Phone: 888-681-4128

1906 W. Garvey Ave S. Suite 200 West Covina, CA 91790




Why Choose Us?

0 %

Customer Satisfaction Rate

30 Days

Average Loan Approval Period

90 %

Online Loan Application

Getting a Mortgage in Northridge Shouldn't be Hard

See how simple it is to get a mortgage in Northridge

Follow our step-by-step guide to learn how to buy a home in Northridge
Learn how refinancing in Northridge can help you save money in the long run

Northridge Mortgage

Welcome to the official site of O1NE MORTGAGE, INC., a full-service mortgage company in Northridge, California.

We’ve simplified the process and created friendly tools within this site to give you a hassle-free experience with your mortgage loan process. We can help you realize your dream of homeownership or help you to save by lowering your current monthly payments.

In terms of Purchase we offer the following Qualified Mortgage type of loans:

Conventional | FHA | VA | USDA | Jumbo

In terms of Refinance, we offer a wide range of products designed to best fit your needs. If you’re looking for a cash-out, or to just get a better rate and term, we can assist you. We offer the following refinancing programs:

Conventional | FHA Streamline | FHA Cash Out | VA Streamline | VA Cash-Out | USDA Streamline | Jumbo | HELOC

What makes us unique is that we offer the following niche, Non-Qualified mortgage products:

Bank Statements | Hard Money| Foreign National

Contact us today to prequalify for your dream home or to start saving on your current mortgage.

The City of Northridge

Nestled in the San Fernando Valley, Northridge, California, is a vibrant city that boasts a diverse lifestyle, robust education and health systems, flourishing financial programs, a competitive housing market, and a plethora of recreational activities for residents of all ages. In this article, we will take an in-depth look at what makes Northridge a great city to live in.


Northridge offers a unique blend of urban convenience and suburban tranquility. Residents enjoy a relaxed and laid-back atmosphere while benefiting from the proximity to Los Angeles, one of the world’s cultural and economic hubs. The city’s welcoming and inclusive community fosters a sense of belonging, making it an attractive place for individuals and families alike.

Education System:

The education system in Northridge is exemplary, with top-notch public and private schools serving the community. The Los Angeles Unified School District (LAUSD) oversees public schools, ensuring students receive quality education and diverse extracurricular opportunities. For higher education, California State University, Northridge (CSUN), stands as a prominent institution, offering a wide range of academic programs and research opportunities.

Health System:

Northridge provides access to state-of-the-art healthcare facilities, ensuring the well-being of its residents. Leading hospitals and medical centers in the area offer specialized care, advanced treatments, and skilled medical professionals, making the city a haven for health-conscious individuals and families.

Financial System:

The financial landscape in Northridge is robust, characterized by a mix of small businesses and established enterprises. The city’s economy thrives on diverse industries, including technology, healthcare, and entertainment. Moreover, Northridge’s location within the Greater Los Angeles area opens doors to numerous job opportunities, making it a promising destination for career growth.

Financial Programs:

The city’s administration places great emphasis on supporting local businesses and encouraging entrepreneurship. Various financial programs, such as grants, loans, and tax incentives, are available to stimulate economic growth and innovation. These initiatives create a conducive environment for both established companies and startups to flourish.

Housing Market:

Northridge’s housing market is dynamic, offering a range of options from charming suburban homes to modern condominiums. While the cost of living can be higher compared to some areas, the city’s amenities and quality of life make it a worthwhile investment. The real estate market caters to various budgets, ensuring that everyone can find a place to call home.

Activities for Senior Citizens:

Northridge prides itself on being a senior-friendly community, providing a host of activities and services tailored to older adults. The Northridge Senior Center is a hub of recreational, educational, and social programs designed to enhance the lives of seniors. From fitness classes to art workshops, seniors can engage in various activities and forge lasting connections.

Activities for Youth:

The city places great importance on the youth’s development and offers an array of activities to keep them engaged and active. Local sports leagues, community centers, and after-school programs provide opportunities for young residents to nurture their talents, socialize, and build valuable life skills.

Parks and Recreation:

Northridge is abundant in green spaces, parks, and recreational facilities, allowing residents to enjoy outdoor activities throughout the year. For nature enthusiasts, Northridge Park offers beautiful walking trails, picnic areas, and playgrounds. Additionally, the nearby Santa Susana Pass State Historic Park provides breathtaking vistas and hiking opportunities for those seeking a more adventurous experience.


In conclusion, Northridge, California, stands as a city that harmoniously combines the best of both worlds – the convenience of urban living and the serenity of suburban life. Its top-notch education and health systems, flourishing financial programs, and diverse housing market make it an ideal place for individuals and families to settle and thrive. The multitude of activities for both seniors and youth, coupled with its ample parks and recreational spaces, ensures that every resident can lead a fulfilling lifestyle.

From the welcoming community to the wealth of opportunities, Northridge truly is a city worth considering for anyone seeking a high-quality life amidst the vibrancy of Southern California.

Contact Us

1906 W. Garvey Ave S. Suite 200 West Covina, CA 91790
Phone: 888-681-4128

Company NMLS: 1906814