Phone: 888-681-4128

1906 W. Garvey Ave S. Suite 200 West Covina, CA 91790




Why Choose Us?

0 %

Customer Satisfaction Rate

30 Days

Average Loan Approval Period

90 %

Online Loan Application

Getting a Mortgage in Novato Shouldn't be Hard

See how simple it is to get a mortgage in Novato

Follow our step-by-step guide to learn how to buy a home in Novato
Learn how refinancing in Novato can help you save money in the long run

Novato Mortgage

Welcome to the official site of O1NE MORTGAGE, INC., a full-service mortgage company in Novato, California.

We’ve simplified the process and created friendly tools within this site to give you a hassle-free experience with your mortgage loan process. We can help you realize your dream of homeownership or help you to save by lowering your current monthly payments.

In terms of Purchase we offer the following Qualified Mortgage type of loans:

Conventional | FHA | VA | USDA | Jumbo

In terms of Refinance, we offer a wide range of products designed to best fit your needs. If you’re looking for a cash-out, or to just get a better rate and term, we can assist you. We offer the following refinancing programs:

Conventional | FHA Streamline | FHA Cash Out | VA Streamline | VA Cash-Out | USDA Streamline | Jumbo | HELOC

What makes us unique is that we offer the following niche, Non-Qualified mortgage products:

Bank Statements | Hard Money| Foreign National

Contact us today to prequalify for your dream home or to start saving on your current mortgage.

The City of Novato

Nestled in the picturesque Marin County, Novato, California, is a city that offers a unique blend of natural beauty, a robust education and health system, a thriving financial landscape, and a plethora of recreational activities. With its charming neighborhoods, diverse community, and commitment to fostering well-rounded opportunities for all residents, Novato stands out as a wonderful place to call home.


Novato’s lifestyle reflects the essence of Northern California. Residents here enjoy a balanced blend of suburban tranquility and proximity to bustling urban centers. The city’s community-oriented nature promotes a strong sense of belonging, making it an ideal place for families, young professionals, and retirees alike.

Education System:

The education system in Novato is top-notch, with a strong focus on providing students with a well-rounded learning experience. Novato Unified School District (NUSD) oversees the public schools in the area, which are renowned for their high academic standards and extracurricular activities. Additionally, there are several private schools and charter schools that offer diverse educational options to cater to different learning needs.

Health System:

Novato boasts an efficient and reliable healthcare system, ensuring that residents have access to quality medical care. The city is home to several state-of-the-art hospitals, clinics, and medical centers, staffed by highly skilled healthcare professionals. This commitment to healthcare excellence contributes significantly to the well-being of Novato’s population.

Financial System:

Novato’s financial system is robust, with a diverse economy that includes a mix of industries such as biotechnology, technology, and retail. The city actively supports local businesses, offering various incentives and resources to foster growth and create job opportunities. Moreover, the city’s strategic location, near major metropolitan areas, provides ample opportunities for commerce and economic development.

Financial Programs:

In line with its supportive financial system, Novato offers various financial programs to assist residents and businesses. These programs include small business grants, affordable housing initiatives, and low-interest loans for entrepreneurs. The city’s commitment to fostering economic growth ensures that it remains an attractive destination for business ventures and residents alike.

Housing Market:

The housing market in Novato offers a wide range of options, catering to different preferences and budgets. From charming suburban homes to modern apartments and condos, Novato accommodates diverse living needs. While the city experiences steady growth, efforts are made to maintain a balance between development and preserving the natural beauty of the surrounding landscapes.

Activities for Senior Citizens:

Novato recognizes the importance of catering to its senior citizens and offers a variety of activities and services to support them. The Margaret Todd Senior Center serves as a hub for social gatherings, recreational programs, and health services tailored to the needs of older adults. From art classes to fitness programs, seniors can find opportunities to stay active and engaged within the community.

Activities for Youth:

Novato is a city that cares deeply about its youth. The city’s recreation department provides an array of activities and sports programs for children and teenagers, promoting healthy habits, teamwork, and personal growth. Additionally, Novato’s commitment to education extends to after-school programs and enrichment opportunities, ensuring that the younger generation thrives academically and personally.

Parks and Recreation:

One of Novato’s standout features is its abundance of parks and recreational areas. The city takes pride in maintaining green spaces that encourage outdoor activities and foster a strong sense of community. Stafford Lake Park, with its scenic lake and picnic areas, is a popular spot for families and friends to gather. The Marinwood Pool and Community Center provide a hub for aquatic activities, fitness classes, and community events.


Novato, California, is more than just a city; it’s a community that thrives on diversity, inclusivity, and a commitment to quality living. Its outstanding education and health systems ensure a bright future for its residents, while the thriving financial landscape supports local businesses and job opportunities. With a housing market that offers diverse choices and recreational activities for all age groups, Novato strikes an excellent balance between work and play. Whether you’re a senior citizen seeking an active retirement or a family looking for a safe and nurturing environment to raise children, Novato welcomes you with open arms. The city’s vibrant lifestyle, coupled with its essential systems, makes it a true gem in the heart of Northern California.

Contact Us

1906 W. Garvey Ave S. Suite 200 West Covina, CA 91790
Phone: 888-681-4128

Company NMLS: 1906814

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Contact Information

(866) 688-9020

Opening Hours

Monday – Friday 9am-5pm 
Weekend – Closed


1906 W Garvey Ave Suite 200 West Covina CA 91790