbo

In terms of Refinance, we offer a wide range of products designed to best fit your needs. If you’re looking for a cash-out, or to just get a better rate and term, we can assist you. We offer the following refinancing programs:

Conventional | FHA Streamline | FHA Cash Out | VA Streamline | VA Cash-Out | USDA Streamline | Jumbo | HELOC

What makes us unique is that we offer the following niche, Non-Qualified mortgage products:

Bank Statements | Hard Money| Foreign National

Contact us today to prequalify for your dream home or to start saving on your current mortgage.

The City of Oceanside

Nestled along the picturesque coastline of Southern California, Oceanside stands as a vibrant and captivating city that offers a blend of natural beauty, cultural richness, and a high-quality lifestyle. With its excellent education and health systems, robust financial programs, thriving housing market, and diverse recreational opportunities, Oceanside has rightfully earned its reputation as a sought-after destination for residents of all ages.


Oceanside’s lifestyle is a harmonious symphony of relaxation and excitement. As a coastal city, it embraces a laid-back vibe while also providing an array of activities for the adventure-seekers. Residents can enjoy the calming sound of waves on the sandy beaches, take leisurely strolls on the Oceanside Pier, or engage in water sports like surfing and paddleboarding. The city’s commitment to preserving its natural beauty is evident through its well-maintained parks and green spaces, creating an ideal backdrop for outdoor enthusiasts.

Education System:

Oceanside boasts a robust education system that caters to all age groups. From well-regarded public schools to private institutions, the city focuses on providing quality education. Oceanside Unified School District is known for its dedication to student success, offering a wide range of academic and extracurricular programs. Additionally, MiraCosta College offers higher education opportunities, making it convenient for local students to pursue their academic goals without leaving the city.

Health System:

Residents’ well-being is a priority in Oceanside, evident through its well-established health system. The city is home to multiple healthcare facilities that offer a comprehensive range of medical services. From specialized clinics to advanced hospitals, residents have access to quality healthcare that caters to various needs.

Financial System and Programs:

Oceanside’s financial system is well-structured, providing a stable economic environment for residents. The city offers a variety of financial programs aimed at supporting both individuals and local businesses. These programs include small business grants, entrepreneurship initiatives, and financial literacy workshops, fostering economic growth and stability within the community.

Housing Market:

The housing market in Oceanside is diverse, offering a wide range of options for potential residents. From cozy beachside cottages to modern condominiums with ocean views, the city’s real estate caters to various preferences. While the market can be competitive, the city’s consistent growth has resulted in an expansion of housing opportunities to accommodate the increasing demand.

Activities for Senior Citizens:

Oceanside recognizes and values its senior citizens, offering a plethora of activities and resources to enrich their lives. The city’s senior centers provide social engagement opportunities, fitness classes, educational workshops, and various events tailored to seniors’ interests. The Oceanside Senior Center, for instance, hosts activities like dance classes, art workshops, and day trips, fostering a sense of community and camaraderie among its senior residents.

Activities for Youth:

The city acknowledges the importance of engaging its younger population through diverse youth-oriented programs. Oceanside’s recreational facilities offer after-school activities, sports leagues, arts programs, and leadership opportunities for teenagers. These initiatives provide a safe and constructive environment for youth to develop skills, build friendships, and make meaningful contributions to their community.

Parks and Recreation:

Oceanside’s commitment to promoting an active lifestyle is evident through its numerous parks and recreational spaces. The city maintains a network of parks equipped with facilities for sports, picnics, and relaxation. Guajome Regional Park, with its lush landscapes and tranquil lakes, provides an ideal spot for hiking, bird-watching, and family outings. The renowned Goat Hill Park presents a haven for golf enthusiasts, offering stunning views of the Pacific Ocean.

Conclusion: Why Oceanside is a Great City to Live In:

In conclusion, Oceanside, California, encapsulates the quintessential Californian dream – a life by the beach paired with a rich tapestry of opportunities. Its exceptional education system, robust health facilities, stable financial programs, and diverse housing options make it an attractive destination for individuals and families alike. From seniors to youth, everyone finds their place in the city’s vibrant community.

Oceanside’s dedication to preserving its natural beauty through well-maintained parks and coastal areas promotes a healthy and active lifestyle. The wide array of activities available for residents, regardless of age, ensures a well-rounded and fulfilling life.

In essence, Oceanside seamlessly combines the serenity of coastal living with the vibrancy of a thriving community. Its commitment to nurturing both individual growth and communal bonds makes it not just a city, but a place to call home. Whether you seek the solace of the sea or the warmth of a tightly-knit community, Oceanside stands as a testament to the Californian dream.

Contact Us

1906 W. Garvey Ave S. Suite 200 West Covina, CA 91790
Phone: 888-681-4128

Company NMLS: 1906814

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Contact Information

(866) 688-9020

Opening Hours

Monday – Friday 9am-5pm 
Weekend – Closed


1906 W Garvey Ave Suite 200 West Covina CA 91790