Phone: 888-681-4128

1906 W. Garvey Ave S. Suite 200 West Covina, CA 91790




Why Choose Us?

0 %

Customer Satisfaction Rate

30 Days

Average Loan Approval Period

90 %

Online Loan Application

Getting a Mortgage in Napa Shouldn't be Hard

See how simple it is to get a mortgage in Napa

Follow our step-by-step guide to learn how to buy a home in Napa
Learn how refinancing in Napa can help you save money in the long run

Napa Mortgage

Welcome to the official site of O1NE MORTGAGE, INC., a full-service mortgage company in Napa, California.

We’ve simplified the process and created friendly tools within this site to give you a hassle-free experience with your mortgage loan process. We can help you realize your dream of homeownership or help you to save by lowering your current monthly payments.

In terms of Purchase we offer the following Qualified Mortgage type of loans:

Conventional | FHA | VA | USDA | Jumbo

In terms of Refinance, we offer a wide range of products designed to best fit your needs. If you’re looking for a cash-out, or to just get a better rate and term, we can assist you. We offer the following refinancing programs:

Conventional | FHA Streamline | FHA Cash Out | VA Streamline | VA Cash-Out | USDA Streamline | Jumbo | HELOC

What makes us unique is that we offer the following niche, Non-Qualified mortgage products:

Bank Statements | Hard Money| Foreign National

Contact us today to prequalify for your dream home or to start saving on your current mortgage.

The City of Napa

Nestled in the heart of California’s wine country, Napa is a city renowned for its idyllic landscapes, world-class wineries, and vibrant community. Beyond its picturesque vineyards and rolling hills, Napa offers a rich tapestry of lifestyle amenities, a robust education system, accessible healthcare, a thriving financial ecosystem, and an array of activities catering to residents of all ages. In this article, we delve into the various facets that make Napa a great city to live in.

Lifestyle: Where Beauty Meets Tranquility

The lifestyle in Napa exudes a unique blend of sophistication and relaxation. Residents here revel in a slower pace of life, savoring the natural beauty that surrounds them. The city’s commitment to preserving its historic charm while embracing modern conveniences creates an ambiance that appeals to a diverse range of individuals. Whether you’re an artist seeking inspiration, a food enthusiast craving farm-to-table delicacies, or a nature lover in search of serene landscapes, Napa offers something for everyone.

Education System: Nurturing Tomorrow’s Leaders

Napa’s education system is a cornerstone of its community. The city is home to a collection of top-rated public and private schools, known for their dedication to academic excellence and holistic development. From early childhood education to high school, Napa’s schools prioritize a well-rounded curriculum that fosters critical thinking, creativity, and a love for learning. Additionally, Napa Valley College provides higher education opportunities, ensuring that residents have access to quality learning experiences close to home.

Health System: Wellness at Your Fingertips

The health and well-being of its residents are of paramount importance to Napa. The city boasts a comprehensive healthcare system, with state-of-the-art medical facilities and a network of experienced healthcare professionals. From routine check-ups to specialized treatments, Napa’s health system ensures that residents receive the care they need to lead healthy lives.

Financial System and Programs: Empowering Financial Security

Napa’s financial ecosystem is designed to empower its residents with economic stability. The city is home to a diverse range of industries, from agriculture to hospitality to technology, providing ample job opportunities. Additionally, Napa offers various financial programs aimed at supporting businesses, fostering entrepreneurship, and enhancing financial literacy within the community. These initiatives contribute to a thriving local economy and a sense of financial security among residents.

Housing Market: Finding Your Dream Home

The housing market in Napa is as diverse as its population. Whether you’re seeking a charming historic home, a modern suburban dwelling, or a rural escape surrounded by vineyards, Napa’s real estate options cater to various preferences. While the housing market reflects the city’s desirability, Napa is committed to affordable housing initiatives, ensuring that residents from all walks of life can find a place to call home.

Activities for Senior Citizens: Embracing the Golden Years

Napa recognizes and values its senior citizens, offering a plethora of activities tailored to their interests and needs. Senior centers provide a hub for social interaction, wellness programs, and educational workshops, fostering a strong sense of community among older residents. Whether it’s participating in art classes, joining book clubs, or engaging in outdoor excursions, Napa ensures that its seniors lead fulfilling lives.

Activities for Youth: Fostering the Next Generation

Napa’s youth are encouraged to explore their passions and talents through a wide range of activities. Sports leagues, arts programs, and educational initiatives create a nurturing environment where young individuals can thrive. Napa’s commitment to investing in its youth pays dividends by fostering leadership skills, teamwork, and a sense of civic responsibility.

Parks and Recreation: Connecting with Nature

The city’s commitment to preserving green spaces is evident through its extensive parks and recreation system. Residents can enjoy leisurely strolls, picnics, and outdoor sports in beautifully maintained parks. The Napa River Trail offers a scenic route for walking and cycling, while nearby hiking trails provide opportunities for more challenging outdoor adventures. These recreational offerings promote an active and healthy lifestyle for all ages.

Conclusion: Napa’s Timeless Allure

In conclusion, Napa, California, stands as a testament to the harmonious coexistence of natural beauty, community spirit, and modern amenities. Its commitment to education, healthcare, financial stability, and a well-rounded lifestyle showcases a city that truly cares for its residents. Whether you’re sipping world-class wine, enjoying the camaraderie of a community event, or simply basking in the splendor of the surrounding landscapes, Napa’s allure is undeniable. Its ability to seamlessly blend a rich history with contemporary living makes it not just a great city, but a remarkable place to call home. As the sun sets over the vineyards and the aroma of grapes fills the air, Napa whispers an invitation to all who seek a life of fulfillment and contentment.

Contact Us

1906 W. Garvey Ave S. Suite 200 West Covina, CA 91790
Phone: 888-681-4128

Company NMLS: 1906814

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Contact Information

(866) 688-9020

Opening Hours

Monday – Friday 9am-5pm 
Weekend – Closed


1906 W Garvey Ave Suite 200 West Covina CA 91790