Phone: 888-681-4128

1906 W. Garvey Ave S. Suite 200 West Covina, CA 91790

Newport Beach



Why Choose Us?

0 %

Customer Satisfaction Rate

30 Days

Average Loan Approval Period

90 %

Online Loan Application

Getting a Mortgage in Newport Beach Shouldn't be Hard

See how simple it is to get a mortgage in Newport Beach

Follow our step-by-step guide to learn how to buy a home in Newport Beach
Learn how refinancing in Newport Beach can help you save money in the long run

Newport Beach Mortgage

Welcome to the official site of O1NE MORTGAGE, INC., a full-service mortgage company in Newport Beach, California.

We’ve simplified the process and created friendly tools within this site to give you a hassle-free experience with your mortgage loan process. We can help you realize your dream of homeownership or help you to save by lowering your current monthly payments.

In terms of Purchase we offer the following Qualified Mortgage type of loans:

Conventional | FHA | VA | USDA | Jumbo

In terms of Refinance, we offer a wide range of products designed to best fit your needs. If you’re looking for a cash-out, or to just get a better rate and term, we can assist you. We offer the following refinancing programs:

Conventional | FHA Streamline | FHA Cash Out | VA Streamline | VA Cash-Out | USDA Streamline | Jumbo | HELOC

What makes us unique is that we offer the following niche, Non-Qualified mortgage products:

Bank Statements | Hard Money| Foreign National

Contact us today to prequalify for your dream home or to start saving on your current mortgage.

The City of Newport Beach

Nestled along the picturesque coastline of Southern California, Newport Beach emerges as a vibrant and sought-after city renowned for its idyllic lifestyle, excellent education system, robust health services, thriving financial landscape, and an array of recreational opportunities for residents of all ages. With its stunning beaches, rich cultural scene, and well-planned urban infrastructure, Newport Beach stands as a testament to the Californian dream. In this comprehensive guide, we delve into various aspects that make Newport Beach a great city to live in.

Lifestyle and Community

The heart of Newport Beach’s allure lies in its captivating lifestyle that blends coastal charm with urban sophistication. Residents relish a laid-back yet cosmopolitan atmosphere, where beachfront luxury meets a thriving cultural scene. The city’s well-maintained streets, upscale shopping centers, and diverse dining options contribute to its vibrant urban fabric.

Education System

Newport Beach boasts an outstanding education system that nurtures young minds to excel academically and personally. Home to top-rated public and private schools, including Newport Harbor High School and Corona del Mar High School, the city prioritizes providing quality education to its youth. Moreover, the proximity to renowned institutions like the University of California, Irvine, enhances the educational landscape, offering access to higher learning opportunities.

Health System

A robust health system is a cornerstone of any thriving community, and Newport Beach is no exception. The city is equipped with state-of-the-art medical facilities and a network of healthcare providers that cater to the well-being of its residents. From world-class hospitals to specialized clinics, Newport Beach ensures access to comprehensive healthcare services.

Financial System and Programs

Newport Beach’s financial prowess is evident in its well-managed fiscal policies and thriving business environment. The city’s financial system is characterized by prudent economic management and a favorable climate for entrepreneurship. Additionally, Newport Beach offers an array of financial programs designed to support local businesses, encourage investment, and foster economic growth. These programs not only contribute to the city’s financial stability but also create opportunities for prosperity for its residents.

Housing Market

The housing market in Newport Beach is a tapestry of architectural elegance and modern design. From stunning beachfront properties to upscale suburban homes, the city caters to diverse housing preferences. The real estate market reflects the city’s desirability, with a range of options for both buyers and renters. However, the demand for housing, coupled with the city’s prime location, contributes to a competitive market that requires strategic planning and expert guidance.

Activities for Senior Citizens

Newport Beach is a haven for senior citizens, offering a plethora of activities tailored to their interests and well-being. From senior centers hosting social events, fitness classes, and educational workshops to community outreach programs that provide essential services, the city ensures that its senior population enjoys an active and fulfilling lifestyle.

Activities for Youth

The city recognizes the importance of engaging its youth in meaningful activities that foster personal growth and skill development. Newport Beach’s youth programs encompass a wide spectrum, from sports leagues and arts and crafts workshops to mentorship initiatives and volunteering opportunities. By providing a platform for young individuals to explore their passions, Newport Beach nurtures a generation of responsible and engaged citizens.

Parks and Recreation

With its mild climate and stunning natural beauty, Newport Beach offers an abundance of outdoor recreational opportunities. The city is dotted with meticulously maintained parks that cater to various recreational pursuits. From jogging trails and sports facilities to playgrounds and picnic areas, Newport Beach encourages an active lifestyle and provides a serene backdrop for relaxation.

Conclusion: A City of Endless Opportunities

In conclusion, Newport Beach, California, stands as a testament to the Californian dream, offering a lifestyle that blends coastal charm, urban sophistication, and a thriving community spirit. Its exceptional education and healthcare systems, coupled with a robust financial landscape, create an environment of prosperity and well-being. The city’s commitment to offering activities for individuals of all ages, from senior citizens to youth, showcases its dedication to inclusivity and holistic development. With its stunning parks, vibrant cultural scene, and range of housing options, Newport Beach beckons as a city of endless opportunities.

Whether you’re captivated by its sun-kissed beaches, intrigued by its cultural offerings, or enticed by its economic prospects, Newport Beach undoubtedly earns its reputation as a great city to call home. Its alluring blend of natural beauty, educational excellence, and community vitality cements its status as a destination that truly has something for everyone. So, whether you’re seeking a place to start a family, further your career, or embrace the joys of retirement, Newport Beach beckons with open arms, ready to offer an unparalleled quality of life.

Contact Us

1906 W. Garvey Ave S. Suite 200 West Covina, CA 91790
Phone: 888-681-4128

Company NMLS: 1906814

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Contact Information

(866) 688-9020

Opening Hours

Monday – Friday 9am-5pm 
Weekend – Closed


1906 W Garvey Ave Suite 200 West Covina CA 91790